Financial Data and Key Metrics Changes - The company reported earnings of $177.3 million, or EPS of $2.89 per diluted share for Q4 2025, with full-year earnings reaching $578 million, or $9.17 per diluted share, marking record highs for both the quarter and the year [3][4] - Loan balances expanded by more than $1.5 billion, or 6.4% for the year, with a sequential growth of $786 million, or 3.2% in Q4 [3][5] - Net interest income increased by $7.6 million, with net interest margin expanding by seven basis points [12][4] Business Line Data and Key Metrics Changes - The fee income engine contributed $801 million to revenue, representing 38% of total revenue, with total fee income increasing by 5.1% sequentially [4][10] - The core C&I loan portfolio grew by 5.5% sequentially, while healthcare loans increased by 3.3% and energy loans grew by over $200 million [6][7] - Commercial real estate loans decreased by 1.4% quarter-over-quarter but increased by 12.1% year-over-year [7] Market Data and Key Metrics Changes - The company outperformed the KBWF Regional Bank Index in total shareholder return over one, three, five, and ten-year periods by 7%, 3%, 42%, and 51% respectively [4] - The capital levels remained robust, with tangible common equity at 9.5% and CET1 at 12.9% [6] Company Strategy and Development Direction - The company aims for upper single-digit loan growth in 2026, reflecting continued growth in the existing portfolio and contributions from the new mortgage finance segment [15] - The strategy includes maintaining a disciplined approach to risk management while investing in long-term sustainable shareholder value [3][4] - The company is opportunistic regarding share buybacks and M&A opportunities, focusing on intrinsic strategic value [81][82] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to navigate the current environment and capitalize on market disruptions [89] - The outlook for credit quality remains strong, with expectations of net charge-offs remaining below historical norms [9][56] - Management anticipates that credit normalization will occur over the long term, but no immediate concerns are evident [9][56] Other Important Information - The company repurchased over 2.6 million shares at an average price of $107.99 per share during the quarter [6] - A notable pre-tax gain of $23.5 million was recognized from exiting a merchant banking investment [13] Q&A Session Questions and Answers Question: Can you provide more detail on the drivers of upper single-digit loan growth? - Management noted that loan growth has been diverse across geography and lending types, with significant contributions from various segments, including a $100 million increase from the mortgage finance business in Q4 [20] Question: How are you thinking about future share buybacks? - Management indicated that share buybacks are opportunistic and linked to the company's long history of shareholder value orientation [22] Question: Can you discuss the competition for deposits and the outlook for deposit growth? - Management described the deposit environment as competitive but rational, with expectations for loan growth to exceed deposit growth [30] Question: What are the expectations for fee income growth? - Management expects mid-single-digit growth in fee income, with a shift from fee income to net interest income anticipated due to the steepening yield curve [73] Question: How do you plan to fund the mortgage finance business as it grows? - The mortgage finance business will be funded through a mix of wholesale and core deposits, maintaining a strong funding profile [59] Question: What are the expectations for credit quality moving forward? - Management expects credit quality to remain strong in the short term, with loan growth and economic outlook being the primary drivers for provision levels [56]

Core Viewpoint - Elis has conducted a share buyback program from January 12 to January 16, 2026, in accordance with EU regulations, aimed at covering employee share plans and obligations related to convertible bonds [2][3]. Summary by Sections Share Buyback Details - The total number of shares purchased during the buyback program is 518,961 shares, with a weighted average price of €24.4109 [3]. - The daily breakdown of shares acquired is as follows: - January 12, 2026: 64,292 shares at €24.5968, 30,807 shares at €24.5830, 4,664 shares at €24.5669, 7,098 shares at €24.5727 [2]. - January 13, 2026: 63,131 shares at €24.4730, 28,784 shares at €24.4588, 4,453 shares at €24.5110, 7,138 shares at €24.4786 [2]. - January 14, 2026: 62,732 shares at €24.5320, 30,045 shares at €24.5117, 4,410 shares at €24.5148, 7,257 shares at €24.5359 [2]. - January 15, 2026: 60,913 shares at €24.3440, 30,486 shares at €24.3304, 4,366 shares at €24.3462, 7,144 shares at €24.3363 [2]. - January 16, 2026: 59,960 shares at €24.1118, 30,234 shares at €24.1164, 4,460 shares at €24.1478, 6,587 shares at €24.1097 [2][3]. Purpose of Share Buyback - The share buyback aims to cover maturing performance share plans and allocate free shares to employees as part of the "Elis for All 2026" international employee shareholding plan [3]. - Additionally, it addresses obligations related to the delivery of treasury shares under the potential conversion of Bonds Convertible into New Shares and/or Exchangeable for Existing Shares (OCEANEs) due September 22, 2029 [3]. - Any remaining shares from the buyback will be cancelled in accordance with the resolution from the Combined General Meeting held on May 22, 2025 [3].

Core Viewpoint - Arcadis has successfully completed its share buyback program, repurchasing a total of 4,575,796 ordinary shares for €174,999,566 at an average price of €38.24 since the program's initiation on 1 October 2025 [1][2]. Summary by Sections Share Buyback Program - The share buyback program was completed on 16 January 2026, with the final transactions occurring between 12-16 January 2026, where 433,986 shares were repurchased at an average price of €37.33, totaling €16,201,885 [2]. - The purpose of the share buyback program is to reduce the capital of Arcadis, as previously announced [2]. Company Overview - Arcadis is recognized as the world's leading company in delivering data-driven sustainable design, engineering, and consultancy solutions for natural and built assets, employing around 36,000 professionals [4]. - In 2023, Arcadis reported gross revenues of €5.0 billion, indicating a strong financial performance [4].

Core Insights - United Airlines Holdings Inc. is set to report its fourth-quarter earnings, with expectations of an EPS between $2.93 and $3.05 per share and revenue projected at $15.37 to $15.44 billion, reflecting a nearly 5% increase from the previous year's Q4 revenue of $14.70 billion [2] Group 1: Q4 Estimates - Analyst consensus estimates for UAL's Q4 EPS range from $2.93 to $3.05 per share [2] - Revenue expectations for Q4 are between $15.37 billion and $15.44 billion, indicating an almost 5% increase from Q4 2024's revenue of $14.70 billion [2] Group 2: Last Quarter Performance - In Q3, UAL reported an EPS of $2.78, surpassing analyst estimates of $2.62 [3] - The company experienced a 6% year-over-year increase in Premium cabin revenue and a 4% growth in basic economy revenue [3] - Total revenue for Q3 was $15.225 billion, a 2.6% year-over-year increase, but it fell short of the analyst consensus of $15.325 billion [3] - UAL executed a share buyback of $19 million in Q3 2025 [3] Group 3: Leadership Changes - UAL appointed Vasu Raja, a former executive from American Airlines, to lead its loyalty program, following a reshuffle in leadership [4] Group 4: New Initiatives - UAL has partnered with SpaceX's Starlink to provide in-flight Wi-Fi services on all mainline flights after receiving FAA approval [5] - The airline plans to use its Boeing 787-9 Dreamliner fleet for luxurious operations, focusing on routes from San Francisco to Singapore and London [6] Group 5: Market Performance - UAL's stock gained 4.76% to $116.02 at market close on January 15 but saw a decline of 2.22% to $113.45 in after-hours trading [7]

Core Viewpoint - Vallourec SA has initiated a share buyback program as authorized by its shareholders, aimed at enhancing shareholder value through the repurchase of its own shares [2][4]. Group 1: Share Buyback Program - The share buyback program was authorized during the Shareholders' General Meeting on May 22, 2025 [2]. - The total volume of shares repurchased from January 12 to January 16, 2026, amounted to 540,000 shares, with a daily weighted average purchase price of €17.1320 [3]. Group 2: Transaction Details - On January 12, 2026, Vallourec repurchased a total of 100,000 shares across multiple transactions, with prices ranging from €16.9982 to €17.0231 [3]. - On January 13, 2026, the company bought back 96,000 shares, with prices between €17.1592 and €17.1867 [3]. - On January 14, 2026, 100,000 shares were repurchased at prices from €17.0794 to €17.0952 [3]. - On January 15, 2026, Vallourec acquired 115,000 shares, with prices ranging from €17.2071 to €17.2339 [3]. - On January 16, 2026, the company repurchased 120,000 shares, with prices between €17.1395 and €17.1533 [3]. Group 3: Company Overview - Vallourec is a global leader in premium tubular solutions, serving energy markets and industrial applications, including oil and gas wells and high-performance mechanical equipment [4]. - The company employs nearly 13,000 people across more than 20 countries, focusing on innovative and competitive tubular solutions [4].

Core Viewpoint - Nexans has announced a share buyback program, detailing the purchase of its own shares from January 12, 2026, to January 16, 2026, as part of its ongoing strategy to manage capital and enhance shareholder value [1]. Group 1: Share Buyback Details - The total number of shares purchased during the buyback period is 8,525 shares [2]. - The average purchase price per share varied over the buyback period, with prices ranging from €121.600 to €125.698944 [2][3][4]. - The buyback transactions were executed by Kepler Cheuvreux, an investment firm, under a mandate [1]. Group 2: Transaction Breakdown - On January 12, 2026, Nexans purchased 1,705 shares at an average price of €123.041232 [2]. - On January 13, 2026, the company bought another 1,705 shares at an average price of €123.731320 [2]. - The highest purchase price recorded during this period was €125.698944 on January 16, 2026, for 1,705 shares [2].

STOCKHOLM, Jan. 19, 2026 /PRNewswire/ -- During week 3, 12-16 January 2026, Truecaller AB (publ) (LEI code 549300TEYF1FA5G5GK26) has repurchased in total 616,000 own B shares (ISIN: SE0016787071), corresponding to 0.17% of outstanding capital. In accordance with the applicable regulations for the share buyback, the buybacks were paused after 14th January ahead of the year-end report, which will be published on 17 February 2026. Since the start of the current program Truecaller has bought back 9,260,594 sha ...

Core Viewpoint - Trifork Group AG has initiated a share buyback program, which is set to run from December 23, 2025, to February 26, 2026, with a total budget of DKK 14.92 million (approximately EUR 2 million) [1][2]. Group 1: Share Buyback Program Details - The share buyback program allows Trifork to purchase shares totaling up to DKK 14.92 million [2]. - As of the start of the program, Trifork held 219,735 treasury shares, which is 1.1% of the share capital [2]. - The total number of repurchased shares since the program began is 54,831, with a total expenditure of DKK 5,087,603 [3]. Group 2: Transaction Overview - The average purchase price of shares during the buyback program is DKK 92.79 [2]. - Daily transactions include: - January 12, 2026: 4,500 shares at DKK 93.53 - January 13, 2026: 3,010 shares at DKK 93.35 - January 14, 2026: 4,500 shares at DKK 93.14 - January 15, 2026: 2,901 shares at DKK 92.63 - January 16, 2026: 4,700 shares at DKK 92.93 [2]. - After the buyback transactions, Trifork now holds a total of 240,979 treasury shares, which is 1.2% of the total registered shares of 19,744,899 [3]. Group 3: Company Overview - Trifork is a global technology company specializing in innovative digital products and solutions for enterprise and public sector customers [4]. - The company employs 1,197 people across 16 countries and focuses on advanced software in various sectors, including public administration, healthcare, financial services, energy, and aviation [4]. - Trifork Labs, the Group's R&D arm, is dedicated to driving innovation by investing in and developing high-potential technology companies [4].

Core Viewpoint - Sampo plc has initiated a share buyback program, acquiring a total of 276,760 A shares on 16 January 2026, as part of a broader plan to repurchase shares worth up to EUR 150 million, which commenced on 6 November 2025 [1][2]. Group 1: Share Buyback Details - On 16 January 2026, Sampo plc acquired 276,760 A shares at an average price of EUR 10.00, with daily volumes across different markets including 6,006 shares on AQEU, 119,935 shares on CEUX, 40,173 shares on TQEX, and 110,646 shares on XHEL [1]. - The share buyback program was announced on 5 November 2025, in compliance with the Market Abuse Regulation (EU) 596/2014 and the Commission Delegated Regulation (EU) 2016/1052, based on authorization from the Annual General Meeting on 23 April 2025 [1]. Group 2: Ownership Post Buyback - Following the transactions, Sampo plc now owns a total of 12,190,789 A shares, which represents 0.46% of the total number of shares in the company [2].

Group 1 - Sampo plc has conducted a share buyback on 15 January 2026, acquiring a total of 277,459 A shares at an average price of EUR 10.01 per share [1] - The share buyback program, announced on 5 November 2025, has a maximum limit of EUR 150 million and is in compliance with the Market Abuse Regulation [1] - The buyback program commenced on 6 November 2025, following authorization from Sampo's Annual General Meeting held on 23 April 2025 [1] Group 2 - After the recent transactions, Sampo plc now holds a total of 11,914,029 A shares, which represents 0.45% of the total number of shares in the company [2] - Detailed information regarding each transaction is available in the appendix of the announcement [2]