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Employers Holdings, Inc. Schedules Fourth Quarter and Full-Year 2025 Earnings Release and Conference Call
Globenewswire· 2026-01-30 21:15
RENO, Nev., Jan. 30, 2026 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG) today announced that it will release its fourth quarter and full-year 2025 financial results after market close on Thursday, February 19, 2026, after which these materials will be available on the Company’s website at www.employers.com through the “Investors” link. Conference Call DetailsThe Company will then review these financial results via a conference call and webcast on Friday, February 20, 2026, at 11:00 ...
Insurance platform Ethos, backers raise $200M in US IPO
Digital Insurance· 2026-01-30 20:46
(Bloomberg) --Insurance platform Ethos Technologies Inc. and some of its shareholders raised roughly $200 million in an initial public offering, becoming the latest in the sector to go public.Processing ContentThe San Francisco-based company priced the shares at $19 each, the midpoint of the marketed range of $18 to $20, according to a statement confirming an earlier Bloomberg News report. The oversubscribed offering consisted of 5.1 million shares sold by Ethos and 5.4 million shares offered by the selling ...
Aon Q4 Earnings Top Estimates on New Business Growth, Strong Retention
ZACKS· 2026-01-30 19:21
Key Takeaways AON's Q4 EPS of $4.85 beat estimates by 1.9% and rose 10% year over year on solid organic growth.Commercial Risk and Reinsurance Solutions drove growth through new business and strong retention rates.2026 outlook includes EPS growth, margin expansion of 70-80 bps and double-digit free cash flow growth.Aon plc (AON) reported fourth-quarter 2025 adjusted earnings of $4.85 per share, which surpassed the Zacks Consensus Estimate by 1.9%. The bottom line advanced 10% year over year. Total revenues ...
HIG Posts Q4 Earnings Beat on Higher Premiums & Investment Income
ZACKS· 2026-01-30 18:45
Core Insights - The Hartford Insurance Group, Inc. (HIG) reported fourth-quarter 2025 adjusted operating earnings of $4.06 per share, exceeding the Zacks Consensus Estimate by 27.9% and reflecting a 38% year-over-year increase [1] - Operating revenues rose 8.9% year over year to $5.2 billion, surpassing the consensus mark by 1.4% [1] Financial Performance - Higher net investment income, favorable prior accident year development (PYD), and lower property and casualty (P&C) catastrophe losses contributed to the financial results [2] - Earned premiums reached $6.1 billion, a 5.7% increase year over year, but fell short of the Zacks Consensus Estimate by 0.3% [3] - Net investment income increased 16.5% year over year to $832 million, exceeding the consensus estimate by 11.9% [3] - Total benefits, losses, and expenses rose 2.1% year over year to $5.9 billion [4] - Pre-tax income climbed 31.6% year over year to $1.4 billion [4] Segment Performance - **Business Insurance**: Revenues totaled $4.1 billion, a 9.5% increase, with core earnings of $915 million, up 37.6% year over year [5] - **Personal Insurance**: Revenues amounted to $1 billion, beating the consensus estimate by 2.7%, with core earnings of $214 million, reflecting a 38% year-over-year increase [6] - **P&C Other Ops**: Revenues improved 5.6% year over year to $19 million, but the segment reported a core loss of $140 million [7] - **Employee Benefits**: Revenues were $1.8 billion, a 1.6% increase, but core earnings declined 0.7% year over year to $138 million [9] - **Hartford Funds**: Revenues increased 7.4% year over year to $292 million, with core earnings of $58 million, up 13.7% [10] - **Corporate**: Revenues were flat at $37 million, with a core loss of $37 million, narrower than the previous year's loss [11] Financial Position - As of December 31, 2025, cash declined 27.3% to $133 million, while total investments increased 8% to $64 billion [12] - Total assets grew 6.3% to $86 billion, and total stockholders' equity improved 15.4% to $19 billion [12] - Book value per share was $66.31, a 20.4% year-over-year increase [13] Capital Deployment - The company returned $546 million to stockholders in Q4 2025, including $400 million in share repurchases and $146 million in dividends [14] - Total capital returned for 2025 amounted to $2.2 billion [14] Full-Year Update - Adjusted operating earnings for 2025 were $13.42 per share, a 30% year-over-year surge, with total revenues of $20 billion [15] - Net earned premiums rose 6.5% year over year to $24 billion, and net investment income increased 13.4% to $2.9 billion [15]
All You Need to Know About Trupanion (TRUP) Rating Upgrade to Strong Buy
ZACKS· 2026-01-30 18:00
Trupanion (TRUP) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.Since a changing earnings ...
‘Listen up’: Suze Orman says too many Americans underestimate this cost in retirement. 5 ways to get ahead of it
Yahoo Finance· 2026-01-30 17:45
While Medicare Part A (hospital insurance) is generally premium-free, the 2026 inpatient hospital deductible is only $1,736 per stay (up from $1,676 in 2025) — and that’s just one example of unexpected out-of-pocket costs (3). To put this in perspective, the average cost of a one-day hospital stay was $3,297 in 2024, according to the Kaiser Family Foundation (4). Even worse, based on the latest CDC data (5), the full average adjusted cost was $14,101 per inpatient stay at community hospitals, which refers t ...
MetLife Gears Up to Report Q4 Earnings: Key Estimates to Note
ZACKS· 2026-01-30 17:35
Core Insights - MetLife, Inc. (MET) is scheduled to report its fourth-quarter 2025 results on February 4, with earnings estimated at $2.36 per share and revenues at $25.6 billion, indicating year-over-year growth of 13.5% and 29.6% respectively [1][5] Financial Performance - The Zacks Consensus Estimate for MetLife's total revenues for the current year is $80 billion, reflecting a 9.4% increase year-over-year, while the EPS estimate stands at $8.71, suggesting a 7.4% rise [2] - In the last four quarters, MetLife missed earnings estimates three times and exceeded them once [2] Earnings Prediction - The current model does not predict a definitive earnings beat for MetLife, as it holds an Earnings ESP of +0.47% and a Zacks Rank of 4 (Sell) [3] Revenue Growth Drivers - The anticipated revenue growth in Q4 is attributed to rising premiums, adjusted group benefits revenues, and adjusted retirement and income solutions revenues, particularly benefiting from international markets in Asia, EMEA, and Latin America [4][5] - The Zacks Consensus Estimate for premiums in the upcoming quarter indicates a significant increase of 79.4% year-over-year [4] Segment Performance - Adjusted retirement and income solutions revenues are projected at $11.3 billion, nearly doubling from the previous year [6] - The Asia segment is expected to benefit from improved variable investment income and increased volumes, while EMEA and Latin America are projected to see growth from higher volumes [6] Challenges - Rising costs and expenses may partially offset profit growth in the upcoming quarter, with a projected decline of 4.1% in adjusted earnings from the Asia business year-over-year [7]
5 Stocks Primed for a Turnaround in 2026
Benzinga· 2026-01-30 17:31
Everyone loves a good comeback story, and that's especially true in markets where business cycles ebb and flow. Last year's winners frequently turn into this year's laggards, and we've already seen examples of that this month as software stocks plunge and memory stocks soar.Today, we'll look at five stocks with comeback potential in 2026. The theme connecting these five companies is their miserable performance in 2025, and the steps they've taken to prove investors wrong in 2026.Each stock is off to a hot s ...
FSD's Big Week, Greg Abel Makes a Mark on Berkshire Hathaway, and 24/7 Trading
Yahoo Finance· 2026-01-30 17:11
Group 1: Tesla's Robo-Taxi Developments - Tesla's robo-taxis without safety drivers are now operating in Austin, Texas, marking a significant step in their autonomous vehicle journey, although it is not seen as a watershed moment compared to competitors like Waymo and Zoox [2][5] - The company has faced challenges, including reported accidents with vehicles even when safety drivers were present, raising questions about the safety and readiness of their technology [3][11] - Tesla's partnership with Lemonade for insurance offers a pay-per-mile product that could reduce insurance costs by 50% when full self-driving is activated, indicating a trend towards smarter insurance solutions in the automotive industry [6][7][8] Group 2: Subscription Model and Consumer Preferences - Tesla is transitioning to a subscription model for its Full Self-Driving (FSD) feature, charging $100 per month, which raises questions about consumer acceptance and the potential impact on revenue growth [12][13] - The shift from upfront payments to subscriptions may reflect challenges in consumer willingness to pay large sums for features that competitors include as standard [13][14] - The subscription model's success is uncertain, as consumer preferences may resist paying for features that have traditionally been included in the purchase price of vehicles [12][13] Group 3: Berkshire Hathaway's Strategic Moves - Greg Abel, the new CEO of Berkshire Hathaway, is reportedly unwinding the Kraft Heinz deal, which may signal a shift in strategy and a response to previous management decisions [17][18] - Berkshire Hathaway is sitting on approximately $382 billion in cash, prompting discussions about potential acquisitions to enhance portfolio performance [18][36] - The company may consider acquiring firms that align with its focus on American businesses, such as Sysco or United Rentals, to capitalize on infrastructure investments [36][37] Group 4: NYSE and Tokenization of Stocks - The New York Stock Exchange is exploring the tokenization of stocks, which could enable 24/7 trading and reduce restrictions on trading, potentially transforming the trading landscape [47][48] - Tokenization may lead to instant settlement and lower trading costs, but it also raises regulatory concerns and questions about market dynamics and price discovery [48][49] - The potential for tokenization extends beyond stocks to other assets, such as real estate, indicating a broader trend towards increased liquidity in various markets [53][54]
PRU Gears Up to Report Q4 Earnings: Here's What to Expect
ZACKS· 2026-01-30 15:50
Key Takeaways PRU's U.S. business likely benefited from higher investment spread income and improved underwriting results. PGIM likely saw gains from higher asset management fees and stronger service revenues. PRU expenses likely increased due to higher policyholder benefits and deferred acquisition cost amortization. Prudential Financial Inc. (PRU) is expected to register an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Feb. 3, after the closing bell.The Zacks Conse ...