清华金融评论·2026-03-25 07:58Core Viewpoint - Recent fluctuations in precious metal prices have prompted several banks, including Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and China Minsheng Bank, to issue risk alerts regarding the precious metals market [2][3]. Summary by Relevant Sections Market Risk Alerts - Banks are advising clients to enhance their risk awareness and to invest rationally based on their financial status and risk tolerance, while also controlling their positions in precious metals [2][3]. - Bank of China emphasizes the importance of long-term investment strategies to mitigate the impact of short-term price fluctuations [2]. - Industrial and Commercial Bank of China encourages investors to maintain a calm and rational investment mindset, avoiding impulsive trading driven by short-term market emotions [2]. - China Construction Bank highlights the need for balanced and moderate allocation in precious metals, urging investors to monitor their positions and margin balances to prevent market risks [2]. Expert Analysis - Professor Tian Lihui from Nankai University notes that the current volatility in the precious metals market has exceeded normal correction levels, entering a phase of high intensity and uncertainty [3]. - It is suggested that ordinary investors should consider non-leveraged methods such as accumulating gold or investing in gold ETFs for long-term allocation [3].