Financial Results 4Q25 Highlights 1. A one-time, non-cash impairment charge and assets held for sale accounting related to the Banistmo divestment distort the quarterly and annual results Solid full-year operational results supported by resilient margins, and improved asset quality. Key Results 3. Significant progress in our digital businesses toward sustained profitability, a key driver of the Group's long-term returns 4. The new corporate structure under Grupo Cibest is delivering a clear enhancement in s ...

Financial Results 3Q25 1. 3Q25 highlights Strong net income and return on equity underpinned by resilient margins and ongoing improvements in asset quality. 3. In September, Nequi reported positive net income, marking a key milestone on its path toward sustained profitability. . Consumer loans gaining traction, providing room for 2 higher yields 4. Solid progress on share buybacks continues to enhance ROE and boost key valuation metrics. | | Loans | Deposits | NIM | | --- | --- | --- | --- | | | 0.1% Q/Q | ...

Group 1 - Bancolombia's second quarter results exceeded expectations, indicating a positive performance despite an atypical year for the company [1] - The stock has shown a significant recovery from previously depressed valuations, although it is still considered cheap [1] Group 2 - The article reflects a long-term investment perspective, emphasizing the importance of knowledge compounding and strategic thinking in investment [1]