Although it didn’t address two big elephants in the room, buy now, pay later company Affirm rode solid advancements in its debit card and gross merchandise volume metrics to better-than-expected Q3 earnings results. In what is a continuing referendum on consumer spend this earnings season, CEO Max Levchin painted a picture of a consumer financing FinTech that is cautiously increasing its risk exposure by extending credit to a larger consumer base while trying to maintain control over credit outcomes. As the ...

Affirm Holdings, Inc. (NASDAQ:AFRM) Q3 2024 Earnings Conference Call May 8, 2024 8:30 AM ET Company Participants Zane Keller - Director of Investor Relations Max Levchin - Founder and Chief Executive Officer Michael Linford - Chief Financial Officer Conference Call Participants Robert Wildhack - Autonomous Research Jason Kupferberg - Bank of America Securities Dan Dolev - Mizuho Securities Bryan Keane - Deutsche Bank James Faucette - Morgan Stanley Reginald Smith - JPMorgan John Hecht - Jefferies Ramsey El- ...

THIRD FISCAL QUARTER 2024 Affirm Shareholder Letter Internation about Affim's use of non-GAAP financial measures is provided under "Key Operating Metrics, Non-GAAP Financial Measures and Supplemental Performance Indicators" Non-GAAP Financial Measures" below, and reconcliations of GAAP results to non-GAAP results are provided in the tables at the end of this letter. 9:41 affirm e power of Now in your w his card with the Affirm Card- To pay, enter lay now and over time, without an compound interest you'd get ...

FY Q2 2024 Earnings Supplement Safe Harbor Statement/Use of Non-GAAP Financial Measures Cautionary Note About Forward-Looking Statements This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended, that involve risks and uncertainties. All statements other than statements of historical fact are forward-looking statements, including statements regarding: ...

Affirm Holdings, Inc. (NASDAQ:AFRM) Q2 2024 Earnings Conference Call February 8, 2024 5:00 PM ET Company Participants Zane Keller - Director, IR Max Levchin - Founder & CEO Michael Linford - CFO Conference Call Participants Ramsey El-Assal - Barclays Andrew Jeffrey - Truist Securities Dan Dolev - Mizuho Reginald Smith - JP Morgan Robert Wildhack - Autonomous Research Jason Kupferberg - Bank of America Jill Shea - UBS James Faucette - Morgan Stanley John Hecht - Jefferies Kevin Barker - Piper Sandler Michael ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number: 001-39888 Affirm Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 84-2224323 ...

Affirm Holdings, Inc. (NASDAQ:AFRM) 2023 UBS Global Technology Conference Call November 29, 2023 2:55 PM ET Company Participants Michael Linford - Chief Financial Officer Conference Call Participants Jill Shea - UBS Unidentified Analyst Great. Welcome, everyone, to the afternoon session here at the second day of the 27th Annual Global Technology Conference. We're very fortunate to have with us today the CFO of Affirm, Michael Linford, with us, but I also want to take a moment to acknowledge and introduce my ...

Affirm Holdings, Inc. (NASDAQ:AFRM) Q1 2024 Results Conference Call November 8, 2023 5:00 PM ET Company Participants Zane Keller - Director, IR Max Levchin - Founder and CEO Michael Linford - CFO Conference Call Participants Bryan Keane - Deutsche Bank Michael Ng - Goldman Sachs Dan Dolev - Mizuho Andrew Bauch - Wells Fargo Jason Kupferberg - Bank of America Rob Wildhack - Autonomous Research Ramsey El-Assal - Barclays James Faucette - Morgan Stanley Andrew Jeffrey - Truist Securities Reggie Smith - JP Morg ...

FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (State or other jurisdiction of incorporation or organization) San Francisco, California 94108 650 California Street (Address of principal executive offices) (Zip Code) OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transiti ...

Affirm Holdings, Inc. AFRM) 2023 Barclays Financial Services Conference September 12, 2023 8:15 AM ET Company Participants Brooke Major-Reid - Chief Capital Officer Rob O'Hare - SVP, Finance Conference Call Participants Ramsey El-Assal - Barclays Ramsey El-Assal Okay. Welcome, everyone. Thank you so much for joining us. It's my pleasure and honor to welcome Brooke Major-Reid, Chief Capital Officer; Rob O'Hare, Senior Vice President of Finance at Affirm. I'm Ramsey El-Assal, I cover payments and processors a ...