Core Points - The bank has initiated a share buyback program with a total budget of up to DKK 1,000 million, aiming to repurchase a maximum of 1,600,000 shares from June 2, 2025, to January 30, 2026 [1][2] - As of the latest report, a total of 891,877 shares have been repurchased, representing 3.51% of the bank's share capital [2] Summary of Transactions - The total number of shares purchased under the program is 477,677 at an average price of DKK 1,424.19, amounting to DKK 680,300,785 [2] - The transactions from October 27 to October 31, 2025, included: - October 27: 5,000 shares at DKK 1,434.72 - October 28: 4,000 shares at DKK 1,443.98 - October 29: 4,000 shares at DKK 1,453.63 - October 30: 4,000 shares at DKK 1,461.27 - October 31: 3,500 shares at DKK 1,467.11 [2] - The total shares bought back from January 28, 2025, to May 28, 2025, were 414,200 at an average price of DKK 1,207.12, totaling DKK 499,988,706 [2] Compliance and Regulations - The share buyback program is conducted in accordance with EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052, which provide a "Safe Harbour" for such transactions [2]

Core Points - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total buyback amount of up to DKK 1,000 million, limited to a maximum of 1,600,000 shares [1][2] - As of the latest report, a total of 871,377 shares have been repurchased, representing 3.43% of the bank's share capital [2] Summary of Transactions - Total shares purchased under the program: 457,177 shares at an average price of DKK 1,422.99, totaling DKK 650,556,780 [2] - Previous buyback period (January 28, 2025 - May 28, 2025) saw 414,200 shares repurchased at an average price of DKK 1,207.12, totaling DKK 499,988,706 [2] - Cumulative total of shares bought back: 871,377 shares at an average price of DKK 1,320.38, totaling DKK 1,150,545,486 [2] Detailed Transaction Data - The report includes detailed transaction data for specific dates, showing various volumes and prices for shares purchased [4][5][6][7][8][9][10][11][12][13]

Core Insights - The company reported core earnings of DKK 2,321 million and a net profit of DKK 1,753 million for the first three quarters of 2025, reflecting a 21% p.a. return on equity [2][4] Financial Performance - Total core income for Q1-Q3 2025 was DKK 3,073 million, slightly higher than DKK 3,067 million in the same period of 2024 [3][4] - Total expenses and depreciation increased to DKK 787 million from DKK 761 million in 2024, marking a 4% rise [3][4] - Core earnings before impairment charges were DKK 2,286 million, compared to DKK 2,306 million in 2024 [3] - Impairment charges for loans were DKK 35 million for the first three quarters of 2025, indicating strong credit quality [4] Earnings Metrics - Earnings per share increased by 4% to DKK 71.2 for the first three quarters of 2025 [4] - The cost/income ratio stood at 25.6%, reflecting the increase in costs relative to income [4] Customer and Loan Growth - The company experienced a 7% p.a. growth in loans and a 9% p.a. growth in deposits, alongside a satisfactory increase in customer numbers [4]

Core Financial Performance - The bank reported core earnings of DKK 2,321 million and a net profit of DKK 1,753 million for the first three quarters of 2025, reflecting a 21% annual return on equity [1][4] - Total core income for the first three quarters of 2025 was DKK 3,073 million, slightly higher than the same period in 2024 [4] - Earnings per share increased by 4% to DKK 71.2 for the first three quarters of 2025 [4] Expense Management - Total expenses and depreciation amounted to DKK 534 million, a decrease from DKK 761 million in the same period of 2024 [2] - The cost/income ratio improved to 25.6%, indicating effective cost management despite a 4% increase in costs [4] Credit Quality and Impairment Charges - The bank maintained strong credit quality, with impairment charges of DKK 11 million recorded in the quarter, leading to total impairment charges of DKK 35 million for the first three quarters of 2025 [4] - Impairment charges for loans showed a positive trend, with a charge of +24 million in the first three quarters of 2025 compared to +2 million in 2024 [2] Customer Growth and Loan/Deposit Trends - The bank experienced a satisfactory increase in customer numbers, with loans growing at a rate of 7% per annum and deposits at 9% per annum [4]

Core Points - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total buyback amount of up to DKK 1,000 million, limited to a maximum of 1,600,000 shares [1] - The program complies with EU regulations, specifically EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052, which provide a "Safe Harbour" for such transactions [2] - As of the latest report, a total of 842,477 shares have been repurchased, representing 3.32% of the bank's share capital [2] Transaction Summary - Total shares purchased under the buyback program amount to 428,277 shares at an average price of DKK 1,423.81, totaling DKK 609,785,817 [2] - The bank executed additional buybacks from January 28, 2025, to May 28, 2025, acquiring 414,200 shares at an average price of DKK 1,207.12, totaling DKK 499,988,706 [2] - Cumulatively, the bank has repurchased 842,477 shares at an average price of DKK 1,317.28, amounting to DKK 1,109,774,523 [2] Detailed Transactions - The report includes a detailed breakdown of transactions for specific dates, showing various volumes and prices for shares purchased on October 13, 2025 [4][5][6][7][8][9][10][11][12][13][14]

Core Points - The bank has initiated a share buyback program with a total budget of up to DKK 1,000 million, running from June 2, 2025, to January 30, 2026, with a maximum of 1,600,000 shares to be repurchased [1][2] - As of the latest report, a total of 818,477 shares have been bought back, representing 3.22% of the bank's share capital [2] Summary of Transactions - The total number of shares purchased under the buyback program is 404,277 at an average price of DKK 1,423.38, amounting to DKK 575,437,982 [2] - The transactions made on specific dates include: - October 6, 2025: 5,000 shares at an average price of DKK 1,446.84 - October 7, 2025: 5,000 shares at an average price of DKK 1,441.30 - October 8, 2025: 5,000 shares at an average price of DKK 1,439.76 - October 9, 2025: 5,000 shares at an average price of DKK 1,434.05 - October 10, 2025: 5,000 shares at an average price of DKK 1,446.22 [2] - The total amount spent on shares bought back from January 28, 2025, to May 28, 2025, was DKK 499,988,706 for 414,200 shares at an average price of DKK 1,207.12 [2] Compliance and Regulations - The share buyback program is conducted in compliance with EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052, which provide a "Safe Harbour" for such transactions [2]

Core Points - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total budget of up to DKK 1,000 million, allowing for the repurchase of a maximum of 1,600,000 shares [1] - The program complies with EU regulations, specifically EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052, which provide a "Safe Harbour" for such transactions [2] - As of the latest report, a total of 793,477 shares have been repurchased, representing 3.12% of the bank's share capital [2] Summary of Transactions - The total number of shares purchased under the buyback program is 379,277, with an average purchase price of DKK 1,422.17, amounting to DKK 539,397,132 [2] - The transactions from January 28, 2025, to May 28, 2025, included 414,200 shares bought back at an average price of DKK 1,207.12, totaling DKK 499,988,706 [2] - The overall total of shares bought back under the program is 793,477, with an average price of DKK 1,309.91, totaling DKK 1,039,385,838 [2] Detailed Transaction Data - The report includes detailed transaction data for specific dates, showing various volumes and prices for shares purchased on September 29, 2025, and subsequent days [4][5][6][7][8][9][10][11][12][13]

Group 1 - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total budget of up to DKK 1,000 million and a maximum of 1,600,000 shares to be repurchased [1][2] - As of the latest report, a total of 774,977 shares have been bought back, representing 3.05% of the bank's share capital [2] - The average purchase price for shares bought back under the program is DKK 1,420.33, with a total expenditure of DKK 512,421,962 for the shares repurchased during the reporting period [2] Group 2 - The transactions conducted under the share buyback program comply with EU regulations, specifically EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052 [2] - The bank executed a total of 360,777 shares under the current buyback program, with the most recent purchases occurring on September 22, 2025 [2][4] - The detailed transaction report includes various purchase prices and volumes, indicating active management of the buyback program [4][5][6]

Financial Calendar Overview - The financial calendar for Ringkjøbing Landbobank for 2026 includes key dates for reporting and meetings [2][4] - The annual general meeting is scheduled for 4 March 2026, with agenda items to be submitted by 20 January 2026 [2][4] - The annual report for 2025 will be released on 4 February 2026 [4] - Quarterly reports are set for 29 April 2026 (Q1 2026), 5 August 2026 (Interim report 2026), and 21 October 2026 (Q1-Q3 2026) [4]

Group 1 - The share buyback program is set to run from June 2, 2025, to January 30, 2026, with a total budget of up to DKK 1,000 million, allowing for the repurchase of a maximum of 1,600,000 shares [1] - As of the latest announcement, a total of 341,400 shares have been repurchased under the program at an average price of DKK 1,418.09, totaling DKK 484,134,425 [2] - The bank now owns 755,600 shares, which corresponds to 3.00% of its share capital, following the completion of the buyback transactions [2] Group 2 - The transactions conducted under the share buyback program comply with EU regulations, specifically EU Commission Regulation No. 596/2014 and EU Commission Delegated Regulation No. 2016/1052 [2] - The average purchase price for shares repurchased during the reporting period varied, with prices ranging from DKK 1,415.45 to DKK 1,470.19 on specific dates [2] - The total number of shares repurchased from January 28, 2025, to May 28, 2025, was 414,200 at an average price of DKK 1,207.12, contributing to a total buyback of 755,600 shares [2]