Is there an “Aha!” moment when you know it’s time to retire? Often, the signs are not so obvious. https://t.co/mSbMMO8mjy ...

Core Insights - Approximately 40% of Social Security beneficiaries continue to work after claiming benefits, indicating that benefits alone are often insufficient to cover living expenses [2][7][11] - Lawmakers and advocates highlight that Social Security benefits have not kept pace with rising costs, resulting in a 20% loss of purchasing power since 2010 [3][11] - Many beneficiaries are forced to return to work due to increased financial pressures, including rising costs of essentials like groceries and healthcare [10][12] Group 1: Employment Trends Among Beneficiaries - In 2022, around 40% of Social Security recipients worked after claiming benefits, with many doing so to supplement their income [2][7] - About 68% of working beneficiaries claimed their Social Security benefits before reaching their full retirement age (FRA) [5] - Early claimants tend to have lower educational attainment and are less likely to be in good health compared to those who claim after the FRA [5][8] Group 2: Financial Challenges - The annual cost-of-living adjustments (COLAs) for Social Security have not kept up with inflation, leading to significant financial strain on beneficiaries [3][11] - Medicare Part B premiums are expected to reduce beneficiaries' payments, further exacerbating financial challenges [11] - A Nationwide survey revealed that nearly half of retired Social Security recipients have cut discretionary spending, and over a third have reduced essential expenses [12]

American and Canadian governments provide many of the same types of services for those who’ve reached retirement age, but there are subtle differences. https://t.co/PZzSD0bsZ8 ...

Investopedia and Travel + Leisure identified six U.S. towns with fewer than 5,000 residents where retirees can find affordability, serenity, and a close-knit community culture. https://t.co/PnGMDoYDAT ...

A leap of faith to move to Portugal sight unseen has paid off spectacularly for this retiree https://t.co/mLTORtIthu ...

Towns like Lexington, Kentucky; Venice, Florida; Cañon City, Colorado; Mesa, Arizona; and Richland, Washington, appeal to retirees looking for a combination of outdoor activities and affordability. https://t.co/zc5yc00iQC ...

Industry Focus - Private equity firms are taking control of life insurance funds [1] - This control is charting a new Wall Street playbook for retirement funds [1] Event Information - Bloomberg journalists are hosting a live Q&A session on November 21 at 11 a m EST [1] - The Q&A will address questions about life insurance money and private equity [1]

Can anything truly replace the framework and buzz of being part of the action? Retirement is just not that fulfilling https://t.co/S1hVp5VWBO ...

Both 401(k)s and IRAs can help set you up for retirement but they have some key differences. Their rules, contribution limits, and investment options vary. https://t.co/uIqHyCfucd ...

We are all told to be busy in retirement—travel, volunteer, socialize, take care of the grandchildren. But there’s also joy in doing none of it.“It is not a timeout—more of a ‘time in’ to a different way of seeing myself,” writes Robbie Shell.🔗: https://t.co/dfOV8w3tyf https://t.co/pQBGeUVRUY ...