Group 1 - The Conservative Income Portfolio aims to target value stocks with high margins of safety while reducing volatility through well-priced options [1] - The Enhanced Equity Income Solutions Portfolio is designed to generate yields of 7-9% while minimizing volatility [1] - The performance of these portfolios is benchmarked against a 60:40 allocation [1] Group 2 - The investment group Trapping Value has over 40 years of combined experience in generating options income and focuses on capital preservation [2] - The Conservative Income Portfolio is run in partnership with Preferred Stock Trader, featuring two income-generating portfolios and a bond ladder [2] - The Covered Calls Portfolio aims for lower volatility income investing, while the fixed income portfolio targets securities with high income potential and significant undervaluation [2]

interest rate movements.…]## Is Vanguard's Bond Fund ETF Still Worth Owning After A Horrible 2025? | BNDX[Michael Williams | Jan 1, 2025 at 8:20 AM EST When every other asset class is posting double-digit gains, a bond fund delivering 3% feels like dead weight. That's the…]## Wealthy Retirees Have A Special Loophole With A High Yield Municipal Bond ETF[Michael Williams | Jan 12, 2026 at 1:41 PM EST When retirees face higher tax brackets from pension income, Social Security, and portfolio withdrawals, every ...

Group 1 - The Conservative Income Portfolio focuses on value stocks with high margins of safety and aims to reduce volatility through well-priced options [1] - The Enhanced Equity Income Solutions Portfolio targets a yield of 7-9% while minimizing volatility [1] - Trapping Value, with over 40 years of combined experience, emphasizes capital preservation and options income generation [1] Group 2 - The investing group includes two income-generating portfolios and a bond ladder, with a focus on lower volatility income investing [1] - The Covered Calls Portfolio is designed for capital preservation while generating income [1] - The fixed income portfolio aims to acquire securities with high income potential and significant undervaluation compared to peers [1]

Group 1 - The Conservative Income Portfolio aims to target value stocks with high margins of safety and reduce volatility through well-priced options [1] - The Enhanced Equity Income Solutions Portfolio is designed to generate yields of 7-9% while minimizing volatility [1] - Oracle Corporation has experienced significant volatility, achieving a 52-week high followed by a 60% drawdown in the last six months [2] Group 2 - Trapping Value is a team of analysts with over 40 years of combined experience focusing on options income and capital preservation [3] - The Conservative Income Portfolio includes two income-generating portfolios and a bond ladder, emphasizing lower volatility and capital preservation [3] - The Covered Calls Portfolio aims to provide lower volatility income investing, while the fixed income portfolio targets high income potential securities that are undervalued [3]

Group 1 - The Conservative Income Portfolio targets value stocks with high margins of safety and reduces volatility using well-priced options [1] - The Enhanced Equity Income Solutions Portfolio aims to generate yields of 7-9% while minimizing volatility [1] - The J. M. Smucker Company (SJM) products are used by approximately 90% of households in the United States, indicating strong market penetration [2] Group 2 - Trapping Value is a team of analysts with over 40 years of combined experience focusing on options income and capital preservation [2] - The Conservative Income Portfolio includes two income-generating portfolios and a bond ladder, emphasizing lower volatility and capital preservation [2] - The Covered Calls Portfolio is designed for lower volatility income investing, while the fixed income portfolio targets high income potential securities that are undervalued [2]

Core Insights - The Conservative Income Portfolio focuses on value stocks with high margins of safety and aims to reduce volatility through well-priced options [1] - The Enhanced Equity Income Solutions Portfolio targets a yield of 7-9% while minimizing volatility [1] - The performance of these portfolios is benchmarked against a 60:40 allocation [1] Group 1 - Trapping Value is a team of analysts with over 40 years of combined experience in generating options income and capital preservation [1] - The Conservative Income Portfolio is managed in partnership with Preferred Stock Trader, featuring two income-generating portfolios and a bond ladder [1] - The Covered Calls Portfolio aims for lower volatility income investing with a focus on capital preservation [1] Group 2 - The fixed income portfolio is designed to purchase securities with high income potential and significant undervaluation compared to peers [1]

On January 29, Colorado-based Jim Saulnier & Associates disclosed a sale of 77,109 shares of the Vanguard 0-3 Month Treasury Bill ETF (NASDAQ:VBIL), an estimated $5.82 million trade based on quarterly average pricing. What happened According to a SEC filing dated January 29, Jim Saulnier & Associates sold 77,109 shares of the Vanguard 0-3 Month Treasury Bill ETF (NASDAQ:VBIL) during the fourth quarter. The estimated value of the shares sold was $5.82 million, calculated using the average unadjusted closi ...

Core Viewpoint - Westfuller Advisors has initiated a new stake in the Vanguard Institutional Index Fund - 0-3 Months Treasury Bill ETF (VBIL), reflecting a strategic move towards ultra-short U.S. Treasury exposure for liquidity and capital preservation [2][8]. Investment Activity - Westfuller Advisors purchased 42,962 shares of VBIL, with an estimated transaction value of $3.24 million, which also represents the stake's quarter-end value [2]. - This new position accounts for 1.31% of Westfuller Advisors' 13F reportable AUM after the trade [5]. Fund Performance - As of January 21, 2026, VBIL shares were priced at $75.57, reflecting a 3.9% increase over the past year and being 0.1% below the 52-week high [5]. - The fund reported an annualized dividend yield of 3.11% as of the same date [5]. Fund Overview - VBIL provides access to the U.S. Treasury bill market, focusing on securities with very short maturities to minimize interest rate risk [8]. - The fund employs a disciplined, index-based approach aimed at delivering stability and liquidity, appealing to investors seeking capital preservation and predictable income [8]. Competitive Position - VBIL has a lower expense ratio of 0.07% compared to SGOV's 0.09%, which, while seemingly small, can compound over time [10]. - Both ETFs deliver nearly identical yields around 3.5% and track different but equivalent Treasury indexes [10]. Target Investor Profile - VBIL is suited for conservative investors needing a safe place for cash that will be accessed soon, such as for emergency funds or near-term expenses [11]. - The ultra-short duration of the fund means virtually no price volatility, although yields may drop if the Federal Reserve cuts rates [11].

Core Insights - The Conservative Income Portfolio focuses on value stocks with high margins of safety and utilizes well-priced options to reduce investment volatility [1] - The Enhanced Equity Income Solutions Portfolio aims to generate yields of 7-9% while minimizing volatility [1] - The investment group Trapping Value, with over 40 years of combined experience, emphasizes capital preservation and income generation through various portfolios [1] Investment Strategies - The Conservative Income Portfolio is designed to target the best value stocks while ensuring a high margin of safety [1] - The Covered Calls Portfolio aims to provide lower volatility income investing with a focus on capital preservation [1] - The fixed income portfolio seeks to acquire securities that offer high income potential and are significantly undervalued compared to peers [1]

Core Insights - The Conservative Income Portfolio focuses on value stocks with high margins of safety and utilizes well-priced options to reduce investment volatility [1] - The Enhanced Equity Income Solutions Portfolio aims to generate yields of 7-9% while minimizing volatility [1] - The investment group Trapping Value, with over 40 years of combined experience, emphasizes capital preservation and income generation through various portfolios [1] Investment Strategies - The Conservative Income Portfolio is designed to target the best value stocks while ensuring a high margin of safety [1] - The Covered Calls Portfolio aims to provide lower volatility income investing with a focus on capital preservation [1] - The fixed income portfolio seeks to acquire securities that offer high income potential and are significantly undervalued compared to peers [1]