每日钉一下（投资海外市场的钱，占多少比例比较合适？）

Group 1 - Many investors start their investment journey with index funds and seek ways to achieve good returns from them [2] - A free limited-time course is available that introduces investment techniques for index funds, along with course notes and mind maps for efficient learning [2] Group 2 - The appropriate proportion of funds allocated to overseas markets varies based on individual circumstances, such as immigration status [6] - For investors living abroad, a higher allocation to overseas assets like US stocks is acceptable, while those primarily residing in mainland China should limit their investment in a single market to within 20% to mitigate risks from extreme events [6]