Company Overview - Neptune Insurance Holdings Inc. (NYSE:NP) specializes in residential and commercial flood insurance and parametric earthquake coverage through a network of agencies [2] - The company reported Q3 earnings on November 12, posting a GAAP EPS of $0.06 and revenue of $44.4 million, which represents a 31% year-over-year increase, beating estimates by $1.62 million [2] Financial Performance - Revenue increased by $44.4 million, reflecting a 31% growth compared to the previous year [2] - Net income decreased by 5%, primarily due to IPO expenses [2] Market Sentiment - Jim Cramer highlighted Neptune Insurance in a recent discussion, indicating intrigue in the stock and noting its appeal to younger investors [1] - Cramer recommended Chubb as the only insurance company he would endorse, but acknowledged Neptune's positive momentum with a recent 5% increase in stock price [1]

The author has an honours degree in economics and politics with a focus on economic development. With 36 years of experience in executive management he has extensive knowledge of insurance/reinsurance, Global and Asia Pacific markets, climate change and ESG. He invests in his personal capacity.Analyst’s Disclosure:I/we have a beneficial long position in the shares of MFC:CA either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not ...

Core Insights - Medicare Advantage plans are increasingly popular among seniors due to attractive perks like dental coverage and gym memberships, but many enrollees do not utilize these benefits [1][6][7] Enrollment Trends - Approximately 34.4 million individuals are enrolled in Medicare Advantage plans, representing about 54% of all eligible Medicare beneficiaries, a significant increase from 32% a decade ago [6] - The growth in enrollment is largely driven by the appealing additional benefits offered by private insurance companies [6][8] Benefit Utilization - A study from the Commonwealth Fund indicates that while 80% of enrollees consider supplemental benefits important, 30% reported not using any benefits in the past year [4] - Less than half of the enrollees utilized dental, vision, or gym membership benefits, and fewer than 10% took advantage of benefits like hearing aids or meal delivery [5] Awareness and Communication - Many enrollees are unaware of the benefits available to them or how to access them, with about 25% indicating a lack of knowledge regarding their plan's offerings [9] - Notifications about unused benefits could enhance awareness and utilization among Medicare Advantage enrollees [10] Financial Aspects - Medicare Advantage insurers receive approximately $86 billion from the federal government to provide these supplemental benefits, a significant increase from $21 billion in 2018 [8]

TORONTO, Nov. 28, 2025 (GLOBE NEWSWIRE) -- Fairfax Financial Holdings Limited (“Fairfax”) (TSX: FFH and FFH.U) today announced its intention to redeem (i) all of its 10,420,101 outstanding Cumulative 5-Year Rate Reset Preferred Shares, Series I (the “Series I Shares”), and (ii) all of its 1,579,899 outstanding Cumulative Floating Rate Preferred Shares, Series J (the “Series J Shares” and, together with the Series I Shares, the “Preferred Shares”) on December 31, 2025 (the “Redemption Date”) at a redemption ...

PresentationAlistair HargreavesChief Executive Officer of UK Insurance Business Welcome, everyone. Thank you for coming this morning. This is Admiral Group's Household -- U.K. Household and Beyond Motor deep dive. I'm introducing today's session, and then our top team will take you through the deep dive. And after that, we've got plenty of time for Q&A. So why are we doing this session today? Well, these businesses have established a track record of top line growth, reaching profitable scale, and we've jus ...

In the current market session, MetLife Inc. (NYSE:MET) price is at $76.56, after a 0.30% spike. However, over the past month, the stock decreased by 4.08%, and in the past year, by 11.88%. Shareholders might be interested in knowing whether the stock is undervalued, even if the company is performing up to par in the current session. MetLife P/E Ratio Analysis in Relation to Industry PeersThe P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, ...

Premium prices for the youngest drivers in the UK continue to be priced aggressively and are forcing younger people into telematics policies. Over half of UK consumers between 18 and 25 years old who have a motor insurance policy have some form of telematics policy. Market research firm Consumer Intelligence found that the youngest group (17–19-year-olds) pay 83% more for traditional cover than telematics (£2,712 [$3,589] on average), according to the Insurance Times. GlobalData’s 2024 UK Insurance Consum ...

Shares of China Taiping Insurance Holdings fell as much as 8% on Thursday [Nov. 27] on concerns about its coverage exposure of more than $200 million to a Hong Kong apartment complex where a huge fire killed at least 55 people, with nearly 300 missing.The tightly packed Wang Fuk Court in the Asian financial hub’s northern district of Tai Po has 2,000 apartments across eight blocks that are home to more than 4,600 people in a city struggling with chronic shortages of affordable housing. Shares of state-owned ...

James Gilbert/Getty Images Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. NASCAR star Kyle Busch and his wife, Samantha, recently said they lost more than $8 million after buying a life insurance policy that they claim was pitched as a “tax-free retirement plan.” “I never thought something like this could happen to us,” Busch said in a press release (1). "These policies were sold to us as part of a retirement plan — something safe and secure that would ...

（原标题：21专访｜深圳国寿吴超：如何服务平均年龄32.5岁的年轻城市） "未富先老"、"未备先老"是我国迈入老龄化社会亟须破解的问题之一。 近日，国家统计局《中国统计年鉴2025》披露，我国已有19个省份进入中度老龄化社会。截至2024年 末，全国60岁及以上老年人口为3.1亿，65岁及以上老年人口2.2亿。 但在养老供给端，目前我国养老保险体系"三大支柱"（基本养老保险、职业养老金、个人养老金）面临 发展不平衡的问题。 据贝莱德建信理财《2025中国养老金金融白皮书》，截至2024年底，我国基本养老保险参保率已达 95%；而参与企业年金的职工人数仅相当于参加基本养老保险人数的3%，个人养老金开户人数占参加 基本养老保险人数的7%。 "基本养老保险仅能满足'活下来'的基础需求，若要实现高品质、有尊严的养老生活，必须依靠商业化 路径。"中国人寿保险股份有限公司深圳市分公司总经理吴超告诉记者。 那么，目前有哪些养老金融产品具备明确的配置价值？海外成熟养老市场有哪些经验值得借鉴？在深圳 这一平均年龄32.5岁的"年轻城市"，保险机构如何服务结构复杂、需求差异显著的消费者？近日，21世 纪经济报道记者专访中国人寿保 ...