Discover how ChatGPT can help you save on groceries. Start by asking it to help you meal plan, write shopping lists, and analyze your spending habits. https://t.co/c2g8gW15Jn ...

假设以2025年上半年商业银行首套房30年期平均贷款利率3.8%为例，采用等额本息还款方式，100万元 的房贷月供约为4651元。看似并不算高的月供，累计30年却需要偿还高达167.44万元，其中利息支出就 高达67.44万元——这几乎相当于额外购买了三分之二套房子的价格！对比2025年第一季度全国平均月 收入11562元，单是房贷月供就占到了收入的近40%，远超金融专家建议的健康房贷支出比例（不超过 家庭月收入的30%）。在房价高企、工资增长滞后的现实下，许多家庭实际上背负着难以承受的债务压 力，财务焦虑指数也显著高于无贷款家庭（2024年国家金融心理健康调查显示，背负大额房贷的家庭财 务焦虑指数平均高出无贷款家庭37%）。 更令人担忧的是，2024年调查数据显示，约58%的房贷提前还 款申请因各种原因被银行拒绝或延迟处理，这进一步加剧了还款的压力和不确定性。 百万财富的三十年：房贷与储蓄的博弈 在现代社会，金钱始终是人们生活中绕不开的核心议题。无论是背负巨额房贷的压力，还是拥有百万存 款的喜悦，都深刻影响着每个人的生活轨迹。让我们聚焦100万元这笔资金，深入探讨其在30年间，分 别用于房贷和储蓄两种不同场 ...

Start to build your retirement plan in your 20s by contributing to your 401(k). Learn about why starting early matters, compounding interest, and employer matching. https://t.co/Xl9o6fqfRr ...

“Being a billionaire was never Elon Musk’s goal. His goal was to save the planet and then explore another planet so that the civilization can be saved."Maye Muskhttps://t.co/qiozVJZuuq ...

Nearly half of Americans lack a financial plan. Learn the psychological reasons for delaying, how planning reduces stress, and how to get your plan started. https://t.co/uPaIGEPJ3M ...

It was like a scene out of “White Lotus,” writes columnist Julie Jargon. A group of female friends tried to plan a trip in a group chat. Things went sideways. 🔗 https://t.co/y6ieqyntFE https://t.co/NtAKHCcB7l ...

One in six Texans lives or works in a flood hazard area. Soon more will. As low-lying plains become more inhabited, politicians will have to plan better https://t.co/M3McTNl14U ...

Elon Musk “Starship is the first rocket that has the potential to make life multiplanetary, to make us a multiplanet civilization for the first time in the history of Earth. That's truly profound.” https://t.co/f4SBWmvxpj ...

Financial Planning - As a new mom, planning for her daughter's future is a priority [1] - The author sought advice from ChatGPT before opening a savings or brokerage account [1] - The article discusses what ChatGPT advised and what it missed in financial planning for a child's future [1]

Republican Senator Bill Cassidy and Democratic Senator Tim Kaine are hoping to uh to help rescue Social Security. In a Washington Post oped this week, the senators proposed diversifying trust fund investments in order to maintain uh benefits. Senator Bill Cassidy joins us this morning.He chairs uh the health commiss commission. Senator, this is been bandied about for for for years, I think. What what's the current um investment just for people that that aren't familiar.What's it invested in now. What's the ...