RT Paolo Tiramani (@PaoloMBTiramani)Hot tip incoming: Successful investing is a ‘long game’ requires a steady hand and a degree of stubborn.I’m not a money guy I’m a product guy (obviously :) I see it early and my shocking 36% CAGR over the last decade can’t be luck. Smoking Buffet, Ackman, Woods -3% 🤡😂 etc who barely beat the S&P at 13%If @tesla is not in you portfolio well 🤷🏾‍♂️🤦‍♂️ ...

The investing world loves to talk about fundamentals, but what do they mean? And how can you use them to help you make the right investing decisions? https://t.co/s2mo5TZdFm ...

Core Insights - Peter Mallouk, president and CEO of Creative Planning, shared investment strategies and insights on the podcast "Money Rehab with Nicole Lapin" [1] Investment Strategies - Mallouk advises new investors to avoid cash and bonds, labeling cash as "dead money" that does not contribute to wealth growth [3] - Bonds are seen as less favorable compared to stocks due to lower returns and restrictions on accessing funds [4] - However, Mallouk acknowledges the need for some bonds for future financial needs, such as purchasing a house or starting a business [5] Recommended Investment Options - Stocks are recommended for higher returns and liquidity, allowing investors to access funds when needed [6] - Mallouk emphasizes the importance of being in the stock market, noting its historical recovery after crashes, with the S&P 500 averaging a 10% annual return despite downturns [7]

Core Insights - The importance of early saving and investing is emphasized, particularly for younger generations like Generation Z, to achieve various financial goals such as home ownership, travel, weddings, or early retirement [2][3] Financial Planning - Individuals should focus on retirement savings through vehicles like 401(k) plans, even if retirement seems distant [3] - Maintaining a personal savings account with enough funds to cover living expenses for at least six months is crucial for financial security [4] Investment Readiness - Young investors often hesitate to start investing due to misconceptions about needing large sums of money; however, any amount can be beneficial when placed in money markets rather than traditional savings accounts [5][8] - Once individuals have sufficient short-term cash, they can prepare for investing by creating a separate investment account [8] Financial Advisory - Engaging with a financial advisor can help individuals create a comprehensive financial plan that addresses various life goals beyond just retirement [9][12] - Financial planning should involve categorizing savings into different "buckets" for specific goals, which can alleviate anxiety around investing [10] Financial Resources - It is advised to seek accurate financial information from traditional resources, such as bank advisors, rather than relying solely on social media influencers [11][12] Maximizing Returns - Checking and savings accounts typically offer low interest rates; alternatives like Certificates of Deposit (CDs) can provide better returns, with some offering interest rates around 4% [13][14] - Prioritizing investments and savings is recommended over aggressively paying off student loans, as having cash on hand can be more beneficial [15][16]

Educational Initiative - Santiment introduces educational sketches to enhance trading and investing decisions using Santiment metrics [1] - The series aims to provide more informed trading & investing decisions [1] Network Growth Focus - Episode 1 focuses on Network Growth [1] - The content is available on YouTube [1]

Group 1 - The individual has over 30 years of experience as a Merchant Seaman and has developed a strong interest in investing over the last 15 years [1] - The individual has learned a significant amount about investing from The Motley Fool and has a background in engineering, leading to a focus on Tech stocks [1] Group 2 - There are no stock, option, or similar derivative positions held by the individual in any mentioned companies, nor are there plans to initiate such positions in the next 72 hours [1] - The article expresses personal opinions and is not compensated beyond contributions to Seeking Alpha [1]

Group 1 - The article discusses the author's extensive experience as a Merchant Seaman and a growing interest in investing over the past 15 years, particularly in Tech stocks due to an engineering background [1] - The author attributes a significant portion of their investment knowledge to The Motley Fool, indicating a reliance on established investment resources for insights [1] Group 2 - There is no specific company or industry analysis provided in the content, as it primarily focuses on the author's personal investment journey and experiences [2]

Educational Initiative - Santiment introduces educational sketches to enhance trading and investing decisions using Santiment metrics [1] - The series aims to provide more informed trading & investing decisions [1] Network Growth Focus - Episode 1 focuses on Network Growth [1] - The content is available on YouTube [1]

More millionaires are choosing to rent instead of buy. We connected with real estate agents that told us that flexibility and the appeal of investing money in other assets may be driving this trend. https://t.co/xlsZuT6dst ...

Educational Initiative - Santiment introduces educational sketches to enhance trading and investing decisions using Santiment metrics [1] - The series aims to provide more informed trading & investing decisions [1] Network Growth Focus - Episode 1 focuses on Network Growth [1] - The content is available on YouTube [1]