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Old Republic International (ORI) - 2025 Q4 - Earnings Call Presentation
2026-01-22 20:00
Financial Performance - Old Republic's total shareholder return for the past 10 years was 170%[3] - The company has raised its annual cash dividend for the past 44 years[4] - As of December 31, 2025, the market capitalization was $1124 billion and the stock price was $4564[6] - Shareholders' equity was $591 billion, with a book value per share (BVPS) of $2421[6] - Trailing four-quarter operating income was $7925 million, resulting in earnings per share (EPS) of $315 and an operating return on equity (ROE) of 141%[6] - Net premiums and fees earned increased by 98% in the fourth quarter of 2025, reaching $213 billion, driven by Specialty Insurance (up 83%) and Title Insurance (up 124%)[22] - The regular quarterly dividend was increased by 94% to $029[23] Business Segments - Specialty Insurance accounted for 67% of the $89 billion in 2025 operating revenue, while Title Insurance accounted for 33%[29] - The Title Insurance business holds a 140% market share, ranking it third largest in the industry[51] - Gross premiums and fees for Specialty Insurance in fiscal year 2025 totaled $878 billion[35] Capital Management - Since December 31, 2016, Old Republic has distributed $69 billion in dividends and share repurchases[4] - The company has $856 million remaining authorized for share repurchases[24, 66] - The investment portfolio is composed of 85% fixed income and 15% equities, totaling $168 billion[74]
Old Republic (ORI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
ZACKS· 2026-01-22 15:31
Old Republic International (ORI) reported $2.36 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 9.5%. EPS of $0.74 for the same period compares to $0.90 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $2.31 billion, representing a surprise of +2.1%. The company delivered an EPS surprise of -16.85%, with the consensus EPS estimate being $0.89.While investors scrutinize revenue and earnings changes year-over-year and how they compar ...
长沙初步建成多层次多支柱养老保险体系
Xin Lang Cai Jing· 2026-01-22 15:07
长沙晚报掌上长沙1月22日讯(全媒体记者 刘攀 通讯员 严晓玲)22日,由长沙市人社局主办的长沙市多层次多支 柱养老保险体系政策推介会召开,来自政府部门、企事业单位、金融机构的200余位代表齐聚一堂,通过政策解 读、经验分享、实地体验等形式,推动养老保险体系建设向纵深发展。 随着人口老龄化程度不断加深,单纯依靠基本养老保险"第一支柱"已难以满足人民群众日益增长的多样化、品质 化养老需求,而年金和个人养老金作为"第二支柱"和"第三支柱",能够有效弥补基本养老保险的不足,为积极应 对人口老龄化提供坚实的制度保障。 目前,长沙通过政府、企事业单位、金融机构、个人四方协同发力,已初步建成并持续完善以基本养老保险为基 础、企业(职业)年金为补充,与个人养老金和商业养老保险相衔接的多层次多支柱养老保险体系。截至2025年 底,全市基本养老保险参保人数已达842万人;基本实现有条件的国有企业企业年金全覆盖,民营企业企业年金深 入推进;个人养老金稳步发展,开户数达到268万。 会上,市人社局相关负责人详细介绍了企业年金和个人养老金作为养老保险体系的第二、第三支柱的具体政策内 容、参保条件、缴费标准及税收优惠政策。泰康养老保险 ...
Financial 15 Split Corp. At-The-Market Equity Program Renewed
Globenewswire· 2026-01-22 14:00
TORONTO, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Financial 15 Split Corp. (the “Company”) announces it has renewed its at-the-market equity program (“ATM Program”) that allows the Company to issue shares of the Company to the public from time to time at the Company’s discretion, effective until February 21, 2028 unless terminated prior to such date by the Company. This program replaces the prior program established in December 2023 that has terminated. Any Class A Shares or Preferred Shares sold in the ATM Progra ...
Dividend Select 15 Corp. At-The-Market Equity Program Renewed
Globenewswire· 2026-01-22 14:00
TORONTO, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Dividend Select 15 Corp. (the “Company”) announces it has renewed its at-the-market equity program (“ATM Program”) that allows the Company to issue shares of the Company to the public from time to time at the Company’s discretion, effective until February 21, 2028, unless terminated prior to such date by the Company. This program replaces the prior program established in December 2023 that has terminated. Any Equity Shares sold in the ATM Program will be sold throu ...
Venezuelan leader’s capture shows the limits of travel insurance. Experts warn coverage gaps could leave you on the hook
Yahoo Finance· 2026-01-22 13:00
You generally can’t get travel insurance coverage for high-risk activities or extreme sports like skydiving or riding a moped, unless you have a specific rider for it.You would be left out of pocket, paying to shelter in place, leave via emergency flights or evacuate to a safer destination, especially in areas where airports, ports or roads might be closed down.These insurance gaps could leave travelers financially exposed to canceled trips, emergency evacuations or medical crises tied to political instabil ...
深圳发布保险业三年行动方案,万亿险资瞄准科创与产业升级
Nan Fang Du Shi Bao· 2026-01-22 12:21
1月22日,深圳市地方金融管理局研究起草的《深圳市关于保险业助力科技创新和产业发展的行动方案 (2026-2028年)》(下称《行动方案》),正式向社会公开征求意见。该方案系统规划了未来三年深 圳保险业服务实体经济与科技创新的路径、目标与具体举措,明确提出推动全国保险资金在深投资突破 1万亿元,科技保险保费收入年均增速超10%等一系列量化目标。 南开大学金融学教授田利辉在接受南都·湾财社记者采访时指出,该方案旨在系统性破解科技创新面临 的"长期资本荒"与"特殊风险缺保障"两大核心痛点,其目标不仅是引入资金,更是构建一个"资本敢 投、风险可管、产品能创"的可持续机制,其探索具有全国性的示范意义。 明确三年量化目标:险资、保障与规模"三箭齐发" 《行动方案》设定了清晰、可衡量的三年发展目标。在引导长期资本方面,提出建立"险资入深"常态化 项目对接机制,力争推动全国保险资金在深投资总额突破1万亿元。在强化风险保障方面,力争实现科 技保险保费收入年均增速超过10%,每年为科技企业提供风险保障超5万亿元,并在低空经济、人工智 能等新兴领域,实现每年推出不少于30款保险创新产品。在行业自身发展方面,到2028年底,力争全 ...
Scott Bessent warns the Federal Reserve is losing $100B/year with ‘no accountability.’ Here’s the problem and what to do
Yahoo Finance· 2026-01-22 12:09
Bessent, however, insists that Fed independence should not come at the expense of transparency or oversight — particularly for an institution with the power to create money.Powell has blasted the move as a “pretext” designed to pressure the Fed into lowering interest rates, arguing it undermines the central bank’s long-standing independence (5).Bessent’s comment came after the Department of Justice launched a criminal investigation into Powell, issuing grand jury subpoenas to the Fed that threaten a possibl ...
OLD REPUBLIC REPORTS RESULTS FOR THE FOURTH QUARTER AND FULL YEAR 2025
Prnewswire· 2026-01-22 12:00
Old Republic's business is managed for the long run. In this context, management's key objectives are to achieve highly profitable operating results over the long term, and to ensure balance sheet strength for the operating companies' obligations. Although Generally Accepted Accounting Principles (GAAP) uses net income as the measure of total profitability, management uses net income excluding net investment gains Net income of $206.3 million, compared to $105.1 million last year. Net income excluding inves ...
中国人寿寿险天津市分公司金融风险提示:反诈关键词之“积分清零”
Xin Lang Cai Jing· 2026-01-22 11:58
切勿轻信非官方渠道发布的积分清零通知,避免盲目操作落入诈骗陷阱。面对积分兑换或清零提醒,应 直接通过官方客服热线、官方网站或App等正规渠道进行核实。 内容来源:中国人寿保险股份有限公司服务号 当前,大量平台、网站实行积分制管理,用户积攒一定积分可以使用相关服务或兑换相关礼品。积分通 常具有一定期限,如未及时使用将会过期或被清零。诈骗分子通常以"积分清零"为由进行引流,诱导受 害人点击诈骗链接,进而实施诈骗。 警方提示 "您的积分即将到期,请立即兑换!"这样看似"贴心"的短信或链接,很可能是诈骗分子精心布置的陷 阱!中国人寿寿险天津市分公司提醒您:别让"积分清零"通知,变成你账户的"清空信号"。 "积分清零"消息需注意 ...