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X @Avalanche🔺
Avalanche🔺· 2025-08-12 18:08
Economic Challenges in Argentina - 阿根廷面临严格的美元管制和高达每月 25% 的恶性通货膨胀 [1] - 这迫使人们转向 cuevas,即非法且危险的现金美元商店 [1] Avalanche Stablecoins as a Solution - Buenbit 分享了其 Avalanche 驱动的稳定币,为保护财富提供了一种更安全的方式 [1] - Avalanche 上的稳定币旨在为阿根廷人提供一种替代方案,以应对当地货币贬值和美元获取限制 [1]
NFL reality check: Why young athletes need a financial game plan
Yahoo Finance· 2025-08-01 19:08
NIL (Name, Image, Likeness) and College Athletes - NIL deals provide college athletes with income, with some earning $40,000-$60,000 annually, even without significant playing time [1][3] - Some college athletes are earning more from NIL deals than they might earn in their first 10 years after graduation, potentially leading them to stay in college longer [3][4] - Many college athletes are not financially literate and are spending their NIL earnings unwisely [4] - Agents are taking fees from NIL deals that are higher than the standard 3% charged to professional athletes, sometimes ranging from 5% to 10% [3] Financial Management in Professional Sports - The average NFL career lifespan is three years, and 80% of NFL players go broke within five years of leaving the league [12] - Undrafted players may have a stronger incentive to manage their money wisely due to the lack of guaranteed income compared to first-round picks [4][13] - Maintaining a consistent lifestyle and saving a financial reserve can help athletes avoid anxiety and financial difficulties after their playing careers end [4][6][9] - Some athletes make the mistake of trying to emulate the spending habits of higher-paid players without having the same level of income [14] Investment Strategies - Cryptocurrency, particularly Bitcoin, has shown significant appreciation as an investment [20][21] - The interviewee first bought Bitcoin in 2016 and has continued to invest periodically using dollar-cost averaging [21][22] - The interviewee is hesitant to use leverage with crypto investments due to the risk of having to sell at a loss [25][26] Generational Wealth - Investing for the long term and utilizing tax-advantaged structures like Roth IRAs and 529 plans are important for building generational wealth [30] - Estate planning and insurance are crucial for ensuring financial security for future generations [31] - Educating children about financial management is essential for them to manage and grow their own wealth [31][32]
X @The Wall Street Journal
Think you are off the hook financially when your children graduate from college and get a job? Think again.it doesn’t hurt to start planning for the possibility. Here are some strategies parents could consider. https://t.co/evKMjUIawW ...
X @The Wall Street Journal
Think you are off the hook financially when your children graduate from college and get a job? Think again.it doesn’t hurt to start planning for the possibility. Here are some strategies parents could consider. https://t.co/elKi1V1dBc ...
The #1 Wealth Killer No One Talks About...
Mark Tilbury· 2025-07-05 14:11
If you don't want to be like everyone else, then you have to avoid the number one wealth killer that nobody talks about. Take a look at this chart. It shows how the average person spends their money each month.And believe it or not, one of these categories is quietly killing your chances of building wealth. So, let's uncover it together. First up, housing.This is the biggest slice of the pie. So, it's definitely the wealth killer, right. Well, although paying rent or a mortgage is expensive, at least it pro ...
Saving for retirement: How tax-advantaged accounts can help build wealth
Yahoo Finance· 2025-06-28 20:00
Schwab Center for Financial Research managing director of financial planning, Rob Williams, joins Mind Your Money with Brad Smith to share some tax-efficient strategies to maximize your retirement savings. To watch more expert insights and analysis on the latest market action, check out more Mind Your Money here: https://finance.yahoo.com/videos/series/mind-your-money/ #youtube #stocks #retirement About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resou ...
From Prompt to Paris: How AI Agents Launch a Food Truck Dream
NVIDIA· 2025-06-11 13:11
AI Agents Overview - AI agents are digital assistants that use prompts to reason and break down problems into multi-step plans [1] - They utilize appropriate tools, collaborate with other agents, and leverage context from memory on NVIDIA accelerated systems [1] - The process begins with a simple prompt, exemplified by asking Perplexity to initiate a food truck business in Paris [1] Agent Collaboration and Functionality - Agents collaborate to address each step, utilizing various tools [2] - A market researcher analyzes trends and the competitive landscape through reviews and reports [2] - A concept designer explores local ingredients and proposes a menu with prep time estimates, researches pallets, and develops a brand identity [2] - A financial planner employs Monte Carlo simulations to project profitability and growth [3] - An operations planner creates a detailed launch timeline, covering equipment procurement and permit acquisition [3] - A marketing specialist develops a launch plan with a social media campaign and an interactive website featuring a map, menu, and online ordering [3] Proposal and Outcome - The collective work of each agent culminates in a final packaged proposal [3] - All of this originates from a single prompt [3]
Why annuities are not for everyone
Yahoo Finance· 2025-06-07 11:00
In 2024, annuity sales rose 13% from the year prior, reaching 434 billion, according to research and consulting organization Limra. The firm says favorable economic conditions and growing investor awareness around annuities helped propel that growth. But our next guest says that annuities are not for everyone.Here with more we've got John Shrewsbury who is the Gen Wealth Financial Advisors co-owner and managing principal. John, good to have you here with us. So let's start with exactly what annuities are fo ...
Ray Dalio's Advise for Navigating Difficult Times
What bit of advice would be maybe the most important bit of advice that I can give at this time. And it would be don't get hung up in the dayto-day. Every day you can read the news and it's some event and you're being dragged along and with that step back and see the bigger picture.That's why when I'm dealing with the these bigger pictures in in the books I write or communications like this I'm having having I want you to see the bigger picture and number two have a game plan for it a game plan like even fo ...