Nov 21, 2025 11:25 AM Eastern Standard Time Allstate CEO to Present at Goldman Sachs 2025 U.S. Financial Services Conference Contacts Nick NottoliMedia Relationsmediateam@allstate.com Allister GobinInvestor Relations(847) 402-2800 Industry: The Allstate Corporation Share NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) announced that Tom Wilson, its Chair, President and Chief Executive Officer, will present at the Goldman Sachs U.S. Financial Services Conference at 7 a.m. CT on Wednes ...

Xcel Brands (NasdaqCM:XELB) Q3 2025 Earnings Call November 19, 2025 05:00 PM ET Speaker6Ladies and gentlemen, thank you for standing by. Today's conference call is scheduled to begin momentarily. You will be placed back on music hold until then. Thank you for your patience. Hello, and thank you for standing by. My name is John, and I will be your conference operator today. At this time, I would like to welcome everyone to the Xcel Brands Q3 2025 earnings conference call. All lines have been placed on mute t ...

As you get older and your financial situation changes, you might be tempted to sell off retirement assets for short term gain, especially when things like inflation fear and economic turmoil play with your head. However, just because you’re retired, it doesn’t mean you can be impulsive with your savings. Read Next: 7 Things You Should Own in Retirement, According to Kevin Lum Check Out: 5 Clever Ways Retirees Are Earning Up To $1K Per Month From Home When people say that building wealth is a long game, th ...

Rachel from Eugene, Oregon, called "The Ramsey Show” for help after her husband's construction business had collapsed, leaving their family in serious financial trouble. She said they owed more than $90,000 in combined personal and business debt, including credit cards, a truck loan, and a trailer purchased earlier this year. With three children and another on the way, Rachel said her husband hadn't received a paycheck in three months, and they had "about $25" left in their checking account. Don't Miss: ...

Core Insights - The article discusses the potential for relocating to areas with lower property costs, specifically mentioning a move 10 miles south where property is significantly cheaper [1] Group 1 - The suggestion to move south highlights the disparity in property prices within a relatively short distance, indicating a potential opportunity for cost savings in real estate investments [1]

Preparing for retirement isn’t just about saving money — it’s also about making the right purchases ahead of time. Some items are worth buying before you stop working so you can avoid higher costs or financial stress later. According to a YouTube video by Kevin Lum, certified financial planner (CFP), before retirement, you should secure the below five key things. Also Lum said you should sell these five things before retiring. For You: 7 Things You Should Own in Retirement, According to Kevin Lum Check Out: ...

Core Insights - The current housing market is characterized by high interest rates, low inventory, and intense bidding wars, which have made it challenging for first-time buyers [1] - Many potential buyers are waiting for a more stable market, but this hesitation could lead to significant financial losses [1] Group 1: Reasons for Hesitation - Common reasons for delaying home purchases include waiting for interest rates to drop, concerns about housing prices, saving for a larger down payment, and hoping for more inventory options [7] Group 2: Financial Implications of Waiting - Experts warn that waiting to buy a home can be costly, as even small increases in prices or interest rates can lead to substantial monthly payment increases [4] - A case study illustrates that clients who delayed their purchase saw their monthly payments rise significantly due to increased interest rates, with one example showing an increase of approximately $1,200 per month [6]

Core Insights - A recent survey by LendingTree indicates that only 21% of Americans consider themselves wealthy, with 38% of those who do not see themselves as wealthy believing they will never achieve that status [1] Group 1: Wealth-Building Strategies - Homeownership is identified as the primary wealth-building strategy, with 36% of respondents owning a home, which allows for equity growth through mortgage payments and rising property values [3] - Saving for retirement is another key strategy, utilized by 33% of respondents, as it leverages compound interest and tax advantages [4] - High-yield savings accounts are employed by 29% of respondents as a means to save money and feel financially secure [5]

Core Insights - The article discusses the financial challenges faced by retirees and suggests methods to enhance retirement savings through selling unnecessary items [1] Group 1: Selling Unnecessary Items - Selling items that are no longer needed can significantly boost retirement savings, with potential high-value items often found in homes [2][4] - Antiques and collectibles, such as old comic books and cultural memorabilia, may be worth more than expected, providing an opportunity for retirees to capitalize on hidden assets [4][5] - A thorough search of personal belongings, including attics and basements, can uncover valuable items that can contribute to retirement funds [5] Group 2: Specific Items to Consider Selling - Cars can be sold to increase savings, especially for those living in areas with good public transportation, which also reduces stress and environmental impact [3] - Homes may become liabilities in retirement due to ongoing costs like property taxes and maintenance; selling a larger home can free up significant funds for travel or savings [6]

Core Insights - Apple's Q4 earnings report shows an EPS of $1.85, surpassing the street estimate of $1.77, while revenue reached $102.47 billion, slightly above the expected $102.19 billion [1] - Greater China revenue was $14.49 billion, falling short of the street's expectation of $16.43 billion, indicating a significant miss in this key market [1][4] - iPhone revenue was reported at $49.03 billion, a 6% year-over-year increase, but below the consensus estimate of $49.33 billion [1][11] - Services revenue reached $28.75 billion, exceeding expectations of $28.18 billion, indicating strong growth in this higher-margin segment [3][12] Revenue Breakdown - Mac revenue was $8.73 billion, slightly above the street estimate of $8.55 billion [2] - Wearables, home, and accessories generated $9.01 billion, outperforming the expected $8.6 billion [3] - Services continue to show robust growth, with projections of 12-13% consistent growth into 2026, despite earlier concerns regarding potential growth sustainability [13][14] Market Commentary - The commentary for the upcoming December quarter is anticipated to be crucial, especially regarding inventory levels and sell-through rates in China [4][6] - Investors are particularly focused on the tone and enthusiasm from CEO Tim Cook regarding the company's performance in China and the overall holiday quarter outlook [5][7] - There is skepticism regarding Apple's AI strategy, with expectations that more information will be revealed in future developer conferences [9][10]