Core Insights - Flow Capital Corp. announced a US$3.0 million investment in Guardify, a provider of digital evidence management solutions for child advocacy, public safety, and justice system partners [1][3]. Group 1: Investment Details - The investment aims to support Guardify's growth, operational scale, and long-term product strategy [3]. - Flow Capital's CEO, Alex Baluta, expressed excitement about supporting Guardify's mission and leadership in the public safety and justice sectors [3]. Group 2: Guardify's Operations - Guardify offers end-to-end technology solutions for case management, digital evidence, and forensic interview workflows, tailored for organizations in regulated environments [2]. - The platform facilitates secure information management and sharing among multidisciplinary teams, enhancing coordination and accountability [2]. - Guardify has supported over 400,000 forensic interviews and serves a significant portion of Child Advocacy Centers across the U.S. [3]. Group 3: Company Backgrounds - Guardify focuses on improving efficiency, accountability, and trust in the justice system and law enforcement through modernized investigative workflows [4]. - Flow Capital provides flexible growth capital and alternative debt solutions for high-growth companies, having financed businesses in the U.S., U.K., and Canada since 2018 [5].

Core Insights - Flow Capital Corp. has made a follow-on investment of $3.0 million in Congruity 360, increasing its total investment to $8.0 million, indicating strong confidence in Congruity's potential and market position [1][2]. Group 1: Investment Details - The recent investment is part of a larger equity financing round aimed at supporting Congruity 360, a company specializing in unstructured data management and risk mitigation solutions [1]. - Flow Capital's total investment in Congruity 360 now stands at $8.0 million, reflecting the company's belief in Congruity's team and long-term growth trajectory [2]. Group 2: Company Overview - Congruity 360 offers a unique data management solution, Classify360, which is designed for easy implementation and rapid data analysis at a petabyte scale [3]. - Flow Capital Corp. provides flexible growth capital and alternative debt solutions for high-growth companies, focusing on revenue-generating, VC-backed, and founder-owned businesses seeking $2 to $10 million in funding [4].

Core Viewpoint - Flow Capital Corp. intends to initiate a normal course issuer bid (NCIB) to repurchase up to 2,115,988 common shares, representing approximately 10% of the public float, to enhance shareholder value [1][3]. Group 1: NCIB Details - The NCIB will commence on December 2, 2025, and will end upon the earliest of purchasing the specified shares, termination notice, or December 1, 2026 [2]. - The company has engaged Ventum Financial Corp. as the broker for the NCIB, with purchases made from existing working capital at market prices plus brokerage fees [4]. - An automatic purchase plan (APP) has been established with the broker to guide the timing and parameters of share purchases under the NCIB [5]. Group 2: Company Insights - The company believes that the market price of its common shares does not always reflect its underlying value and prospects, making share repurchase a suitable use of financial resources [3]. - In the previous NCIB that started on December 2, 2024, the company purchased 1,226,500 common shares at an average price of $0.7372 per share, totaling $904,160 [6]. - Flow Capital Corp. is a provider of flexible growth and alternative capital solutions, focusing on supporting high-growth companies in the US, UK, and Canada since its inception in 2018 [8].

Core Viewpoint - Flow Capital Corp. intends to initiate a normal course issuer bid (NCIB) to repurchase up to 2,115,988 common shares, representing approximately 10% of the public float, subject to TSXV approval [1][3]. Group 1: NCIB Details - The NCIB will commence on December 2, 2025, and will end upon the earliest of purchasing the specified shares, termination notice, or December 1, 2026 [2]. - The company believes that the market price of its common shares may not reflect its underlying value, making share repurchase a suitable use of financial resources to enhance shareholder value [3]. Group 2: Execution and Management - Ventum Financial Corp. has been engaged as the broker for the NCIB, with purchases made from existing working capital at market prices plus brokerage fees [4]. - An automatic purchase plan (APP) has been established with the broker to guide purchases under the NCIB, allowing the broker to determine timing based on set parameters [5]. Group 3: Previous NCIB Performance - Under the previous NCIB that started on December 2, 2024, the company purchased 1,226,500 common shares at an average price of $0.7372 per share, totaling an aggregate purchase price of $904,160 [6]. Group 4: Company Overview - Flow Capital Corp. is a publicly listed provider of flexible growth and alternative capital solutions, focusing on supporting high-growth companies in the US, UK, and Canada since its inception in 2018 [8].

Core Insights - Flow Capital Corp. reported strong financial results for the three- and nine-month periods ended September 30, 2025, highlighting continued revenue growth and increased cash flow generation [1][3]. Financial Performance - Total revenues for Q3 2025 reached $3.4 million, a 38% increase from $2.5 million in Q3 2024 [5]. - Operating income for Q3 2025 was $1.1 million, compared to $154,491 in Q3 2024, indicating significant improvement [4]. - Net income for Q3 2025 was $1.2 million, a turnaround from a net loss of $752,121 in Q3 2024 [4]. - For the nine-month period ended September 30, 2025, total revenues increased by 45% to $9.6 million from $6.6 million in the same period of 2024 [5]. - Recurring free cash flow for Q3 2025 was $735 thousand, up 15% from $637 thousand in Q3 2024 [5]. - Recurring free cash flow per share for Q3 2025 was $0.0244, a 17% increase from $0.0208 in Q3 2024 [5]. Investment Activity - Total investments value grew by 24% to $75.2 million from $60.7 million between September 30, 2025, and September 30, 2024 [2]. - New investments in Q3 2025 amounted to $4.0 million, compared to $10.3 million in Q3 2024 [5]. - For the nine-month period, new investments totaled $23.5 million, down from $25.5 million in the same period of 2024 [5]. Operational Highlights - Q3 2025 marked the ninth consecutive quarter of revenue growth for Flow Capital [3]. - The company generated strong recurring free cash flow of $2.5 million for the nine-month period, an 85% increase from $1.3 million in the same period of 2024 [5]. - The weighted average number of shares outstanding for Q3 2025 was approximately 30.1 million [4]. Conference Call - Flow Capital will host a conference call on November 14, 2025, to discuss these results, with details provided for participants [6].

Core Insights - Flow Capital Corp. announced the early repayment of US$3.0 million from a tech-enabled marketplace of co-living spaces, highlighting the company's role as a provider of flexible growth capital [1][2] - The repayment was driven by the borrower's strong revenue growth, which allowed them to scale without resorting to dilutive equity rounds [2] - Flow Capital plans to redeploy the returned capital into new investment opportunities, continuing its support for high-growth companies [3] Company Overview - Flow Capital Corp. is a publicly listed provider of flexible growth and alternative capital solutions, focusing on high-growth companies since its inception in 2018 [4] - The company has financed businesses in the US, UK, and Canada, helping them achieve growth while minimizing dilution and retaining founder control [4] - Flow Capital targets revenue-generating, VC-backed, and founder-owned companies seeking growth capital for expansion [4]

Core Viewpoint - Flow Capital Corp. has changed its auditor from Dale Matheson Carl-Hilton Labonte LLP to PricewaterhouseCoopers LLP effective September 24, 2025, to align with its growth strategy and long-term vision [1][2]. Company Overview - Flow Capital Corp. is a publicly listed growth venture debt lender that has been operational since 2018, providing financing to high-growth companies in the U.S., U.K., and Canada [4]. - The company specializes in offering minimally dilutive, covenant-light growth capital, focusing on revenue-generating companies seeking between $2 million and $10 million in funding [4]. Auditor Transition - The transition to PwC is aimed at leveraging the depth of resources and expertise that aligns with the company's scaling efforts and new opportunities [2]. - There were no reservations in DMCL's audit reports for the last two fiscal years, and no reportable events occurred between Flow Capital and DMCL [3].

Core Insights - Flow Capital Corp. successfully completed an early repayment of principal with prepayment fees totaling $1.76 million on its debt investment in a female founder-led B2C company in the sleep wellness sector [1][2] - The early repayment reflects the strong performance of the borrower and provides Flow Capital with an accelerated return on its investment while retaining an equity position in the business [2] Investment Strategy - The capital returned from this investment will be reinvested into new opportunities, allowing Flow Capital to continue supporting founders of high-growth companies [3] - Flow Capital invites growing companies seeking minimally dilutive, covenant-light growth capital to apply for funding directly [3] Company Overview - Flow Capital Corp. is a publicly listed provider of flexible growth and alternative capital solutions, dedicated to supporting market-leading high-growth companies since its inception in 2018 [4] - The company has provided financing to businesses in the US, the UK, and Canada, helping them achieve accelerated growth while minimizing dilution and retaining founder control [4] - Flow Capital focuses on revenue-generating, VC-backed, and founder-owned companies seeking growth capital for continued expansion [4]

Core Insights - Flow Capital Corp. reported a significant increase in loan interest revenue and recurring free cash flow for the second quarter of 2025, indicating strong business performance and effective management execution [1][4]. Financial Performance Highlights Three Months Ended June 30, 2025, Compared to Three Months Ended June 30, 2024 - Loan interest and royalty revenue increased by 54% to $3.2 million from $2.1 million [7]. - Recurring free cash flow rose by 212% to $884,129 from $283,036 [7]. - Total revenues decreased to $1.4 million from $1.8 million [6]. - Net income showed a loss of $1.5 million compared to a profit of $190,000 [6]. Six Months Ended June 30, 2025, Compared to Six Months Ended June 30, 2024 - Loan interest and royalty revenue increased by 49% to $6.1 million from $4.1 million [7]. - Recurring free cash flow increased by 148% to $1.7 million from $698,887 [7]. - Total revenues increased to $3.9 million from $3.7 million [6]. - Net income showed a loss of $1.0 million compared to a profit of $910,000 [6]. Investment and Growth Metrics - Total investments value increased by 39% to $72.2 million from $52.0 million [7]. - New investments amounted to $16.3 million compared to $9.3 million in the previous year [7]. - The company has consistently generated positive free cash flow over the last eight quarters, reflecting the strength of its business model [4].

Group 1 - Flow Capital Corp. announced a C$15.0 million senior secured note investment in Common Wealth Pension Services Inc., with an initial advance of C$4.0 million [1] - Common Wealth provides a full-stack platform for group retirement plan administration, aimed at enhancing financial security for members and offering competitive retirement benefits for employers [2][4] - The investment from Flow Capital will facilitate Common Wealth in accelerating product innovation, expanding its customer base, and scaling operations to enhance retirement security accessibility in Canada [3] Group 2 - Common Wealth currently serves over 1,100 employers across Canada, with significant adoption among small and medium-sized businesses (SMBs) and their advisors [4] - The company aims to provide a "retirement plan for life" that extends beyond the workplace, and has received the global Innovation Award for Best Technology from Pensions & Investments [4] - Flow Capital focuses on providing flexible growth capital and alternative debt solutions to high-growth companies, helping them achieve growth without the dilutive impact of equity financing [6]