With a focus on REITs, ETFs, Preferreds, and 'Dividend Champions' across asset classes, members gain complete access to our research and our suite of trackers and portfolios targeting premium dividend yields up to 10%.iREIT®+HOYA Capital is the premier income-focused investing service on Seeking Alpha. Our focus is on income-producing asset classes that offer the opportunity for sustainable portfolio income, diversification, and inflation hedging. Get started with a Free Two-Week Trial and take a look at ou ...

Group 1 - The focus is on income-producing asset classes such as REITs, ETFs, Preferreds, and 'Dividend Champions' that target premium dividend yields up to 10% [1][2] - The iREIT®+HOYA Capital service aims to provide sustainable portfolio income, diversification, and inflation hedging for investors [2] - The investment research covers various asset classes including REITs, ETFs, closed-end funds, preferreds, and dividend champions, helping investors achieve dependable monthly income [2]

"黄金血脉觉醒""新三金配置""存款搬家"……2025年黄金市场掀起全民狂欢，金价年内涨幅近60%，国际金价一度突破4500美元/盎司，国内首饰金价冲上 1400元/克。然而，当年轻人涌入金店抢购金豆、古法手镯时，一个扎心真相浮出水面：黄金首饰的"理财"光环，可能只是商家精心设计的消费陷阱。 一、黄金首饰：美丽陷阱还是财富利器？ "当初花3万2买的结婚三金，回收时只值2万1！"北京白领王女士的遭遇并非孤例。黄金首饰的"理财"神话，正在被三大现实击碎： 品牌溢价吞噬收益：周大福等品牌金价比大盘价高出80元/克，古法工艺工费高达150元/克，消费者实际为"设计"和"品牌"支付了高额成本。 尽管金价已处历史高位，但黄金仍是抵御通胀和地缘风险的优质资产。建议通过以下方式参与： 黄金ETF基金：1元起投，交易灵活，年化波动率低于股票，适合新手。 银行积存金：定期定额投资，平滑成本，可兑换实物金条。 实物金条：选择工商银行、建设银行等渠道，工费低至12元/克，存放保险柜更安全。 避坑指南：远离黄金期货、黄金TD等杠杆产品，2026年市场波动加剧，普通投资者极易爆仓。 2. 现金管理：3-6个月应急金"保命" 回收折价率惊 ...

Group 1 - The focus is on income-producing asset classes such as REITs, ETFs, Preferreds, and 'Dividend Champions' that target premium dividend yields up to 10% [1][3] - iREIT®+HOYA Capital is highlighted as a premier income-focused investing service that offers sustainable portfolio income, diversification, and inflation hedging [2][3] - The investment research provided includes strategies for trading options and emphasizes dependable monthly income and portfolio diversification [3] Group 2 - The service offers a Free Two-Week Trial for potential investors to explore top ideas across exclusive income-focused portfolios [2] - The investment group aims to assist investors in preparing for retirement through various investment vehicles including CEFs, ETFs, BDCs, and REITs [3]

Group 1 - The article emphasizes the focus on income-producing asset classes that provide sustainable portfolio income, diversification, and inflation hedging [1][2] - It highlights the performance of retail investors in 2025, noting that they have become more resilient and are actively buying during market dips [2] - The investment group iREIT®+HOYA Capital offers high-yield, dividend growth investment ideas, targeting dividend yields up to 10% across various asset classes including REITs, ETFs, and closed-end funds [2] Group 2 - The article does not provide specific financial advice or recommendations, encouraging readers to conduct their own due diligence before making investment decisions [4][5] - It clarifies that past performance is not indicative of future results, and the views expressed may not represent the entire platform [5]

Core Insights - iREIT+HOYA Capital focuses on income-producing asset classes that provide sustainable portfolio income, diversification, and inflation hedging [1][2] - The investment group emphasizes high-yield, dividend growth investment ideas, targeting dividend yields up to 10% [2] Investment Strategy - The group specializes in research on REITs, ETFs, closed-end funds, preferred stocks, and dividend champions across various asset classes [2] - It aims to help investors achieve dependable monthly income and portfolio diversification [2] Experience and Expertise - The investment group is led by individuals with significant experience in the investment field, including over 14 years of experience and an MBA in Finance [2]

Core Insights - A significant portion of Americans, 65%, believe that the rising cost of living will hinder their retirement enjoyment, with 54% of baby boomers indicating they are not saving enough for retirement [2] - Nearly half of Americans lack clarity on their retirement savings goals, while those who do estimate needing $3,327,000 for a comfortable retirement [3] Group 1: Retirement Savings Strategies - Individuals can start saving for retirement with small, consistent investments, such as $10 a week, which can accumulate over time if invested wisely [4] - Acorns offers a service that rounds up purchases to the nearest dollar, investing the spare change into a portfolio, potentially yielding $900 annually from daily round-ups of $2.50 [5][6] - Utilizing employer 401(k) matching programs and increasing contributions with raises or bonuses can significantly enhance retirement savings [7] Group 2: Alternative Investment Options - Investing in a gold IRA can provide inflation protection and tax advantages, making it an appealing option for retirement savings [8] - Gold IRAs allow for the holding of physical gold or related assets within a retirement account, combining tax benefits with the protective qualities of gold investments [9]

iREIT+HOYA Capital is the premier income-focused investing service on Seeking Alpha. Our focus is on income-producing asset classes that offer the opportunity for sustainable portfolio income , diversification , and inflation hedging . Get started with a Free Two-Week Trial and take a look at our top ideas across our exclusive income-focused portfolios.Real estate has been an out of favor sector for much of the past year, as the market has largely favored high-flying tech stocks in the AI space and commodit ...

Group 1 - The focus is on income-producing asset classes such as REITs, ETFs, Preferreds, and 'Dividend Champions' that target premium dividend yields up to 10% [1][3] - iREIT®+HOYA Capital is highlighted as a premier income-focused investing service that offers sustainable portfolio income, diversification, and inflation hedging [2][3] - The investment research provided includes strategies for trading options, particularly cash-secured puts, aimed at achieving dependable monthly income [3] Group 2 - The service offers a Free Two-Week Trial for potential investors to explore top ideas across exclusive income-focused portfolios [2] - The investment group aims to assist investors in preparing for retirement through various investment vehicles including CEFs, ETFs, BDCs, and REITs [3]

Forget back-testing; all the new ETFs launched this year may need taste-testing first. The ETF industry threw spaghetti at the wall in 2025, unleashing a wave of new funds, and leaving advisors wondering which ones were the perfect al dente. Nearly 800 new exchange-traded funds hit the market in the first three quarters of 2025, blowing past the 746 that debuted in all of 2024. With more than $1.4 trillion in global ETF flows this year, trading volumes hit nearly $60 trillion in the US alone. Advisors now ...