Financial Calendar - Festi will hold its Annual General Meeting (AGM) on March 5, 2026, and publish its Q4 2025 results on February 5, 2026 [2] - The financial results for Q1 2026, Q2 2026, and Q3 2026 will be published on April 29, July 28, and October 28, 2026, respectively [2] - The Q4 2026 results will be published on February 3, 2027, followed by the AGM on March 4, 2027 [2] - All financial results will be published after market closure on the respective dates, and the dates are subject to change [2]

Core Viewpoint - Festi has executed a buyback program, purchasing a total of 210,000 own shares for 69,525,000 ISK, increasing its ownership from 2,850,000 to 3,060,000 shares, representing 0.98% of issued shares [1][2]. Group 1: Buyback Details - The buyback program was announced on December 3, 2025, and aims to repurchase a total of 2,500,000 own shares, or 0.80% of issued shares, with a maximum purchase price of 825 million ISK [2]. - The specific purchases made during week 50 include: - December 8: 50,000 shares at 334 ISK each for a total of 16,700,000 ISK - December 9: 50,000 shares at 332 ISK each for a total of 16,600,000 ISK - December 10: 50,000 shares at 330 ISK each for a total of 16,500,000 ISK - December 11: 35,000 shares at 330 ISK each for a total of 11,550,000 ISK - December 12: 25,000 shares at 327 ISK each for a total of 8,175,000 ISK [1]. Group 2: Compliance and Regulations - The execution of the buyback program complies with the Act on Public Limited Companies No 2/1995, the Regulation of the European Parliament and of the Council No. 596/2014 on market abuse, and other relevant regulations [1].

Core Points - Festi has executed a buyback program, purchasing a total of 103,774 own shares for 34,425,420 ISK in week 49 of 2025 [1][2] - Following the buyback, Festi now holds 2,850,000 own shares, which is 0.91% of the issued shares, up from 2,746,226 shares or 0.88% prior to the purchase [2] - The buyback program aims to repurchase a total of 2,500,000 own shares, representing 0.80% of the issued shares, with a maximum purchase price cap of 825 million ISK [2] Summary by Sections Buyback Details - In week 49 of 2025, Festi purchased shares at various prices: 330 ISK for 53,774 shares, 332 ISK for 10,000 shares, and 334 ISK for 40,000 shares [1] - The total expenditure for the buyback was 34,425,420 ISK [1] Compliance and Regulations - The buyback program is in compliance with the Act on Public Limited Companies No 2/1995 and relevant European regulations regarding market abuse and fraud [1]

Group 1 - Festi hf. has completed the sale of a new six-month bill, FESTI260616, with a nominal amount of ISK 1,300 million and a flat interest rate of 7.94% [1] - The bill is expected to be admitted to trading and listed on Nasdaq Iceland [1] - The issuance was not a public offering and was exempt from the requirement to publish a prospectus [2] Group 2 - Íslandsbanki's securities sales managed the sale of the bills and will handle their listing [2] - The issue date for the bill is December 11, 2025 [3] - For further inquiries, contact Magnús Kr. Ingason, CFO of Festi hf. [3]

Group 1 - Festi hf. has published a supplement to its base prospectus dated 9 October 2025, related to its bond and bill issuance program [1] - The supplement, dated 24 November 2025, has been approved by the Financial Supervisory Authority of the Central Bank of Iceland [1] - The supplement is available in Icelandic and can be accessed electronically on Festi's website alongside the base prospectus [1] Group 2 - Íslandsbanki hf. managed the approval process for the supplement with the Financial Supervisory Authority [2] - For further inquiries, contact Magnús Kr. Ingason, CFO of Festi hf. [2]

Group 1 - Major shareholder announcement has been made by the company [1] - The announcement is related to Festi hf. and includes details about Flöggun LIVE [2]

Core Insights - Festi hf. published its Q3 2025 results after market closing on 30 October 2025 [1] - An investor presentation regarding the Q3 2025 results was held on 31 October 2025 at 8:30 [1] Financial Performance - The Q3 2025 results were made available to investors through a presentation [2]

Core Insights - Festi's Q3 2025 performance exceeded expectations, confirming operational strength and momentum across subsidiaries [2][3][7] Financial Performance - Sales of goods and services reached ISK 47,093 million, a 6.4% year-over-year increase, and a 9.1% increase when excluding currency and fuel price effects [3] - Margin from sales amounted to ISK 12,057 million, reflecting an 11.3% increase from the previous year [3] - Profit margin improved to 25.6%, up by 1.1 percentage points from Q3 2024, with a 0.5 percentage point increase when excluding currency and fuel price effects [3] - EBITDA for the quarter was ISK 5,319 million, a 12.2% increase year-over-year [3] - Profit for the quarter was ISK 2,651 million, an 18.8% increase compared to the previous year [3] - Net cash from operating activities increased by 43.5% to ISK 6,664 million [3] - Equity at the end of Q3 2025 was ISK 46,097 million, with an equity ratio of 39.2% [3] Strategic Developments - Festi raised its EBITDA guidance for 2025 by ISK 400 million, now projected between ISK 15,600 million and ISK 16,000 million [3] - ELKO launched ELKO Smart Payments, allowing customers to spread payments flexibly, and plans to introduce a digital advisor powered by AI [4][5] - Krónan opened a new flagship store and plans to expand its store network further [4] - N1 introduced fast-charging for electric vehicles, receiving positive customer feedback [4] - A new refrigerated warehouse is set to open in Q1 2026 to enhance internal efficiency [4] Market Outlook - Despite macroeconomic uncertainties, Festi's outlook remains strong, with a focus on customer service and sustainable products [6][7] - Potential challenges include the impact of recent Supreme Court rulings on interest rates and reduced fishing quotas affecting key export industries [6]

Festi will publish the Q3 2025 results on Thursday 30 October after closing of markets. Investor meeting on 31 October at 8:30 GMT. An investor meeting will be held on Friday 31 October 2025, at 8:30 am GMT, at the Company’s headquarters at Dalvegur 10 – 14, Kópavogur. Ásta S. Fjeldsted, CEO of Festi, and Magnús Kr. Ingason, CFO of Festi, will present the results and answer questions. The meeting will be streamed live on the Company’s website where registration for the webcast will also take place: https:// ...

Core Points - Festi has completed its share buyback program, purchasing a total of 2,500,000 own shares for 754,454,984 ISK, resulting in an increase in its ownership from 0.87% to 0.88% of issued shares [2] Group 1: Share Buyback Details - In week 43 of 2025, Festi purchased 39,373 own shares for a total amount of 12,323,749 ISK at a share price of 313 ISK [1] - Prior to the buyback, Festi held 2,706,853 own shares, and after the buyback, it now holds 2,746,226 own shares [2] - The buyback program was announced on June 27, 2025, and was conducted in accordance with relevant regulations [2] Group 2: Regulatory Compliance - The execution of the buyback program adheres to the Act on Public Limited Companies No 2/1995 and the Regulation of the European Parliament and of the Council No. 596/2014 on market abuse [1] - The buyback program also complies with the Commissions Delegated Regulation No. 2016/1052 and the Act on Actions against Market Fraud No. 60/2021 [1]