Financial Data and Key Metrics Changes - The meeting confirmed that the majority of votes cast approved the compensation of named executive officers for 2024, indicating shareholder support for executive pay practices [19] - The appointment of Deloitte as independent auditors for 2025 was ratified, reflecting confidence in the company's financial oversight [20] Business Line Data and Key Metrics Changes - No specific business line data or key metrics were discussed in the provided content Market Data and Key Metrics Changes - No specific market data or key metrics were discussed in the provided content Company Strategy and Development Direction and Industry Competition - The company emphasizes its mission to support the insurance industry and enhance protection for policyholders, indicating a focus on data-driven insights for risk assessment and underwriting [23][24] - The company collaborates with the National Fire Protection Association's Firewise USA program to analyze wildfire mitigation efforts, showcasing a proactive approach to community-level risk management [24] Management's Comments on Operating Environment and Future Outlook - Management highlighted the importance of community-level mitigation in addressing severe weather challenges, suggesting a strategic focus on enhancing resilience against natural disasters [24] Other Important Information - The proposal allowing shareholders owning 10% of the company's common stock to call special meetings was not approved, indicating a limitation on shareholder influence in governance matters [20] Q&A Session Summary Question: What are a few things that Verisk has learned from gathering data on the January 2025 fires in Southern California that is of benefit to its insurance customers? - Management noted that 80% of buildings made with noncombustible materials survived the fires, while 80% of those with combustible materials were destroyed, providing critical insights for insurers [23][24] Question: How does the compensation committee use the compensation actually paid total figures in its calculation of the CEO total compensation award for the upcoming year? - The compensation committee focuses on competitive total compensation programs based on performance parameters, aligning with shareholder interests and market data, acknowledging the differences in reported compensation figures due to equity award fluctuations [25][26]

Core Insights - The article does not provide specific insights or analysis regarding any companies or industries, focusing instead on disclosures and disclaimers related to investment positions and advice [1][2]. Group 1 - There is no stock, option, or similar derivative position held by the author in any mentioned companies, nor are there plans to initiate such positions in the near future [1]. - The article expresses personal opinions of the author and does not reflect the views of Seeking Alpha as a whole [2]. - The content does not provide any investment recommendations or advice regarding suitability for particular investors [2].

Company Overview - Verisk Analytics is a leading data analytics provider serving customers in various sectors including insurance, energy, and financial services, utilizing advanced technologies for data collection and analysis [11] - The company operates in 30 countries and offers predictive analytics and decision support solutions across multiple fields such as underwriting, claims, and economic forecasting [11] Investment Insights - Verisk Analytics holds a Zacks Rank of 3 (Hold) with a VGM Score of B, indicating a stable investment position [12] - The company has a Momentum Style Score of B, with shares increasing by 3.1% over the past four weeks, suggesting positive momentum [12] - Recent analyst activity shows three analysts have revised their earnings estimates higher for fiscal 2025, with the Zacks Consensus Estimate increasing by $0.01 to $7.05 per share [12] - Verisk Analytics has an average earnings surprise of 3.8%, indicating a history of exceeding earnings expectations [12] Conclusion - With a solid Zacks Rank and favorable Momentum and VGM Style Scores, Verisk Analytics is positioned as a noteworthy option for investors [13]

Group 1 - The previous investment thought on Verisk Analytics (NASDAQ: VRSK) was a buy rating due to a strong growth outlook supporting a valuation premium and attractive upside [1] - The solid 1Q25 results validated the investment thesis, focusing on long-term investments while incorporating short-term shorts to uncover alpha opportunities [1] - The investment approach revolves around bottom-up analysis, examining the fundamental strengths and weaknesses of individual companies [1] Group 2 - The investment duration is medium to long-term, aiming to identify companies with solid fundamentals, sustainable competitive advantages, and growth potential [1]

Verisk (VRSK) has reported impressive first-quarter 2025 results, wherein earnings and revenues beat the Zacks Consensus Estimate.VRSK’s adjusted earnings were $1.73 per share, surpassing the Zacks Consensus Estimate by 3.6% and increasing 6.1% from the year-ago quarter. Total revenues of $753 million beat the consensus estimate marginally and increased 7% on a year-over-year basis.VRSK shares have gained 21.1% over the past year, outperforming the 11.2% rally of the industry it belongs to and 8.3% growth o ...

Financial Data and Key Metrics Changes - First quarter revenue was $753 million, up 7% year-over-year, reflecting solid growth across both underwriting and claims [19] - Net income increased to $232 million, up 6% year-over-year, with diluted GAAP EPS at $1.65, a 9% increase [19] - Organic constant currency revenue growth was 7.9%, driven by 10.6% subscription growth [6][20] - Adjusted EBITDA growth was 9.5%, with total adjusted EBITDA margin at 55.3%, up 130 basis points from the prior year [24] Business Line Data and Key Metrics Changes - Underwriting revenues grew by 7.2%, while claims revenues increased by 9.6% [20] - Subscription revenues, comprising 83% of total revenue, grew 10.6% on an organic constant currency basis [20] - Transactional revenues, making up 17% of total revenues, declined 4% on an organic constant currency basis [22] Market Data and Key Metrics Changes - The insurance industry returned to profitability in 2024, recording an underwriting gain of $25 billion, marking the first gain in four years [7] - Severe weather events in 2025, including wildfires in Los Angeles, are estimated to result in $28 billion to $35 billion in insurance losses for the industry [9] Company Strategy and Development Direction - The company is focused on delivering consistent and predictable growth while investing in future growth opportunities [30] - Strategic changes in the go-to-market strategy have improved client engagement and service delivery [9] - The company is expanding its ecosystem by adding new partners and launching platforms to enhance data sharing and connectivity [17] Management's Comments on Operating Environment and Future Outlook - Management noted an uncertain risk environment due to inflation, regulatory changes, and severe weather events [7] - The company expects consolidated revenue for 2025 to be in the range of $3.03 billion to $3.08 billion, with adjusted EBITDA expected between $1.67 billion and $1.72 billion [28] Other Important Information - The company closed a strategic acquisition of Simplitium, enhancing its Extreme Events business and providing access to over 300 third-party models [18] - A cash dividend of $0.45 per share was paid, a 15% increase from the prior year, alongside a $200 million accelerated share repurchase program [27][28] Q&A Session Summary Question: Insights on the marketing solutions and outlook for 2025 - Management acknowledged challenges in the non-insurance segment but noted growth opportunities within insurance marketing solutions [33][34] Question: Factors contributing to strong pricing realization in forms and loss costs - Strong premium growth and enhanced client value perception were cited as key drivers of pricing realization [38][40] Question: Future margin performance and efficiency efforts - Management indicated that while margin efficiency is a focus, future margin expansion may taper as investments continue [45][46] Question: Changes in client conversations amid macro uncertainty - Management reported no fundamental changes in client priorities but noted increased focus on inflation and tariff impacts [96][99] Question: M&A opportunities in the current market environment - The company is actively monitoring the market for potential acquisitions that can add value to the insurance industry [103][104]

Core Insights - Verisk Analytics reported quarterly earnings of $1.73 per share, exceeding the Zacks Consensus Estimate of $1.67 per share, and showing an increase from $1.63 per share a year ago, representing an earnings surprise of 3.59% [1] - The company achieved revenues of $753 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 0.40% and up from $704 million year-over-year [2] - Verisk has outperformed the S&P 500, gaining approximately 7.5% since the beginning of the year, while the S&P 500 has declined by 4.7% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.78, with expected revenues of $766.13 million, and for the current fiscal year, the EPS estimate is $7.01 on revenues of $3.07 billion [7] - The estimate revisions trend for Verisk is currently unfavorable, resulting in a Zacks Rank 4 (Sell), indicating expected underperformance in the near future [6] Industry Context - The Business - Information Services industry, to which Verisk belongs, is currently ranked in the bottom 39% of over 250 Zacks industries, suggesting potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact Verisk's stock performance [5]

Financial Performance - The company reported Q1 2025 revenue of $753 million, a 7% increase year-over-year (YoY), or 7.9% on an organic constant currency (OCC) basis[9, 12] - Adjusted EBITDA for Q1 2025 was $417 million, up 9.5% (OCC), with an adjusted EBITDA margin of 55.3%, a 130 bps expansion[9, 12] - Diluted adjusted EPS increased by 6.1% to $1.73[9, 12] - Free cash flow grew by 23.3% to $391 million[9, 12] Revenue Breakdown - Subscription revenue grew by 10.6% (OCC) and represented 83% of total revenue[9, 18] - Transactional revenue declined by 4.0% (OCC) and accounted for 17% of total revenue[9, 18] - Underwriting revenue increased by 7.2% (OCC), while Claims revenue grew by 9.6% (OCC)[9, 16] - Domestic revenue accounted for 83% of total revenue, with international revenue making up the remaining 17%[9] Capital Allocation - The company returned $263 million to shareholders through dividends and share repurchases[8] - $200 million was used to repurchase shares in Q1 2025[8, 28] - A dividend of $0.45 per share was paid in Q1 2025, totaling $63 million[28] - Issued $700 million of 5.25% notes due in 2035 and retired $500 million of 4.0% senior notes[28] 2025 Outlook - The company reiterated its 2025 guidance, projecting total revenue between $3.03 billion and $3.08 billion, representing OCC growth of 6% to 8%[8, 24] - Adjusted EBITDA is expected to be between $1.67 billion and $1.72 billion, with an adjusted EBITDA margin of 55% to 55.8%[24] - Diluted adjusted EPS is projected to be between $6.80 and $7.10[24]

For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 mo ...

Exhibit 99.1 Verisk Reports First-Quarter 2025 Financial Results JERSEY CITY, N.J., May 7, 2025 — Verisk (Nasdaq: VRSK), a leading global data analytics and technology provider, today announced results for the first quarter ended March 31, 2025. The earnings release is available on the company's Investor Relations website at investor.verisk.com. Lee Shavel, President and CEO, Verisk: "I am pleased to share that 2025 is off to a solid start at Verisk as we delivered broad-based top line growth across underwr ...