Investment Opportunities in Real Estate - Homeowners can invest in renovation projects through loans without direct involvement in the physical work [1] - Real estate crowdfunding platforms allow investors to participate in the market without traditional homeownership challenges [9] - The Arrived Private Credit Fund offers investment in short-term loans for residential real estate projects, historically providing 8.1% annualized dividends [6][7] Alternative Investment Strategies - Partnering with financial advisors can help align investment strategies with individual goals, including diversification and portfolio growth [2][3] - Investing in REITs (Real Estate Investment Trusts) and ETFs (Exchange-Traded Funds) provides a simpler way to gain exposure to real estate without the complexities of property management [11] - Commercial real estate, particularly grocery-anchored properties and healthcare facilities, remains resilient and can add stability to investment portfolios [16] Platforms and Services - Advisor.com connects investors with experienced financial advisors to create tailored money management plans [3] - Arrived's online platform allows investments in shares of rental homes and vacation rentals starting from $100, eliminating the need for property management [10] - First National Realty Partners (FNRP) offers accredited investors access to institutional-quality commercial real estate investments, providing expert insights and services [18][19]

Real Estate Market Overview - Detroit's real estate market has seen a significant recovery, with median home prices rising from $58,900 in 2009 to $250,000, marking a dramatic turnaround since the city's bankruptcy in 2013 [1] - The Wall Street Journal describes Detroit as "America's most unlikely real-estate boomtown," highlighting the rapid appreciation of property values in the area [1] Investment Opportunities - The Arrived Private Credit Fund offers investors an annualized dividend of 8.1%, significantly higher than the S&P 500's long-term average dividend yield of 1.83% [1] - Investors can participate in short-term loans secured by residential housing, funding real estate projects such as renovations and new constructions without direct involvement in property management [2] Individual Investor Success Stories - Chase C. Hunter began her real estate investment journey with a $3,800 initial investment, purchasing properties in Detroit for as low as $1,000, and has since expanded her portfolio to eight homes [4] - Hunter invested $85,000 in renovations for a property bought for $2,000 and $130,000 for another purchased at $1,800, demonstrating the potential for significant returns despite initial low purchase prices [3][4] Alternative Investment Platforms - Arrived allows investments in shares of rental homes and vacation rentals starting at $100, providing a passive income stream without the responsibilities of property management [6] - First National Realty Partners (FNRP) offers accredited investors the chance to invest in grocery-anchored commercial properties with a minimum investment of $50,000, benefiting from Triple Net leases [7][8] Real Estate Investment Trusts (REITs) and ETFs - Investing in REITs and ETFs provides a more accessible and diversified way to engage in the real estate market without the burdens of direct property ownership [10][11] - REITs distribute profits as dividends, while ETFs pool investments to target real estate-related businesses, offering a convenient alternative for investors [10][11]

Investment Opportunities in Real Estate - Investors can own shares of properties leased by national brands like Whole Foods, Kroger, and Walmart with a minimum investment of $50,000, benefiting from Triple Net (NNN) leases that minimize tenant-related costs [1] - First National Realty Partners (FNRP) offers accredited investors a chance to diversify their portfolios through grocery-anchored commercial properties without the responsibilities of being a landlord [2] - Crowdfunding platforms allow individuals to invest in real estate by raising small amounts of money from many people, providing access to various types of properties [2] Challenges in Real Estate Investment - Many average investors are deterred by the hassles of being a landlord and the risks of scams, despite the hot real estate market in the U.S. [3] - California's legal system has been criticized for making evictions difficult and costly, which can lead to landlords facing significant challenges [4] - A case study highlights the struggles of landlords who have faced issues with tenants not paying rent, leading to financial strain [5][6] Alternative Investment Strategies - Investing in home equity allows individuals to capitalize on rising property values without the need for large down payments or traditional homeownership responsibilities [7] - Homeshares provides accredited investors access to the $36 trillion U.S. home equity market, which has typically been dominated by institutional investors [8] - The U.S. Home Equity Fund allows investors to gain exposure to owner-occupied homes in major U.S. cities with a minimum investment of $25,000 [9] Real Estate Investment Platforms - Arrived offers risk-adjusted target returns ranging from 14% to 17% for investors in owner-occupied residential properties, with options for both accredited and non-accredited investors starting at $100 [10][11] - Mogul provides fractional ownership in blue-chip rental properties, offering monthly rental income and tax benefits without the need for significant down payments [15][16] - Each property on Mogul's platform undergoes a vetting process, ensuring a minimum return of 12% even in downside scenarios, with an average annual IRR of 18.8% [17]

Core Insights - The article discusses the financial implications for Ed Bambas, an 88-year-old veteran who raised approximately $1.85 million through a GoFundMe campaign, highlighting the amount he will actually receive after fees and potential tax considerations [5][14]. GoFundMe Fees and Contributions - GoFundMe charges a transaction fee of 2.9% plus $0.30 per donation, which can significantly reduce the total amount received by the recipient [4][3]. - Based on the total raised of $1.85 million, processing fees could amount to approximately $75,000 before Bambas receives any funds [3][4]. Tax Considerations - Donations to personal GoFundMe campaigns are generally considered 'personal gifts' and are not subject to income tax for the recipient, provided that donors do not receive goods or services in return [7][10]. - Bambas will likely receive an IRS Form 1099-K for payments exceeding $5,000, which requires him to document that the funds were gifts, not income [8][9]. Donor Tax Implications - Individual donors who contribute more than $19,000 may need to file a gift tax return, but most small donors will not face tax implications [10][11]. Support from Employers - Meijer, the supermarket chain where Bambas works, is providing him with free financial planning assistance for life to help manage the funds effectively [12][11]. Broader Context - Bambas' story highlights systemic issues faced by elderly individuals, particularly veterans, who may struggle financially despite a lifetime of work [13][14]. - The funds raised may not resolve the underlying systemic problems but could provide Bambas with a better quality of life and the ability to retire [14].

Core Insights - The real estate market in Silicon Valley is characterized by high property values, exemplified by a one-bedroom home in Cupertino listed at $1.7 million and sold for $2 million, highlighting the significance of land value in the area [2][3] Real Estate Market Trends - The property in question is located in a top-tier school district and is surrounded by homes valued between $4 million and $5 million, indicating strong investment potential due to its location [3] Investment Strategies - Real estate investment does not always necessitate purchasing a home; alternative strategies such as crowdfunding platforms are available, allowing investors to participate in real estate projects with lower upfront costs [4][5] - Crowdfunding platforms enable investors to own a percentage of various real estate types, including rental properties and commercial buildings, broadening access to real estate investments [5] - Some crowdfunding platforms, like First National Realty Partners (FNRP), require accredited investors and have a minimum investment threshold of $50,000, focusing on necessity-based commercial real estate [6][7]

Deal Overview - Fight Fight Fight LLC (Trump-branded memecoin issuer) is in talks to acquire Republic's U.S business [1] - The deal could expand the token's use in startup fundraising and payment applications [1] Republic's Investment Background - Republic has previously received investment from Galaxy Digital and Binance's venture arm [1]

Core Insights - GoFundMe's CEO Tim Cadogan highlighted a significant increase in crowdfunding for groceries, indicating a troubling economic reality for many Americans [1][2][4] - The shift from emergency campaigns to everyday essentials reflects the impact of persistent inflation and rising living costs on household budgets [3][6][7] Economic Context - Many households are facing challenges such as high inflation, increased borrowing costs, and limited financial reserves, leading to a need for alternative support systems [3][5][8] - The rise in grocery-related campaigns on GoFundMe serves as a barometer for the current economic climate, particularly for younger and lower-income households [7][8] Changing Nature of Crowdfunding - Traditionally associated with medical expenses and disaster relief, GoFundMe is now seeing a shift towards funding basic necessities, marking a significant change in user behavior [4][5] - The trend indicates that conventional coping strategies, such as trading down brands and delaying expenses, are no longer sufficient for a growing segment of the population [5][6] Financial Strain on Households - Elevated prices for groceries, rent, and childcare continue to strain household budgets, even as overall inflation rates show signs of cooling [6][7] - The financial pressures are exacerbated by rising delinquency rates among younger borrowers and the resumption of student loan repayments, pushing some to rely on crowdfunding as a last resort [8]

RT Indie.fun (@indiedotfun)$1,000,000+ Raised for Indie ProjectsInfinite Dev Hours and UX IterationsSlowly becoming @solana Go-To Crowdfunding Platform for Indie Developers 🫡This is how you go from 0 to 1 🫵 https://t.co/QLsbAK5jIM ...

Crowdfunding is reshaping Pakistan's grid, writes @davidfickling. It offers a model that could transform similar fast-growing, energy-poor countries (via @opinion) https://t.co/5NiqvaM15x ...

(Exact name of registrant as specified in its charter) As filed with the Securities and Exchange Commission on December 15, 2023 Registration Statement No. 333-275210 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 AMENDMENT NO. 3 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Netcapital Inc. (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) Utah 6199 87-0409951 (I.R.S. Employer Identification ...