diversification

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Warren Buffett used to gift his family $10,000 every Christmas — here are 4 ways to use extra cash
Yahoo Finance· 2025-09-29 09:19
With Acorns , you get instant diversification every time you spend. Their platform helps you start saving and investing each time you make a purchase on your credit or debit card. When you spend, Acorns automatically rounds up the price of the purchase to the nearest dollar, and places the excess into a smart investment portfolio.But you don’t need to invest in private trusts to ensure your portfolio is diversified.Investing is higher risk than a savings account, but it can also lead to higher returns. That ...
X @Raoul Pal
Raoul Pal· 2025-09-27 19:48
Crypto Market Overview - Macro-crypto is a key theme [1] - Diversification is considered "dead" [1] Investment Strategy - Earning 11% is crucial for future financial well-being [1] - Bitcoin ($BTC) journey is influenced by key figures and charts [1]
Ray Dalio warns of very dark times ahead — but has 1 big move to ‘dramatically’ cut risk without losing gains
Yahoo Finance· 2025-09-25 18:15
Core Insights - Ray Dalio emphasizes the importance of diversification in investment strategies to mitigate risks while maintaining returns, a principle that contributed to his success in building the world's largest hedge fund [1][5] - Dalio warns of significant challenges facing the U.S., including rising national debt, political polarization, and an escalating technological rivalry with China [3][4] Economic Concerns - The U.S. national debt is currently around $37.47 trillion, raising concerns about a potential "debt death spiral" where borrowing is necessary just to service existing obligations [3] - Dalio highlights the increasing internal divisions in the U.S., particularly between political factions, which he believes jeopardizes the democratic system [3] Investment Strategies - Dalio advocates for gold as a key asset for diversification, noting that it has surged over 40% in value over the past year, making it a strong hedge against economic downturns [6] - The concept of gold IRAs is introduced as a way for investors to hold physical gold within a retirement account, combining tax advantages with the protective benefits of gold investment [8] Real Estate as an Investment - Real estate is presented as a traditional diversification strategy, providing physical, income-generating assets that can perform well during market volatility [10][11] - Crowdfunding platforms like Arrived allow investors to participate in real estate with minimal capital, making it more accessible [12][13] Wealth Tracking - The importance of having a unified view of net worth is emphasized, with platforms like Kubera offering comprehensive tracking of various asset classes, including real estate and cryptocurrencies [17][18]
The appetite for alternative ETFs are making a comeback, says Simplify's Paisley Nardini
Youtube· 2025-09-22 17:40
Another all-time high today for gold. A record breakout drawing big interest in the ETF market as you might expect. Dom Chu is following that in today's ETF edge.Domino. All right, so Scott, alternative assets becoming a lot more popular in recent years. But now that the Fed has more or less laid out a rate path, how are all of these alts and the ETFs that track them changing.Joining me now is Paisley Nardini, managing director and head of multi-asset solutions at Simplify Funds. Scott mentioned gold. Is go ...
FENY: Reliable Dividend Income Despite Low Growth
Seeking Alpha· 2025-09-16 13:13
Group 1 - Wilson Research focuses on providing insights primarily on exchange-traded funds (ETFs) that balance growth potential and dividend yield [1] - The analysis incorporates fundamental analysis along with macro-level factors such as industry trends, economics, and geopolitics [1] - The team includes an MBA graduate and an independent financial coach, aiming to deliver actionable information for long-term investors who prioritize diversification and low fees [1] Group 2 - The investment philosophies of Wilson Research are inspired by notable figures such as Warren Buffett and Robert Kiyosaki [1]
X @The Wall Street Journal
The Wall Street Journal· 2025-09-14 01:34
The 60/40 portfolio has had some moments recently where stocks and bonds moved in sync, undermining its diversification benefits. Here are three alternatives to consider. https://t.co/R3jdOpjDkI ...
Top Safe-Haven Investments During a Crypto Market Slump
Yahoo Finance· 2025-09-13 21:08
Core Insights - A cryptocurrency downturn raises concerns about safety and long-term growth, emphasizing the importance of asset selection during this period [1] - Investors tend to shift funds into safer assets like bitcoin and ethereum, as well as stablecoins, to mitigate losses [1][3] Stable Assets During Crypto Downturn - Bitcoin and ethereum are highlighted as the most resilient and liquid assets, benefiting from institutional participation [3] - Regulated stablecoins such as USDC and tokenized treasuries are gaining traction as low-volatility, yield-generating options [3] Non-Crypto Investments - Diversification beyond crypto is crucial during downturns, with corporate bonds and certain real estate investment trusts (REITs) recommended for income and capital preservation [4] - Dividend-paying stocks are also suggested as a stable investment option [4] Gold as a Hedge - Gold is recognized for its role as a hedge against inflation and currency risk, maintaining a low correlation with digital assets [5] Emerging Blockchain Sectors - The focus has shifted from speculative altcoins to cash flow and real users, with emerging blockchain sectors like DePIN projects showing promise [6] - These projects are supported by real-world revenue, even during downturns [6] Diversification Strategy - A "core-satellite model" is proposed for effective diversification, allocating 60% to core blue-chip assets like bitcoin and ethereum, 30% to satellite diversifiers, and 10% to stablecoins and tokenized yield products [7]
X @The Wall Street Journal
The Wall Street Journal· 2025-09-06 13:01
The 60/40 portfolio has had some moments recently where stocks and bonds moved in sync, undermining its diversification benefits. Here are three alternatives to consider. https://t.co/2NqKAgeKM5 ...
X @Ignas | DeFi
Ignas | DeFi· 2025-08-29 22:03
Risk Management - Holding the token of a frequently used protocol can create double risk, as a hack could lead to both deposit losses and token value decline [1] - Diversification is not achieved by holding the token of a protocol where one's assets are deposited [1] Investment Strategy - Heavy users of a protocol might consider not holding its token to mitigate risk [2] - Those bullish on a protocol's growth may find it more beneficial to hold the token rather than depositing assets [2] - This logic applies to various protocols like Aave, Hyperliquid, Pendle, Fluid, and Lido [2] Analogy - The situation is compared to using Apple products and then buying Apple stock, but with the caveat that crypto carries different risks [1]
X @Investopedia
Investopedia· 2025-08-24 16:00
Investment Philosophy - Diversification is questioned as a strategy, with Charlie Munger suggesting it's for those lacking knowledge [1]