Financial Stress
Search documents
We owe $250K, pay $2K a month, and still have $100K in debt. Are we kidding ourselves by keeping the house?
Yahoo Finance· 2026-01-01 11:00
Individual debt levels are climbing in the U.S. Just under half (46%) of the population owes money on their credit cards, 42.7 million have student loans and a further 61.2% of Americans have mortgages, with average balances across all three standing in the region of $300,000. (1) With so much debt hanging over us, it can seem like an impossible task to pay down all the money we owe and save enough for retirement. This is the issue that’s facing Jerome and Alex. The couple still owes $250,000 on their $ ...
The No. 1 Reason Americans Are Stressed About Money Going Into 2026
Investopedia· 2025-12-24 13:00
Economic Overview - The U.S. economy experienced significant changes in 2025, including the imposition of tariffs, an increase in the unemployment rate, and improved stock market performance from AI companies [1] - As of November 2025, the unemployment rate reached 4.6%, marking the highest level since the end of the COVID-19 pandemic in September 2021 [4] Consumer Sentiment - A survey by Allianz revealed that 48% of Americans reported increased financial stress compared to the beginning of 2025 [1][6] - The Consumer Sentiment Survey from the University of Michigan indicated a decline in consumer sentiment, with the headline index at 52.9 in December 2025, down over 28% from the previous year [3] Financial Stress Factors - The primary reasons for financial stress among Americans include rising everyday expenses (54%), low income (46%), high debt (35%), and job insecurity (33%) [3][6] - Despite a slight easing in inflation to 2.7% in November 2025 from 3% in September, it remains above the Federal Reserve's target of 2% [5][6]
Survey Reveals Majority of Americans Struggle With Emergency Expenses and Financial Stress
Investopedia· 2025-12-12 17:00
Fifty-three percent of respondents said they were at least somewhat concerned about covering an emergency expense, according to a survey of more than 7,000 consumers conducted earlier this year by PYMNTS Intelligence and Splitit, a payment platform that enables installment plans. Key Takeaways More than half of Americans say they worry about their ability to pay emergency expenses that could pop up this year, according to a recent survey. Related Stories How Much Holiday Debt Do You Expect This Year? Survey ...
X @Bloomberg
Bloomberg· 2025-12-04 10:35
The Bank of England launches an exercise to war-game how the private credit and equity industry would respond to financial stress https://t.co/VByGcf1sbL ...