市场短期波动下，要不要卖出基金呢？｜投资小知识

Group 1 - The article discusses the impact of market fluctuations on investment strategies, particularly in relation to fund holdings during periods of volatility [3] - It references a previous market downturn in April 2025, where A-shares experienced a significant correction of 18%-19% due to concerns over inflation and interest rate policies [3] - The article emphasizes that despite short-term market fluctuations, the long-term outlook suggests a likely decrease in US interest rates, encouraging investors to hold onto their funds rather than sell [3] Group 2 - The article highlights the formula for index fund net value, which is determined by valuation, earnings, and dividends [3]