转自：扬子晚报 这是自动态调整机制建立以来，该研究值连续第五次公布。回顾2025年前四次发布的数据：1月、4月、 7月、10月的研究值分别为2.34%、2.13%、1.99%和1.90%。 图源 视觉 中国 据中国保险行业协会（简称"中保协"）网站，1月20日，中保协组织召开人身保险业利率研究专家咨询 委员会（原"人身保险业责任准备金评估利率专家咨询委员会"）2025年四季度例会。会上，保险业专家 就人身保险产品预定利率发表了意见，认为当前普通型人身保险产品预定利率研究值为1.89%。 图源 中保 协网站 2025年1月，金融监管总局下发《关于建立预定利率与市场利率挂钩及动态调整机制有关事项的通 知》，要求每季度发布预定利率研究值，为预定利率调整提供核心依据。各人身保险公司动态调整普通 型、分红型人身保险预定利率最高值和万能型人身保险最低保证利率最高值。 扬子晚报/紫牛新闻记者 马燕 ...

无独有偶，2026年1月20日0凌晨，因暴雪天气客户施先生于盐城市阜宁县乡镇道路刹车打滑发生单方事 故，车辆失控冲下路边，无法行驶；片区理赔人员于成雄第一时间协助客户开展施救，减少客户寒夜现 场等待时间；一早冒着大雪到达维修店定损，通过手机定损平台在修理厂直接完成进场赔，当场进行理 赔，得知理赔完成时客户大感惊讶，仅半日就处理完成，感叹大地保险服务效率非常高，同时对我司理 赔服务非常认可，并表示以后认准我司，同时一定会推荐给亲朋共同选择！ 通讯员 黄小晶 该案得益于我司流程精简、科技赋能及本地化服务联动，雪天开通绿色理赔通道，真正实现"报案即定 损，定损即赔付"，用高效服务解决客户急难，获李先生高度认可。 江南时报讯 1月20日7时，江苏省常州市武进区李先生因强降雪导致出险。他通过我司95590线上报案并 上传现场照片，30秒内客服响应，线上理赔员后台30分钟完成定损，全程仅1小时06分赔款到账。 ...

Core Viewpoint - Travelers Companies, Inc. is experiencing mixed signals regarding its stock performance, with an upward trend in price targets contrasted by expectations of a decline in fourth-quarter earnings [2][3][5] Company Overview - Travelers Companies, Inc. operates in the insurance industry, providing a range of commercial and personal property and casualty insurance products through three main segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance [1] Price Target Trends - The consensus price target for TRV's stock has shown an upward trend over the past year, increasing from $299.14 last year to $310.5 last month, although it slightly decreased from $312.67 in the previous quarter [2][5] - Analyst Mark Dwelle from RBC Capital has set a more conservative price target of $190 for TRV, indicating concerns about the company's near-term earnings performance [3] Earnings Expectations - Despite the positive trend in price targets, Travelers is expected to report a decline in its fourth-quarter earnings, which raises potential challenges for the company [3][4][5] Investment Considerations - Investors are advised to focus on value, growth, and momentum trends to identify strong investment opportunities amidst the mixed signals regarding TRV's stock performance [4][5]

"存款搬家"需求增加 记者走访广州多家银行网点发现，在大量储蓄到期与存款低利率双重驱动下，"保底+浮动收益"的分红 险产品成为居民财富管理的主力产品之一，承接了部分储蓄迁移需求。 "一年期利率1.25%，三年期还要申请配额，这利率和三年前差太远了。"近日，广州市民王先生在银行 网点内反复权衡。2023年初，他将30万元闲置资金存入某国有大行三年期定期，锁定了3.1%的年利 率，如今存款到期，他既不愿接受银行"腰斩"的利率，转投其他产品又顾虑风险。 王先生的困扰并非个例。据多家券商测算，2026年初，全国金融市场将迎来规模或高达50万亿的定期存 款集中到期。这笔巨额资金会否流向资本市场，引发市场关注。 南都湾财社推出"50万亿存款到期，钱往何处去"系列策划，本期聚焦：在利率下行周期，保险产品凭何 承接稳健资金？分红险是否成为"存款搬家"最优解？ 据多家网点销售人员介绍称，当前短期大额存单利率已跌破1%，正式进入"0字头"时代，中长期利率也 大幅回落，普遍在1.55%～1.75%之间，与2023年普遍3%以上的水平相去甚远，且多数银行仅发行1年期 及以下产品。 与此同时，据机构普遍测算，2026年将有数十万亿元的 ...

Shares of Fidelis Insurance Holdings Limited ( FIHL ) have been a moderate performer over the past year, gaining about 10%. More recently, though, shares have pulled back about 5% from their highs, and they were downgraded to “ underweightOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or have a question for an article, just let me kno ...

制图:朱林(即梦AI生成) 编者按:据券商测算，今年全国到期定存规模可能高达50万亿元。一笔正在"解冻"的巨量资金，徘徊在 利率持续下行的十字路口:是继续存入银行，追求"稳稳的"安全感?还是大胆转身，探索更具想象力的财 富可能?南都湾财社推出"50万亿存款到期，钱往何处去"系列策划，通过储户故事、行业访谈与专家解 读，一起寻找低利率时代的理财新答案。 "不理财也许就是最适合我的理财。"谈起即将到期的定期存款，成都的余女士表示，已打定主意继续转 存，虽然利率不高，但图个省事、安心。 广州的王先生则是另一番心思。眼看存款利息"缩水"，他先试了试余额宝，每天收益不过块儿八毛；又 不甘心地研究起银行基金，最后干脆开了证券账户，真金白银地投入市场，盼着能跑赢通胀。 像余女士和王先生这样定期存款到期的储户，并非少数。本期聚焦存款到期潮下的众生相。 "尝新派" 钱从定期挪到基金，每天盯盘心发慌 "以前存的三年期，利率还有3.35%，现在我们这边利息最高的是一家农商行，5万元三年期利息也只有 1.85%。"余先生坦言，自己不会考虑理财，也不打算碰保险——这些对他来说"水太深"，也懒得研 究。"就存个定期，图个简单省心。" 余 ...

Core Viewpoint - CNO Financial Group, Inc. will report its fourth quarter and full year results for 2025 on February 5, 2026, with a conference call scheduled for February 6, 2026 to discuss these results [1]. Group 1: Financial Reporting - The results for the fourth quarter and full year ended December 31, 2025 will be announced after market close on February 5, 2026 [1]. - A conference call to discuss the results will take place at 11:00 a.m. Eastern Time on February 6, 2026 [1]. Group 2: Participation Details - Investors can participate in the conference call by registering online, which will provide call details and a registrant ID for attendance tracking [2]. - The conference call will also be available via a live webcast, accessible through the Investors section of the company's website [3]. - A replay of the conference call will be made available on the Investors section of the website after the event [4]. Group 3: Company Overview - CNO Financial Group, Inc. focuses on securing the future of middle-income America by providing life and health insurance, annuities, financial services, and workforce benefits solutions [5]. - The company manages 3.3 million policies and has total assets amounting to $38.3 billion [5]. - CNO employs 3,300 associates, 4,900 exclusive agents, and over 6,500 independent partner agents to assist customers with financial decisions [5].

1® LANSING, Mich.--(BUSINESS WIRE)--Jackson Financial Inc. (NYSE: JXN) (Jackson) today announced that it will release fourth quarter and full year 2025 financial results after market close on Wednesday, February 18, 2026. Jackson's press release and supplemental financial materials will be available at investors.jackson.com. *SQM (Service Quality Measurement Group) Call Center Awards Program for 2004 and 2006-2024. (Criteria used for Call Center World Class FCR Certification is 80% or higher of customers ge ...

Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. Stocks fell sharply and bond yields spiked higher on Tuesday after President Donald Trump announced over the weekend that he will put 10% tariffs, beginning Feb. 1, on a bunch of European Union nations that oppose his plan to purchase Greenland, an autonomous territory of the Kingdom of Denmark. Trump said those tariffs will escalate to 2 ...

Key Points Lemonade uses AI and machine learning to build a better, cheaper insurance model. Its loss ratio has come down significantly. Management is projecting positive adjusted EBITDA this year. 10 stocks we like better than Lemonade › Lemonade (NYSE: LMND) stock is out of the dumps as its model is finally demonstrating value, and it's trading up 383% over the past two years. However, I don't think its run is over. I predict that it will surpass a specific milestone and go even higher in 2026. ...