Today, Bitcoin struggles to hold the $113,000 level as investors analyze risks in the broader market. Jaime Diamond weighs in on use cases around stable coins. And Santiago Roel Santos of Inversion discusses what he expects from crypto in the fourth quarter.Welcome to CNBC's Crypto World. I'm Brandon Gomez. Crypto markets mostly holding steady this morning.As of noon Eastern, Bitcoin was little changed, hovering just under $113,000. Ether rose 3/10en of 1% to 41.83%. Meanwhile, the Trump familybacked World ...

Well, it's safe to say that Meridian has been a very significant success for Stellar. I don't even think that I can fit everything that we saw over the last two days into one video. I might have to do a second video on this just because of how significant the announcements have been.But I want to go over a lot of things because number one, we did start to see XLM spike a bit. Obviously, yes, we're still following the market. So, we still need Bitcoin to create higher highs and build bullish structure.Um, I' ...

This year has been a crazy year for regulatory shifts within the crypto space. The biggest thing that we saw so far this year was the Genius Act getting passed. This was a gamecher for stable coins and just stable coin adoption itself.Now we talked about the Genius Act and what it could do for stable coins like ROUSD, even USDC and also what it will do for the underlying networks like the XRP ledger, Ethereum, even Hyera, Stellar, you name it. Because again, stablecoin adoption is very beneficial for all of ...

XRP Ledger & Institutional DeFi - Ripple's end goal is institutional-grade adoption of DeFi, focusing on RWA tokenization and stablecoins [1][2] - Stablecoins are crucial for enabling liquidity for tokenization use cases at scale, such as 24/7 stock trading and lending [3][4] - Key components like AMM, permissioned DEXs, and credentials are enabling more growth on the XRP Ledger due to regulatory compliance [12][13] - Permissioned DEXs on the XRP Ledger introduce compliance-focused trading environments without compromising decentralization [22] - The XRP Ledger has been operating continuously since 2012, making it a battle-tested choice for institutional players [24] RWA & Stablecoin Growth - $313 million is tied to XRP in RWA value, including $197 million in stablecoins across 18 RWAs [5][6] - Braza Crypto's BBRL stablecoin has $191 million tied to it, while ROUSD has almost $100 million [6][7] - Open Eden's T bills are up almost 73% in the last 30 days, sitting around $78.5 million [7][8] - The XRP Ledger holds $135 million in private credit, $116 million in US Treasuries, and potentially over $300 million in stablecoins [10] Ripple's Strategy & Offerings - Ripple is positioned as the leading partner for banks and financial institutions for compliant institutional DeFi at scale [26] - Ripple offers a full suite of products including XRP custody, payments, stablecoins, and prime brokerage, along with regulatory licenses and strategic education [27] - Ripple is building ready-made solutions for institutions, aiming to 10x their problem-solving capabilities [28] - Ripple aims to expand the XRP Ledger to include on-chain repos and on-chain DVP (Delivery versus Payment) [28] - Ripple is exploring the use of zero-knowledge proofs on the XRP Ledger for private transactions, addressing the privacy concerns of prime brokers [34]

the launch of a new cryptocurrency called World Liberty Financial is basically like an initial public offering. They did that made it public yesterday. The president and his family made around $5 billion uh in in real US dollars. And while there are still questions about potential conflicts of interest when it comes to Trump and his crypto, his son Eric saying on X, "This public launch was just the beginning. I believe the fundamentals of the company are unmatched and the WLFI's future is unlimited. So what ...

Your Bitcoin has gone up a lot since you first invested, and now you're asking yourself, is this the moment to finally cash out. Maybe for a dream home, a flashy new car, or something even bigger. But here's the dilemma.Some believe Bitcoin's best days are still ahead with predictions of a million dollars per coin. Selling now could mean watching the opportunity of a lifetime slip away. So, I have two words for you.Bitcoin lending. a way to unlock cash without parting with a single Satoshi and even earn a p ...

RT Eric Balchunas (@EricBalchunas)"Solana is faster (than eth).. frankly when i saw the big debate about stable coins all being built on Eth I was like this is a huge oversight. I think Solana is the story for the future as far as stable coins go" - Greg King on IQ today 🔥 ...

Crypto Security & Regulation - Ripple became a founding member of TRM Labs Beacon Network, a real-time crypto crime response network, aiming to stop illicit funds before they exit the blockchain [1][6] - The Beacon Network includes major exchanges and crypto companies, providing a critical piece of security for crypto by tracing funds instantly and acting before criminals cash out [3] - TRM Labs partners with Canton Network to strengthen risk management on privacy-enabled networks, connecting to major financial institutions [6][7] XRP & Gemini - Gemini hinted at a major initiative centered on XRP, potentially involving a new rewards program [10][12][14] - Gemini previously concluded an XRP giveaway campaign and has consistently promoted XRP since listing it in August 2023 [13][15] - Gemini is drawing on a Bitcoin loan from Ripple, with an interest rate of 43%, totaling 1,275 Bitcoin, as the exchange prepares for a potential IPO [22] Stablecoins & IPOs - Bullish completed an IPO with 115% billion of proceeds settled in stablecoins (ROUSD) on the XRP ledger, marking a historic step for stablecoin use in IPOs [24][25] - ROUSD on the XRP ledger has approximately 859% million issued, with a total supply of almost 670 million, and its value has increased by 25% in the last 30 days [28][30] - The industry anticipates a stablecoin boom, potentially leading to trillions of dollars, with Ripple playing a key role in paving the way for mass adoption [31][32][34]

Investment Recommendation - Mazuo maintains an underperform rating with a price target of $85 [1] - The analyst prefers Coinbase over Circle [5] - Recommends sticking with quality crypto investments like Robinhood [8] Stablecoin Market Analysis - USDC circulation growth has been stagnant at around 6% since the end of Q2, not reflecting the assumed 40% long-term CAGR [2] - Current USDC usage is primarily for settling crypto/Bitcoin transactions on Coinbase [4] - B2B corporate and cross-border payments are the main use cases, with limited impact on US consumers due to already cheap and ubiquitous payment solutions [5] Coinbase Advantage - Coinbase benefits from the Genius Act, allowing them to offer rewards that Circle cannot, effectively creating an unregulated money market account [6] - Coinbase earns revenue from 100% of coins on its platform and 50% of coins not on its platform [6] IPO Market Sentiment - The crypto IPO market, including bullish (CoinDesk owner) and Miami International, signals continued investor appetite for crypto products [8] - Small float and retail excitement around Circle's IPO could lead to overvaluation and potential losses after the lockup period expires in December [7][8]

Bitcoin and Crypto Market Risks - Bitcoin market is subject to rapid changes and uncertainty, with investments potentially susceptible to fraud and manipulation due to a lack of regulation [1] - Bitcoin investments carry unique risks, including price volatility, lack of liquidity, and theft [1] - ARK strongly encourages investors to consult with a financial professional before investing in Bitcoin or any other digital asset [2] Tether (USDT) and Stablecoins - USDT was created in 2014 to facilitate the movement of digital dollars across exchanges at the same speed and low friction as Bitcoin [11] - USDT's initial version ran on the Bitcoin layer (Omnilayer) before Ethereum became prominent [15] - Tether's USDT market cap grew from $4-6 billion at the beginning of 2020 to over $40 billion by the end of 2020, reaching $163 billion currently [18][19] - USDT's utility expanded from pure crypto trading to real-world applications, especially in emerging markets where it serves as a digital dollar alternative [20] - Tether holds more than 130 billion US dollars in US Treasuries, over 90 tons of gold, and more than 100,000 Bitcoin as part of its reserves [45][46] - Tether's reserves are more than 103% collateralized, with $2 billion more in liquid assets than the total outstanding USDT tokens [47] - Tether has a gold-backed stablecoin called Tether Gold (XAUt), valued at 800 million US dollars [52] Regulatory and Transparency - Tether releases quarterly attestations by BDO, a top-five auditing firm, to independently confirm its reserves [55] - Tether is incorporated in El Salvador and regulated under its regulatory regime for stablecoins [56] - Tether works with over 250 law enforcement agencies across more than 50 countries [57] - Tether guarantees the value of its stable currency, with every USDT redeemable for 1 US dollar minus redemption fees of 10 basis points [57] Future Plans and Market Dynamics - Tether is exploring new products for developed markets, including the US, to bring new utility to users beyond the existing stablecoin model [59] - The Genius Act has opened the door for banks and institutions to launch stablecoins, increasing competition in the market [58] - Commodity traders are increasingly using USDT to close commodity trading deals due to its widespread adoption and stickiness in emerging markets [59] - Stablecoins can eliminate inefficiencies in the transaction process, reducing both costs and time, which are particularly beneficial in emerging markets [59]