Financial Stress - High earners often experience financial stress due to common money mistakes [1] Financial Planning - Financial security is achievable through intentional planning and smarter financial habits [1]

In the 35 years I've been in the workforce, I've seen a big shift in how we relate to our employees. We've moved from a transactional relationship to more where we look at multiple aspects of the employees health with things like gym memberships and even sometimes on-site gyms for the body and mindfulness activities like meditation or breathing exercises for the spirit and the sense of calm. When we get the workplace right, it creates a symbiotic relationship where not only the employees career thrives but ...

Mortgage Delinquency Trends - Mortgage delinquencies remain historically low due to increased home values over the past 5 years [1] - Early-stage delinquencies (30-59 days past due) saw a significant jump in May, rising from 0.92% in April to 1.03% in May [2] - ICE Mortgage Technology reported overall delinquencies rising 5.2% in May compared to May of last year [3] - Serious delinquencies (more than 90 days past due) increased by 14% [3] Borrower Financial Stress - Early delinquency increases were led by nearprime, prime, and superprime borrowers, indicating financial stress even among the least risky borrowers [2] - Rising delinquencies point to potential distress among consumers [5] Market Outlook and Consumer Options - It's becoming harder to sell homes, which could worsen delinquency numbers [4] - Consumers have options like selling their homes due to equity or renting them out, given strong single-family rental demand [6] - Increasing delinquency numbers are not a positive sign for consumers [6]