Group 1 - The article discusses the potential for investors to identify undervalued stocks that are mispriced by the market in Q4 [1] - Stone Fox Capital is an RIA based in Oklahoma, led by Mark Holder, who has extensive experience in investing and portfolio management [2] - The investing group "Out Fox The Street" provides stock picks, research, model portfolios, and real-time alerts to help investors uncover potential multibaggers while managing risk [2] Group 2 - The article emphasizes the importance of conducting personal research or consulting a financial advisor before making investment decisions [4] - It highlights that past performance is not indicative of future results, and no specific investment recommendations are provided [5]

very much. We're joined now by the head of advisor services for Charles Schwab, John Batty, and adviser Cheryl Penny of Dynasty Financial. It's great to have you both uh here, and we're happy, of course, to be at at Impact once again.I mean, Mike gave us a great setup. Do do you feel like this is a highly retailged environment. >> Well, as as we were talking about the retail trader versus the retail investor, this community is investors and they think about the long-term.They're building diversified portfol ...

Core Viewpoint - The U.S. is facing a significant debt crisis, with rising interest costs leading to concerns about a potential "debt death spiral" where the government must borrow to pay interest, creating a self-perpetuating cycle [1][2][3]. Group 1: Debt Concerns - Elon Musk and Ray Dalio have raised alarms about the U.S. national debt, which has surpassed $38 trillion, and the associated interest payments, which are now greater than the national defense budget [2][3]. - The U.S. government has spent $970 billion on net interest in the fiscal year-to-date 2025, exceeding the $917 billion spent on national defense [2]. - Musk described the current debt situation as "insane," emphasizing the unsustainable nature of servicing such high levels of debt [3][4]. Group 2: Economic Solutions - Musk suggests that the only viable solution to the debt crisis is through advancements in AI and robotics to stimulate economic growth [2]. - He believes that without drastic measures to cut waste and fraud, the debt crisis cannot be fully resolved [4]. Group 3: Inflation and Investment Strategies - High debt levels are contributing to inflation, which erodes the purchasing power of the dollar; for instance, $100 in 2025 has the same buying power as $12.05 did in 1970 [6][8]. - Investors are advised to consider diversifying their portfolios with gold, which is seen as a safe haven during economic turmoil [7][8]. - Dalio recommends allocating 10% to 15% of investment portfolios to gold, which has appreciated over 45% in the past year [8]. Group 4: Real Estate and Stock Investments - Real estate is highlighted as a classic hedge against inflation, with the S&P Case-Shiller U.S. National Home Price Index climbing by 47% over the past five years [12]. - Musk advocates for investing in physical assets like homes or stocks of companies with strong products rather than holding cash during inflationary periods [12][17]. - Warren Buffett's strategy of investing in the S&P 500 index fund is presented as a straightforward approach for most investors to achieve diversification [18].

Core Insights - The number of ETFs available in the market has surpassed individual stocks, with over 4,200 ETFs now available, indicating a growing trend towards diversified investment options [1] Group 1: Investment Trends - There is an increasing ease of investing in a diversified basket of stocks due to the record number of ETFs [1] - The focus on high conviction in portfolios is emphasized, particularly in dividend-paying stocks and ETFs, which are selected based on risk-adjusted performance, diversification, and sustainability [1]

Gold's Role as a Diversifier - Gold has emerged as a key diversifier in 2025, especially when government bonds are not effectively serving this purpose [1][2] - Gold is now considered important for both diversification and structural purposes in asset allocation [2] Central Bank and Geopolitical Factors - Central bank reserve shifts are critical to gold's role, potentially linked to geopolitical reordering [3] - Central banks might sell treasuries or US dollars to increase their gold reserves [3] - Central bank gold reserves could potentially double compared to pre-Bretton Woods levels [3] - A parallel financial settlement system, where central banks provide liquidity in their domestic currencies, enhances gold's role as security [4] - Central bank gold reserves are expected to increase, which will likely push up the gold price [4] Gold Price Forecast - The forecast for the gold price next year is $4600 [5]

All right, gold and silver both pacing for their best week in five years. For more on that recent rally and his outlook for the precious metals, we want to bring in Don Striven. He is co-head of global commodities research at Goldman Sachs.And Don, you recently brought up your price target for gold, the gold, the price you expect by December of next year. Um, what' you say. 4,900 instead of the 4,300 that you'd been at previously.What what made you say aside from just watching how quickly things were runnin ...

Core Viewpoint - Bitcoin is underperforming against gold, leading to criticism from Peter Schiff, who suggests this indicates weakness rather than potential for growth [1][2]. Market Analysis - Schiff predicts a "belated bust" for Bitcoin, suggesting the end of its speculative phase, and states that if Nasdaq futures decline by 7.5%, Bitcoin could fall at least 15%, potentially dropping below $95,000 with support around $75,000 [3]. - Schiff also highlights the bullish view of Treasury Secretary Scott Bessent on China's economic pivot, contrasting it with his concerns over the potential severity of a future dollar crisis [4]. Asset Comparison - Schiff emphasizes the volatility of Bitcoin and advocates for safer assets like gold and silver, which are currently delivering strong returns [5].

This is not end of times. This is not far financial Armageddon. I would say that the move in gold is diversification away from central bank holdings being predominantly in US dollar assets.Now, I know that probably worries some American investors. I hear things like interest rates are going to spike. We're not going to be able to fund our debt and deficit.The dollar is going to collapse. That's not what I mean by it. Other things would be happening if this was end of US assets, end of US talk.Yeah. Yeah. I ...

Core Insights - The article emphasizes the ease of setting up automatic investments in 2025, highlighting the importance of consistent stock selection for building a strong portfolio [1] Investment Strategy - The focus is on achieving financial independence through investments in stocks, real estate, and private businesses, with an emphasis on owning income-generating assets [1] - A high conviction in a portfolio of dividend-paying stocks and ETFs is essential, with selection criteria based on risk-adjusted performance, diversification, and sustainability [1]

While diversification has been touted as a cornerstone of smart long-term investing, Charlie Munger claims, "Diversification is for those who don't know anything." https://t.co/7nFUXipWJw ...