Murstein said consumer lending remains the company’s largest and most profitable business line and highlighted growth in both portfolio size and interest income. He stated consumer lending interest income was $74.5 million for the quarter and $289.9 million for the year, up 5% compared with the same period last year and up 8% year over year.Cutrone also provided funding and yield details, including a fourth-quarter total interest yield of 11.70% and an average cost of borrowings of 4.24% . At year-end, the ...

Medallion Financial Corp. Q4 2025 Earnings Call Summary - Moby Strategic Performance and Operational Drivers Achieved record annual performance driven by scaling core consumer lending segments while maintaining a disciplined, data-driven approach to risk assessment. Consumer lending remains the primary anchor, with the portfolio increasingly shifting toward super-prime and near-prime borrowers to enhance credit quality. The Home Improvement segment is being prioritized for expansion due to its super ...

Industry Overview - Home improvement stocks are closely tied to housing activity, consumer spending, interest rates, and seasonality, making them sensitive to economic cycles and mortgage market conditions [2] - The five notable companies in this sector include Home Depot, Lowe's Companies, Masco, Medallion Financial, and Jewett-Cameron Trading, which had the highest dollar trading volume recently [2] Company Summaries - **Home Depot (HD)**: Operates as a home improvement retailer, selling building materials, home improvement products, lawn and garden products, and offering installation services for various home improvement projects [3] - **Lowe's Companies (LOW)**: Functions as a home improvement retailer, providing products for construction, maintenance, repair, remodeling, and decorating, including appliances, tools, and building materials [4] - **Masco (MAS)**: Designs, manufactures, and distributes home improvement and building products, with a focus on plumbing products such as faucets, showerheads, and other related items [5] - **Medallion Financial (MFIN)**: A specialty finance company operating in segments including Home Improvement Lending, offering loans for home improvement projects like window and roof replacements [6] - **Jewett-Cameron Trading (JCTC)**: Supplies value-added building materials to major home improvement center chains, focusing on the residential repair and remodeling segment [8]

Group 1 - Medallion Financial Corp. will report its financial results for the quarter ended June 30, 2025, after market close on July 30, 2025 [1] - A conference call to discuss these financial results is scheduled for 9:00 am ET on July 31, 2025 [6] - The conference call will be accessible via a live audio webcast on the Company's IR website [2][4] Group 2 - Medallion Financial Corp. specializes in originating and servicing consumer and mezzanine loans across various industries, including recreation and home improvement [5] - The Company is headquartered in New York City, with its largest subsidiary, Medallion Bank, located in Salt Lake City, Utah [5]

分组1 - MidWestOne (MOFG) reported quarterly earnings of $0.73 per share, matching the Zacks Consensus Estimate, and showing a significant increase from $0.21 per share a year ago [1] - The company posted revenues of $57.58 million for the quarter ended March 2025, which was 0.73% below the Zacks Consensus Estimate, but an increase from $44.48 million year-over-year [2] - MidWestOne shares have declined approximately 2.4% since the beginning of the year, outperforming the S&P 500's decline of 8.6% [3] 分组2 - The earnings outlook for MidWestOne is mixed, with the current consensus EPS estimate for the coming quarter at $0.80 on revenues of $60.25 million, and $3.20 on revenues of $241.85 million for the current fiscal year [7] - The Zacks Industry Rank indicates that the Banks - Midwest sector is in the top 10% of over 250 Zacks industries, suggesting a favorable environment for stock performance [8]

NEW YORK, April 17, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, as well as loan products and services offered through fintech strategic partners, announced today that it will report its results for the quarter ended March 31, 2025, after the market closes on Wednesday, April 30, 2025. CONFERENCE CALL AND WEBCAST INFORMATION A conference call to discuss the finan ...