Royal Bank (RY) came out with quarterly earnings of $2.94 per share, beating the Zacks Consensus Estimate of $2.81 per share. This compares to earnings of $2.55 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +4.63%. A quarter ago, it was expected that this bank would post earnings of $2.51 per share when it actually produced earnings of $2.76, delivering a surprise of +9.96%.Over the last four quarters, the company has surpas ...

Core Viewpoint - BGC Group reported quarterly earnings of $0.31 per share, exceeding the Zacks Consensus Estimate of $0.29 per share, and showing an increase from $0.25 per share a year ago, indicating a positive earnings surprise of +6.90% [1] Financial Performance - The company achieved revenues of $756.37 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.47%, and up from $572.33 million in the same quarter last year [2] - Over the last four quarters, BGC Group has exceeded consensus EPS estimates two times and topped consensus revenue estimates four times [2] Stock Performance and Outlook - BGC Group shares have declined approximately 2.5% since the beginning of the year, contrasting with the S&P 500's gain of 1.4% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $0.35 for the upcoming quarter and $1.34 for the current fiscal year, alongside projected revenues of $837.5 million and $3.28 billion respectively [7] Industry Context - The Financial - Investment Bank industry, to which BGC Group belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a favorable industry outlook [8]

Core Insights - Royal Bank reported quarterly earnings of $2.76 per share, exceeding the Zacks Consensus Estimate of $2.51 per share, and showing an increase from $2.25 per share a year ago, resulting in an earnings surprise of +9.96% [1] - The bank's revenues for the quarter ended October 2025 were $12.33 billion, surpassing the Zacks Consensus Estimate by 2.77%, and up from $11.04 billion year-over-year [2] - Royal Bank shares have increased by approximately 28.2% year-to-date, outperforming the S&P 500's gain of 16.1% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.61, with expected revenues of $11.99 billion, and for the current fiscal year, the EPS estimate is $10.66 on revenues of $48.68 billion [7] - The trend of estimate revisions for Royal Bank was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Banks - Foreign industry, to which Royal Bank belongs, is currently ranked in the top 35% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Another company in the same industry, VersaBank, is expected to report quarterly earnings of $0.24 per share, reflecting a year-over-year decline of -14.3%, with revenues projected at $24.27 million, up 21.5% from the previous year [9]

Core Insights - Brighthouse Financial (BHF) reported quarterly earnings of $4.54 per share, missing the Zacks Consensus Estimate of $5.09 per share, but showing an increase from $3.99 per share a year ago, resulting in an earnings surprise of -10.81% [1] - The company posted revenues of $2.17 billion for the quarter ended September 2025, which was 3.6% below the Zacks Consensus Estimate and slightly down from $2.18 billion year-over-year [2] - Over the last four quarters, Brighthouse Financial has surpassed consensus EPS estimates only once and has also topped consensus revenue estimates just once [2] Earnings Outlook - The immediate price movement of Brighthouse Financial's stock will largely depend on management's commentary during the earnings call and future earnings expectations [3][4] - The current consensus EPS estimate for the upcoming quarter is $5.16 on revenues of $2.27 billion, while for the current fiscal year, the estimate is $17.65 on revenues of $8.83 billion [7] Industry Context - The Insurance - Life Insurance industry, to which Brighthouse Financial belongs, is currently ranked in the top 11% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Company Performance - First Guaranty Bancshares (FGBI) reported a quarterly loss of $0.61 per share, significantly worse than the Zacks Consensus Estimate of a loss of $0.20, and compared to earnings of $0.53 per share a year ago, indicating an earnings surprise of -205.00% [1] - The company posted revenues of $24.4 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 1.63%, and down from $36.77 million in the same quarter last year [2] - Over the last four quarters, the company has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] Stock Performance - First Guaranty Bancshares shares have declined approximately 28.5% since the beginning of the year, contrasting with the S&P 500's gain of 9.7% [3] - The current consensus EPS estimate for the upcoming quarter is -$0.09 on revenues of $25.18 million, and for the current fiscal year, it is -$0.80 on revenues of $99.82 million [7] Industry Outlook - The Zacks Industry Rank for Banks - Southeast is currently in the top 6% of over 250 Zacks industries, suggesting a favorable outlook for the industry [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact stock performance [5]

Company Performance - Ambac Financial Group reported a quarterly loss of $0.22 per share, which was better than the Zacks Consensus Estimate of a loss of $0.24, and compared to earnings of $0.18 per share a year ago, indicating an earnings surprise of +8.33% [1] - The company posted revenues of $54.96 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 1.14%, and down from $105 million in the same quarter last year [2] - Over the last four quarters, Ambac has surpassed consensus EPS estimates only once and has not beaten consensus revenue estimates during this period [2] Stock Performance - Ambac shares have declined approximately 32.5% since the beginning of the year, contrasting with the S&P 500's gain of 7.9% [3] - The current consensus EPS estimate for the upcoming quarter is -$0.20 on revenues of $59.66 million, and for the current fiscal year, it is -$0.67 on revenues of $249.95 million [7] Industry Outlook - The Insurance - Property and Casualty industry, to which Ambac belongs, is currently ranked in the top 32% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]

Earnings Performance - Royal Bank reported quarterly earnings of $2.20 per share, missing the Zacks Consensus Estimate of $2.25 per share, but showing an increase from $2.15 per share a year ago, resulting in an earnings surprise of -2.22% [1] - The bank posted revenues of $11.03 billion for the quarter, missing the Zacks Consensus Estimate by 1.57%, compared to $10.43 billion in the same quarter last year [2] Market Performance - Royal Bank shares have increased approximately 7% since the beginning of the year, outperforming the S&P 500, which gained only 0.1% [3] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $2.19 for the coming quarter and $9.46 for the current fiscal year, with revenues expected to be $11.27 billion and $46.53 billion respectively [7] - The estimate revisions trend for Royal Bank is currently mixed, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Banks - Foreign industry, to which Royal Bank belongs, is currently in the top 12% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]

Core Insights - Fidelis Insurance Holdings reported a quarterly loss of $0.41 per share, which was better than the Zacks Consensus Estimate of a loss of $0.43, and a significant decline from earnings of $0.74 per share a year ago, indicating a 155.4% year-over-year decrease in earnings [1] - The company posted revenues of $652.5 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 0.55%, but showing a 25.5% increase from year-ago revenues of $520 million [2] - Fidelis Insurance shares have underperformed the market, losing about 4.7% since the beginning of the year compared to the S&P 500's gain of 0.1% [3] Earnings Outlook - The current consensus EPS estimate for the coming quarter is $0.77 on revenues of $653.93 million, and for the current fiscal year, it is $2.35 on revenues of $2.9 billion [7] - The estimate revisions trend for Fidelis Insurance is mixed, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Insurance - Multi line industry, to which Fidelis Insurance belongs, is currently in the top 33% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]

Group 1 - LPL Financial Holdings Inc. reported quarterly earnings of $5.15 per share, exceeding the Zacks Consensus Estimate of $4.54 per share, and up from $4.21 per share a year ago, representing an earnings surprise of 13.44% [1] - The company posted revenues of $3.69 billion for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.21%, and compared to year-ago revenues of $2.83 billion [2] - LPL Financial has consistently surpassed consensus EPS estimates over the last four quarters, indicating strong performance [2] Group 2 - The stock has increased approximately 2.5% since the beginning of the year, contrasting with the S&P 500's decline of -4.3% [3] - The current consensus EPS estimate for the upcoming quarter is $4.40 on revenues of $3.63 billion, and for the current fiscal year, it is $17.83 on revenues of $14.75 billion [7] - The Zacks Industry Rank for Financial - Investment Bank is currently in the bottom 23% of over 250 Zacks industries, which may impact stock performance [8]