What’s the best investment strategy for #crypto newcomers? 💡 ...

Core Viewpoint - New York Mortgage Trust, Inc. is soliciting consents from holders of its 5.75% Senior Notes due 2026 to amend the indenture governing the Notes, specifically to revise the Net Debt to Equity Ratio to a maximum of 8.00 to 1.00, which is aimed at enhancing financial flexibility and supporting the company's investment strategy [1][7]. Group 1: Consent Solicitation Details - The Consent Solicitation is set to expire on June 12, 2025, unless extended or terminated earlier [1]. - The company is offering a consent payment of $4.00 per $1,000 principal amount of the Notes for valid and unrevoked consents [3][8]. - Adoption of the Proposed Amendment requires consents from a majority of the outstanding aggregate principal amount of the Notes [8]. Group 2: Financial Performance and Strategy - The company has significantly increased its investment activity since Q2 2023, acquiring approximately $4.1 billion in assets during 2024 and an additional $1.9 billion in Q1 2025 [4]. - In Q1 2025, the company reported a 55% year-over-year increase in interest income, supported by efficient, low-cost leverage [5]. - As of March 31, 2025, the company maintained a strong liquidity position with $173.1 million in cash and cash equivalents, $256.8 million in unencumbered investment securities, and $100.2 million in unencumbered residential loans [6]. Group 3: Proposed Amendment Implications - The Proposed Amendment is intended to enhance the company's financial flexibility to scale its portfolio in line with market opportunities and income generation objectives [7]. - The company believes that increasing the maximum Net Debt to Equity Ratio aligns with prudent financial management and benefits stakeholders [7].

Core Viewpoint - Current global uncertainty is leading to increased risk aversion among investors, prompting some to consider a more cautious investment approach [1] Group 1: Investment Strategy - The article outlines a versatile investment strategy suitable for various investor profiles, including those focused on dividends, value propositions, or growth opportunities [1]

Group 1 - The article discusses the investment strategy of Zscaler, Inc. (NASDAQ: ZS), with a reiterated "buy" rating and a price target of $221, indicating a bullish outlook on the company's growth potential [1] - The investment strategy focuses on sustainable, growth-driven companies that aim to maximize shareholder equity, reflecting a broader trend in the investment community towards responsible investing [1] - The author highlights the importance of financial literacy and aims to make complex macroeconomic concepts more accessible to a wider audience, which aligns with current trends in democratizing investment knowledge [1]

Group 1 - The article emphasizes the importance of investing in innovations that transform daily life, work, and leisure, with the cell phone and its service providers highlighted as prime examples [1] - The author has nearly three decades of experience in researching companies and analyzing market trends, transitioning to a full-time professional trader focusing on swing trading and multi-quarter position trading [1] - Influential figures in the author's trading strategy include Mark Minervini, Stan Weinstein, William O'Neil, and Thomas Bulkowski, indicating a blend of established trading methodologies [1] Group 2 - The article does not provide any specific company or industry analysis, focusing instead on the author's personal investment philosophy and strategy [2][3]