Commercial real estate leaders gathered in San Diego for the annual mortgage bankers association's finance conference where I sat down with key players to talk debt, equity, and risk across all sectors. Starting with JP Morgan's head of commercial real estate. As we start 2026, it's nice to see a continuation of the trends that we were happy to be a part of during 2025. Increased um equity to the space, increased debt capital, just general liquidity all around. Coupling that with strong fundamentals across ...

🚨 BREAKING: Nearly 1 million homeowners are now underwater on their mortgages, the highest level in 3 years, @MarketWatch reports.1.6% of all U.S. mortgage holders now owe more than their homes are worth as pandemic-era price gains reverse in markets like Austin (-21%) and Cape Coral, FL (-15%).90% of affected borrowers bought within the last 3.5 years. FHA and VA loan holders hit hardest, with foreclosure starts up 23% YoY. ...

People commit to 30-year mortgages.Then panic over 3-month stock charts. ...

Policy & Regulation Impact - The US government is rerouting hundreds of billions of dollars through the economy via executive orders [1] - A new law, the Genius Act, is converting the crypto industry into a major buyer of Treasury bills, redirecting tens of billions of dollars toward Washington's borrowing needs [2] - Proposed changes to capital rules could free up balance sheet space for big banks, allowing them to hold more treasuries and expand repo lending [5] Energy Sector Shifts - The administration is speeding up fossil fuel permits and phasing out key clean energy tax credits earlier than expected [3] - This is cooling investment in offshore wind and EVs while reviving drilling projects in midstream pipelines, shifting big money out of green power and back toward oil and gas [3] Financial Market Restructuring - Fannie Mae and Freddie Mac are being prepared for a return to private ownership, which could lead to massive equity raises and changes in how home loans are financed and priced [4] - A new executive order makes it easier for retirement plans to offer private equity and private credit options for workers, potentially pushing billions into alternative asset managers [3][4] Potential Risks & Criticisms - Critics argue that the proposed changes to capital rules will make the financial system more fragile and give big banks an even greater competitive advantage [5]

What if I told you the federal government is quietly rerouting hundreds of billions of dollars through the US economy. I don't know what to make of the fact that it was an executive order. It's happening right now under the Trump administration.They're already changing the future of retirement savings, how mortgages are financed, what energy projects get built, how banks operate, and even what backs digital dollars. Let me explain. Starting with crypto, the Genius Act is a new law that forces stable coin is ...

"If we build more housing, the price of homes will go down, and homeowners will lose their wealth."This is why 50-year mortgages are being floated.Getting exit liquidity from young people without sacrificing home values for the people selling them. https://t.co/H7LFXdxFnK ...

Huge bills on decades-old zombie mortgages have shocked thousands of US borrowers. Many have the same question: How did this happen?The story begins with how banks and regulators responded to the 2008 financial crisis https://t.co/rDYBFS5jlc ...

Federal officials and banks dealing with the subprime mortgage mess helped create the “zombie” mortgages crisis https://t.co/PRsLSxEE0D ...

Poland’s revved-up banking industry is facing a wave of refinancing requests as interest rates plummet for the first time since the sector embraced fixed-rate mortgages. https://t.co/Xx5Xjed1TS ...

Interest Rate Policy - Rate cuts are off the table, indicating a shift in monetary policy [1] - The RBA (Reserve Bank of Australia) is preparing markets for a potential rate hike in 2026 [1] Market Impact - The policy shift has implications for mortgages and the housing market [1] - The policy shift has implications for Australia's economic outlook [1]