Core Insights - All-cash home purchases have reached 39.1% of all transactions, the highest level since 2013, indicating a significant trend in the U.S. real estate market [1] - The increase in all-cash transactions is attributed to investors and wealthy individuals seeking to avoid high mortgage rates, which have remained above 6%, thus gaining a competitive advantage over traditional buyers [2] Market Dynamics - In a tight inventory market, sellers are favoring speed and certainty, making all-cash offers more appealing as they close faster and do not involve financing contingencies, which are challenging for mortgage-dependent buyers [3] - Sellers accepted an average discount of 9% on all-cash purchases compared to financed offers in 2025, a significant increase from 4% in 2021, translating to potential savings of over $30,000 for cash buyers on a median-priced home of $360,000 [4] Homeownership Trends - The current peak in homeownership tenure is a result of a locked-in market, where high prices and low inventory discourage homeowners from selling, as they would have to replace low mortgage rates with higher payments [5] - Homeowners with mortgage rates below 4% are particularly reluctant to move, further contributing to market stagnation [8] Regional Insights - Geographic factors significantly influence homeownership tenure, with high-priced coastal markets experiencing the most stagnation; Massachusetts leads with an average homeownership tenure of 13.29 years, a 4% year-over-year increase [7]

Core Insights - The Dawn McKenna Group (DMG) has expanded its operations to Destin and the 30A corridor in Florida, responding to strong demand for luxury real estate in these popular vacation and second-home destinations [2][5] Company Expansion - DMG's expansion to the 30A area is a strategic move to provide clients with exceptional service and market knowledge, particularly for those looking to buy vacation homes, invest in property, or relocate [2][3] - The new DMG | 30A office is located at 2930 W. County Hwy 30A, Unit 105, Santa Rosa Beach, Florida 32459 [5] Team Expertise - DMG's 30A agents bring over 20 years of experience and have achieved more than $200 million in sales volume, showcasing a history of record-breaking transactions [2] - Bonnie Hall, an award-winning real estate professional, and Maria McKenna, known for her market knowledge and client-first approach, have joined the team to enhance service offerings in the area [3][4] Market Position - DMG is recognized as one of the nation's leading luxury real estate teams, ranked among the Top 20 Mega Teams in the U.S. by The Wall Street Journal RealTrends, with over $6 billion in career sales [6] - The group has a dedicated development division specializing in top-tier developments across the U.S. and Caribbean, representing over $1.9 billion in active inventory [6]