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Can PayPal's Crypto Strategy Give It a Competitive Edge?
ZACKS· 2025-07-21 17:26
Core Insights - PayPal is expanding its cryptocurrency services, including the addition of Chainlink (LINK) and Solana (SOL) to its platforms, aiming to become a key player in tokenized finance [1][8] - The launch of PayPal USD (PYUSD) in August 2023 is central to its crypto strategy, with recent expansions to Layer-2 blockchains like Arbitrum and plans for Stellar integration [2][3] - A partnership with Coinbase allows fee-free PYUSD purchases and enhances its use in decentralized finance (DeFi) and on-chain platforms [4][8] Company Developments - PayPal has deepened its involvement in the crypto space since 2020, now offering major tokens and stablecoin services [1] - The integration of PYUSD into Arbitrum provides a low-cost, high-speed option for developers, enhancing transaction capabilities [2] - The planned expansion of PYUSD to the Stellar blockchain aims to improve payment capabilities with faster transactions and lower fees [3] Strategic Partnerships - The collaboration with Coinbase enables fee-free access to PYUSD, promoting its adoption among consumers, merchants, and institutions [4] - PayPal's rollout of crypto services for business accounts allows merchants to manage crypto assets directly [4] Market Position - PayPal shares have declined 13.1% year to date, underperforming the broader industry and the S&P 500 Index [7] - The stock is trading at a forward 12-month P/E of 13.70X, significantly lower than the industry average of 21.96X, indicating a potentially undervalued position [10] Earnings Estimates - Recent revisions to earnings estimates show a positive trend, with a projected 9.46% growth in EPS for 2025 and 11.46% for 2026 [12] - Current estimates for the upcoming quarters indicate slight upward adjustments, reflecting improved expectations [13]
X @mert | helius.dev
mert | helius.dev· 2025-07-20 11:54
let me give it a shot*puts on suit*pick Solana for the fastest, cheapest, and most scalable platform for your appenjoy a unified, delightful UX without fragmentation that has led to the highest app revs and volumes in all of cryptobenefit from the most battle tested platform in all of crypto that has handled the biggest onchain activity spikes at once, including from the president of the United States himselfprogram any compliance req w token extensions and app controlled execution w.o the colossal overhead ...
X @Avalanche🔺
Avalanche🔺· 2025-07-19 18:00
Crypto Week just wrapped. Behind the headlines, one conversation stood out.In an @OwlExplains livestream, PayPal’s Head of Crypto Policy and a UK Web3 advisor unpacked what stablecoin regulation really looks like across the US, UK, and EU and where it’s heading.🧵 https://t.co/Qb1hTBqBzH ...
X @OKX
OKX· 2025-07-19 07:10
Listings & Launches - OKX listed $PUMP Spot [1] - OKX launched Unified USD Orderbook & BTC Yield+ [1] Perpetual Futures - OKX shipped $PUMP, $MOG & $SPX Perpetual Futures [1] Integrations & Milestones - OKX announced PayPal integration [1] - OKX celebrated $BTC new ATHs (All-Time Highs) [1]
X @Solana
Solana· 2025-07-18 18:24
RT Ilan Gitter (@nocircuit)With the GENIUS Act, stablecoins are no longer “crypto.” They’re essential financial infrastructure.And Solana is becoming their default rails.Fiserv. Worldpay. Stripe. Visa. PayPal.Payment giants are choosing Solana, the natural Schelling point for onchain global finance 🧵 ...
金十图示:2025年07月18日(周五)美股热门股票行情一览(美股盘初)
news flash· 2025-07-18 13:48
7263.11亿市值 975.23亿市值 7575.01亿市值 94.92 766.37 290.04 +0.14(+0.05%) -0.17(-0.18%) +4.87(+0.64%) 甲骨文 奈飞 VISA 维萨 6422.33亿市值 5171.71亿市值 6975.74亿市值 248.35 1215.24 348.06 -0.40(-0.16%) -1.75(-0.50%) -58.93(-4.62%) 埃克森美孚 强生 】 万事达 5038.30亿市值 4731.55亿市值 3961.93亿市值 554.85 109.79 164.66 -0.76(-0.14%) +1.68(+1.03%) -1.87(-1.67%) 宝浩 美国银行 s 家得宝 P&G 3627.24亿市值 3565.56亿市值 3511.97亿市值 154.71 358.37 47.23 +0.15(+0.09%) -0.67(-0.19%) +0.20(+0.44%) 通用电气(US) @ggg 可口可乐 ASML 阿斯菱 (98) 2853.06亿市值 7 3029.99亿市值 2895.31亿市值 747.37 70.39 ...
稳定币应用场景及行业研究
China Post Securities· 2025-07-18 06:43
- The report focuses on the application scenarios of stablecoins, including DeFi, local payments, cross-border settlements, and Real World Assets (RWA), analyzing their full circulation processes and loss-profit dynamics[3][4][25] - Stablecoins are categorized into three types: fiat-backed stablecoins (e.g., USDT, USDC), crypto-collateralized stablecoins (e.g., DAI), and algorithmic stablecoins, each with distinct mechanisms for maintaining value stability[11][12] - USDC's core business model is built on compliance and transparency, supported by reserves in cash and short-term U.S. Treasury bills, and strategic partnerships with regulated crypto exchanges like Coinbase[15][16][17] - USDC demonstrates efficiency improvements across four key scenarios: DeFi transactions, local and cross-border payments, and RWA investments, significantly reducing costs and transaction times compared to traditional systems[18][19][25][45] - DeFi applications of stablecoins include borrowing/lending protocols, liquidity pools in decentralized exchanges (DEXs), derivatives markets, and serving as a safe haven during market volatility[25][33][34] - Local payment systems integrate stablecoins into existing networks like Visa, enabling T+0 settlements and reducing merchant fees to 0.3%-0.7%, compared to traditional rates of 2%-3%[35][38][41] - Cross-border settlements using stablecoins bypass SWIFT systems, achieving near-instant transactions with fees below 1%, compared to traditional costs of 3%-6%[42][45][48] - RWA tokenization leverages stablecoins for efficient fund subscription, automated yield distribution, and 24/7 liquidity, reducing transaction costs and enhancing accessibility[49][55][58] - The stablecoin market is dominated by USD-backed assets, with USDT leading at $1606 billion and USDC rapidly growing to $620 billion, driven by compliance and transparency[66][68][73] - USDC is positioned as the "compliance-first" choice across multiple scenarios, while USDT dominates offshore and less-regulated markets, facing challenges in transparency and auditability[75][76] - Bank-issued stablecoins target B2B wholesale clearing, while tech giants like PayPal leverage native user bases for retail payments, constrained by regulatory limits[77][78] - CBDCs are designed as government-operated RTGS systems, focusing on cross-border applications through projects like m-Bridge[79][80] - The stablecoin ecosystem is reshaping traditional financial intermediaries, benefiting end-users and digital infrastructure providers while challenging legacy systems like SWIFT and correspondent banks[63][72][73]
X @Poloniex Exchange
Poloniex Exchange· 2025-07-17 03:34
Daily News 🗞 | July 17• Asia is the real powerhouse behind Ethereum’s rally• Strategy now owns 3% of all Bitcoin in circulation• DeFi TVL breaks above $116B as lending demands are back• PayPal plans to add Arbitrum support for PYUSD stablecoin• Crypto spot trading down 22% in Q2 despite Bitcoin rally#CryptoNews #PoloniexNEWS ...
X @Cointelegraph
Cointelegraph· 2025-07-17 03:30
Cryptocurrency & Blockchain - Coinbase Wallet rebranded to "Base app", integrating chat, app discovery, trading, and earning features [1] - El Salvador's President Bukele discussed Bitcoin mining, reserves, and education with Pakistan's Minister of Crypto [1] - Windtree Therapeutics plans a $200 million $BNB crypto treasury strategy, a first for NASDAQ-listed companies [1] - PayPal to expand its $PYUSD stablecoin to the Arbitrum network [3] - Ripple partnered with Ctrl Alt to expand global custody into the Middle East, supporting Dubai's Real Estate Tokenization Project on XRP Ledger [3] - Vitalik Buterin emphasized minimalism for L2 success, leveraging Ethereum's security [3] Monetary Policy & Economic Indicators - Market anticipates a 63% probability of a Federal Reserve rate cut in September [4] - U S PPI fell to 2 3%, below expectations [4] - Trump advocated for a 3 percentage point rate cut by the Fed, projecting $1 trillion in annual savings [4] - Trump criticized Jerome Powell as a "terrible Fed chair" due to high interest rates and Fed spending, but stated he has no plans to fire him [2]