SEATTLE, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, announced today it will report financial results for its 2025 fourth quarter and full year after the market closes on Thursday, February 12, 2026. The company will host a conference call that day beginning shortly after 1:30 p.m. PT / 4:30 p.m. ET. A live webcast discussing results, guidance and management observations will be available on Trupanion's Investor Relations site under Inve ...

(Bloomberg) --Beazley Plc has rejected Zurich Insurance Group AG's £7.7 billion ($10.3 billion) takeover approach, the latest twist in the Swiss giant's attempt to acquire the UK specialty insurer. Processing ContentLondon-listed Beazley said its board has unanimously turned down Zurich's latest cash proposal of 1,280 pence per share "on the basis that it materially undervalues" the company and its longer-term prospects, according to a statement Thursday.  The board said it received three proposals from Zu ...

Old Republic International (NYSE:ORI) Q4 2025 Earnings call January 22, 2026 03:00 PM ET Company ParticipantsJoe Calabrese - Head of Investor RelationsCraig R. Smiddy - President and CEOCarolyn Monroe - CEOFrank Sodaro - CFOConference Call ParticipantsPaul Newsome - Managing Director and Equity Research AnalystGregory Peters - Managing Director and Equity Research AnalystOperatorHello, and thank you for standing by. My name is Regina, and I will be your conference operator today. At this time, I would like ...

Old Republic International (NYSE:ORI) Q4 2025 Earnings call January 22, 2026 03:00 PM ET Company ParticipantsJoe Calabrese - Head of Investor RelationsCraig R. Smiddy - President and CEOCarolyn Monroe - CEOFrank Sodaro - CFOConference Call ParticipantsPaul Newsome - Managing Director and Equity Research AnalystGregory Peters - Managing Director and Equity Research AnalystOperatorHello, and thank you for standing by. My name is Regina, and I will be your conference operator today. At this time, I would like ...

Financial Data and Key Metrics Changes - In Q4 2025, the company reported consolidated pre-tax operating income of $236 million, down from $285 million in Q4 2024, with a consolidated combined ratio of 96% compared to 92.7% [4] - For the full year 2025, consolidated pre-tax operating income was $1 billion, with a combined ratio of 94.7% [4] - The operating return on beginning equity was 14.1%, and book value per share increased by 22% [4][10] Business Line Data and Key Metrics Changes - Specialty insurance net premiums earned grew by 8.3% in Q4 2025 and by 10.9% for the full year, surpassing $5 billion for the first time [5] - Specialty insurance pre-tax operating income for Q4 was $178 million, down from $228 million, with a combined ratio of 97.3 compared to 91.8 [5] - Title insurance premiums and fees increased by 12.4% in Q4 2025, with pre-tax operating income rising to $65 million from $55.4 million [5][19] Market Data and Key Metrics Changes - The commercial sector showed strong activity, while the residential market faced challenges due to pricing and affordability issues [17] - Commercial premiums accounted for 29% of earned premiums in Q4 2025, up from 23% in the same quarter last year [17] Company Strategy and Development Direction - The company aims to maintain pricing discipline and underwriting excellence, focusing on profitability over top-line growth [25] - Investments in technology modernization, data analytics, and AI are expected to yield long-term benefits despite short-term expense ratio pressures [12] - The specialty portfolio is now more diversified, which positions the company to manage market cycles effectively [16] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving consistent performance in 2026, despite potential pricing pressures in the market [25] - The company anticipates solid growth and profitability in specialty insurance, driven by contributions from new specialty operating companies [16] Other Important Information - The company declared nearly $700 million in dividends and repurchased $56 million worth of shares, totaling over $1 billion in capital returns for the year [10] - There is $850 million remaining in the current share repurchase program, with plans to utilize it opportunistically [59] Q&A Session Summary Question: What are the combined ratio targets for 2026? - Management expects to maintain a combined ratio around 93.2 for 2026, with variations depending on the operating company [24] Question: What led to the higher loss pick in commercial auto? - Management noted that while paid claims did not reflect changes, case reserves increased, prompting a conservative approach to loss picks [26][28] Question: What is the outlook for the title business in 2026? - The title business is expected to see a 15%-20% improvement in commercial premiums, while residential premiums may see single-digit growth [34] Question: Are there geographic patterns in case reserves? - No significant geographic patterns were detected, but an increase in bodily injury claims and litigation was noted [45][46] Question: How does the company plan to react to loss trend changes? - The company will continue to adjust rates conservatively based on observed trends, focusing on risk selection and targeted rate increases [49][52]

Want unlimited access to top ideas and insights? Subscribe NowEnjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights?The following summaries are written by the Digital Insurance editorial staff.Processing ContentDigital Insurance reviews a high volume of news leads every week for this and other stories. Please send press releases and other information to kaitlyn.mattson@arizent.com. These summaries were crafted using AI and then review ...

Financial Performance - Old Republic's total shareholder return for the past 10 years was 170%[3] - The company has raised its annual cash dividend for the past 44 years[4] - As of December 31, 2025, the market capitalization was $1124 billion and the stock price was $4564[6] - Shareholders' equity was $591 billion, with a book value per share (BVPS) of $2421[6] - Trailing four-quarter operating income was $7925 million, resulting in earnings per share (EPS) of $315 and an operating return on equity (ROE) of 141%[6] - Net premiums and fees earned increased by 98% in the fourth quarter of 2025, reaching $213 billion, driven by Specialty Insurance (up 83%) and Title Insurance (up 124%)[22] - The regular quarterly dividend was increased by 94% to $029[23] Business Segments - Specialty Insurance accounted for 67% of the $89 billion in 2025 operating revenue, while Title Insurance accounted for 33%[29] - The Title Insurance business holds a 140% market share, ranking it third largest in the industry[51] - Gross premiums and fees for Specialty Insurance in fiscal year 2025 totaled $878 billion[35] Capital Management - Since December 31, 2016, Old Republic has distributed $69 billion in dividends and share repurchases[4] - The company has $856 million remaining authorized for share repurchases[24, 66] - The investment portfolio is composed of 85% fixed income and 15% equities, totaling $168 billion[74]

Headlines are flying all over the place right now—Justice Department investigations, political firestorms, geopolitical tensions, market whiplash. If you're trying to trade off the news (which I don't recommend), good luck. That's a game of reaction, not precision.But what if I told you there's a smarter way to get ahead of the chaos? What if you could cut through the noise and zero in on what actually works, what repeats with high probability, year after year, quarter after quarter?That's where my expertis ...

Costco partners with American Family Insurance to offer members discounted car insurance. Costco Executive Members get the best perks, including free roadside assistance and lifetime renewability. But the coverage itself is pretty simple, and there’s no mobile app. Editor’s note: Costco previously partnered with CONNECT, which was part of the American Family Insurance Group. CONNECT recently changed its name to American Family Insurance. According to the company, “We aligned under the name American Family ...

With Warren Buffett stepping down as CEO of Berkshire Hathaway at the end of 2025, the Oracle of Omaha shared some parting wisdom in his most recent Thanksgiving letter to shareholders. While sent in November 2025, the letter is full of financial wisdom nuggets that the average American can apply in 2026 and beyond. Some of his top advice — especially if you read between the lines — includes the following below. Don’t Sweat Normal Stock Volatility Berkshire Hathaway is often considered a safe-haven sto ...