Alignment Healthcare (ALHC) announced it expects to have health plan membership of 290K to 296K at year-end 2026, representing growth of around 24% to 27% compared to its 2025 guidance midpoint. The insurer reported Jan. 1 health plan membership of around ...

南方财经全媒体记者 林汉垚 实习生 徐若萱 2026年1月，保险业传统的"开门红"销售季在低利率环境与"存款搬家"的持续效应下正式拉开帷幕。与 往年不同，今年的市场重心已全面向分红险倾斜。在预定利率下行背景下，具备"保证+浮动"收益特征 的分红型保险成为各家险企冲刺保费规模的主力产品。 然而，在销售端的热度背后，南财记者梳理发现，同一家保险公司成立时间不同的分红险产品，其红利 实现率呈现分化的态势：2024年及以后推出的新产品红利实现率普遍维持在100%甚至更高，而存续多 年的老产品红利实现率则多在50%左右徘徊。 这种"新老划断"式的业绩表现，正在重塑保险消费者的预期，同时也对保险公司的资产负债管理能力提 出了新的挑战。在低利率常态化与资本市场波动加剧的当下，分红险能否真正实现其演示的预期收益？ 分红实现率不代表实际分红水平 2026年的保险市场，"分红险复兴"已成定局。华泰证券研报指出，在低利率环境下，保险公司与客户之 间的利益重新平衡是推动分红险重回主流的重要动力。与传统险相比，分红险的客户利益与保险公司相 对一致，更适合当前的宏观经济环境。 然而，对于持有不同时期保单的客户而言，感官体验却截然不同。记 ...

本报（chinatimes.net.cn）记者吴敏 北京报道 2026年伊始，当多数企业还在为新一年蓝图谋划时，海峡金桥财产保险股份有限公司（下称"海峡保 险"）已率先抛出一系列重磅公告，从资本补充到人事换防，从股权整合到战略调整，一系列密集动作 在业内引发广泛关注。 这家成立于2016年、承载着福建省"两岸区域性金融服务中心"使命的本土国有险企，在即将迎来十周岁 生日之际，终于拉开了深度变革的序幕。这场由内而外、自上而下的大调整，不仅是股东意志与管理层 重塑的集中体现，更是海峡保险面对持续经营压力、谋求生存与发展的背水一战。 增资只是手段，而非目的。对于海峡保险而言，真正的考验在于，如何将资本优势转化为发展动能？新 任管理层能否带领公司厘清战略，真正找到并深耕差异化、特色化的发展赛道？如何在国资控股背景 下，构建更加市场化、专业化的运营机制，激发组织活力？ 第一大股东持股比例跃升至48.652% 海峡保险此次变革的核心驱动力之一，来自资本结构的重塑。根据公告，该司拟增资10亿元人民币，发 行约32.26亿股股份，将注册资本从15亿元提升至25亿元。 这笔不小的资金并非来自外部新进投资者，而是完全由海峡保险原 ...

Core Insights - Corgi Insurance has raised $108 million in funding and received regulatory approval to operate as the first AI-native, full-stack insurance carrier focused on start-ups [1][5] - The company aims to provide comprehensive insurance solutions for start-ups, emphasizing speed, coverage quality, and price [2][3] Funding and Backers - The funding round included participation from various investors such as Contrary, Glade Brook Capital Partners, Kindred Ventures, and Y Combinator, among others [1] - The capital raised will be utilized to expand insurance offerings and enhance product development [2] Business Model and Technology - Corgi operates as a full-stack carrier, managing the design and administration of insurance products internally, allowing for flexible policy adjustments as clients evolve [3] - The company leverages AI technology for underwriting, claims processing, and policy management, enabling instant quotations and adaptable coverage options [4] Market Focus and Offerings - Corgi's insurance portfolio targets venture-backed and fast-moving companies, offering coverage options such as AI liability, directors and officers liability, and cyber insurance [4] - Since receiving full regulatory approval in July 2025, the company has reported annual recurring revenue exceeding $40 million, indicating strong demand for its innovative insurance products [5]

12 January 2026 Geraint Jones to retire as Group CFO with Rachel Lewis assuming the role from July 2026 Admiral Group announces that its Chief Financial Officer (“CFO”), Geraint Jones, has decided to retire from his role and will transition to a part-time role within the Group from July 2026. Geraint has been with Admiral for 24 years and a part of the Group’s executive leadership team and an executive director of the Admiral Group Board since 2014. Geraint has played a key role in the Group’s transformat ...

TransRe has introduced a series of leadership appointments as the company seeks to enhance its engagement with clients and brokers. Desmond Pollock has been appointed to lead the Go-To-Market team, while Eyal Shnaps will head the US Custom team. Mike Torre will oversee TransRe’s global property portfolio and Maryam Haji will be responsible for global catastrophe management. Pollock will focus on managing relationships with clients and brokers, as well as overseeing analytics and market communications. ...

Core Insights - Allianz SE and Anthropic have established a global partnership aimed at integrating responsible AI into Allianz's business operations [1][5] - The collaboration focuses on three main areas: operational enhancements in insurance, automation through custom AI agents, and systems for transparency and regulatory compliance [1][2][3] Group 1: Operational Enhancements - The first project involves using Anthropic's AI-driven coding tool, Claude Code, to improve operational efficiency within Allianz [1] - Allianz has initiated AI-based projects such as multilingual voice support for roadside assistance and automated processing of food spoilage claims in Australia [4] Group 2: Automation - The second area of focus is the development of custom-built AI agents designed to automate complex processes like claims handling in motor and health insurance [2] - Employees will oversee nuanced judgment cases to ensure fairness in the automation process [2] Group 3: Transparency and Compliance - The third area aims to create systems that document AI-driven decisions to meet regulatory requirements and ensure traceability [3] - This initiative is part of Allianz's commitment to safety and transparency in the use of AI within the insurance sector [4][5] Group 4: Employee Training - Allianz is investing in training programs to enhance AI competency among its workforce [5] - Both Allianz and Anthropic recognize the high stakes of AI in the insurance industry, emphasizing the importance of responsible AI usage [5]

The Progressive Corporation (NYSE:PGR) is one of the most undervalued blue chip stocks to buy now. Evercore ISI, BofA, and JPMorgan Reduce PT on The Progressive Corporation (PGR) Amid Slowing Industry Fundamentals On January 7, 2026, Evercore ISI reduced its price target on The Progressive Corporation (NYSE:PGR) from $250 to $237, while reiterating an ‘In Line’ rating. TheFly reported that the firm describes 2026 as a challenging year for the property and casualty (P&C) insurance sector. Citing a tougher ...

1月12日，A股成交额达3.64万亿元创下历史纪录，突破此前"924行情"创下的3.49万亿最高纪录。 截至收盘，上证指数涨1.09%报4165.29点，深证成指涨1.75%报14366.91点，创业板指涨1.82%报3388.34点，北证50涨5.35%报1605.77点。全市场成交额 36445亿元，较上日成交额放量4922亿元。 推动A股1月12日上涨的动力源自AI应用题材全线爆发，商业航天概念股持续发酵。 展望2026年，兴业基金认为，A股市场或将持续向好，科技预计仍是市场的核心主线。从全球视角来看，一方面，目前资本市场依旧处在相对有利的宏观 环境之中，主要经济体呈现稳健增长态势，宏观经济总体风险偏小；另一方面，全球利率环境也利于资本市场，绝大部分国家利率水平仍将维持偏低位 置，美联储在2026年仍有一定的降息空间。同时，根据目前已公布的数据，2026年美国人工智能相关资本开支仍会维持较高增速，科技股仍有望成为全球 资本市场的龙头板块。 来源：智通财经、市场公开信息 （文章来源：华夏时报） 板块题材上，AI应用、商业航天、脑机接口板块活跃，保险板块调整。 盘面上，AI应用板块走高，易点天下（30117 ...

板块方面，行业板块呈现普涨态势，软件开发、互联网服务、文化传媒、航天航空、游戏、通信设备、 计算机设备、教育、船舶制造板块涨幅居前，保险板块逆市走弱。 盘面热点 盘面上，AI应用概念全线爆发，引力传媒6天5板，利欧股份、美年健康、天下秀、省广集团2连板，卫 宁健康、新点软件、福昕软件等多股涨停。商业航天概念延续强势，金风科技5连板，通宇通讯4天3 板。可控核聚变概念表现活跃，中国核建4天3板。保险、油气、房地产等板块跌幅居前。 机构观点 银河证券：关注"两条主线+两条辅助线"。主线一，全球百年未遇之大变局加速演进，国内经济底层逻 辑转向新质生产力。春季躁动行情中，科技创新与成长板块轮动上行机会较大，人工智能、具身智能、 新能源、可控核聚变、量子科技、航空航天等"十五五"重点领域值得关注。主线二，反内卷政策温和推 进，供需结构优化叠加价格回升预期带动下，制造业、资源板块盈利修复路径清晰，重点关注有色金 属、基础化工、电力设备等行业。辅助线一，2026年消费品以旧换新政策延续，扩大内需政策导向下消 费板块迎来布局窗口。辅助线二，出海趋势将带动企业盈利空间进一步打开。 新华财经北京1月12日电 周一市场震荡拉升，三 ...