When we start off with the news over the weekend, we heard the we saw the president post about this, a 50-year mortgage. The 30-year has been the standard here in the US. We also, in all fairness, offer 15-year mortgages.>> Yeah. >> Your thoughts on a 50-year mortgage and what would that do to home prices. The idea of a longer mortgage.>> So, it's interesting. We we ran the math. Um, it's about $120 in savings per month.It increases buying power by by about 5%. So, call it $20,000. Um, but it's not a clean ...

UK home prices rose for a second straight month, in signs that prospective buyers remain resilient in the face of growing speculation of tax rises at the government’s November budget https://t.co/nDBsbhfiH1 ...

Mortgage Rate Outlook - Mortgage Bankers Association forecasts mortgage rates to remain above 6% through 2028 [1] - Expects the Federal Reserve to cut rates three to four times in the next six months [3] - Rising term premiums and concerns about debt and deficit will push up 10-year Treasury yields, impacting mortgage rates [4] - Mortgage rates are closely tied to the longer end of the yield curve, specifically 10-year Treasuries [4] Housing Market Analysis - 2023 was the low point for the housing and mortgage market [6] - Home sales are expected to increase by about 5% in 2026 [7] - Existing inventory has increased by approximately 30% compared to last year [11] - Builders are offering buy-downs, potentially permanent, to move new construction inventory, which is at nine months of supply [13][14] Buyer and Seller Dynamics - First-time buyers have acclimated to the 6% to 6.5% rate range [10] - Move-up buyers with lower locked-in rates (e g, 3%) are reluctant to give them up [10] - Increased inventory benefits buyers with more options, but challenges sellers as it takes longer to sell and home prices have flattened [8]

Home prices gained the least in over two years, slowing for the seventh straight month in August as buyers gained leverage in negotiations and inventory grew. https://t.co/jHts4WFiof ...

Austin’s boom-bust cycle in home prices shows what it will take to restore health to the housing market, @conorsen says (via @opinion) https://t.co/Xab1DstwwN ...

Housing Market Overview - CNBC's housing market survey for Q3 reveals insights from real estate agents across the country [1][2] - The survey indicates a shift towards a buyer's market, with 49% of agents reporting this condition [3] - A significant 44% of agents observed declining prices, while only 20% saw increasing prices [3] Seller Behavior - A substantial 89% of agents reported sellers cutting prices, indicating overoptimism despite market uncertainty [4] - 40% of agents had sellers delist their homes due to challenging market conditions [5] Market Expectations - 48% of agents anticipate market improvement in the coming quarter, while 35% expect it to remain the same [5] - Only 17% of agents foresee a decline in sales [5] Agent Sentiment - Real estate agents' admissions of a tough buyer's market are noteworthy, given their typical reluctance [6] - The high percentage of price cuts (89%) and delistings (40%) underscores the market's reality [6]

Housing Market Trends - Portugal's home prices recorded the largest increase on record [1] - A worsening housing crunch is testing the government's response [1]

RT Darth Powell (@VladTheInflator)New home prices are collapsing, now below 2019 levels https://t.co/hKtKnQHMpj ...

Housing Market Trends - Homebuyer cancellation rates have risen to a record high for this time of year due to disagreements between buyers facing high interest rates and sellers with low pandemic-era mortgage rates [2] - The sale-to-list ratio is falling, indicating that more homes are selling below their asking price, giving buyers more negotiating power [4] - The housing market typically cools down in the fall as people become busy with school and holidays [6] Pricing and Affordability - Home prices are increasing at a slower rate than inflation, suggesting a real erosion of value [8] - Falling mortgage rates may not lead to a significant acceleration in prices due to an increase in both buyers and sellers [9] Regional Variations - The Midwest is experiencing increasing home values, driven by growing economies and relatively affordable homes compared to the national average [10] - Texas and Florida are becoming more affordable due to increased housing construction, particularly in the condo market [12] Negotiation Dynamics - Buyers are using inspections as negotiation points, but sellers are often unwilling to concede, leading to deal cancellations [3] - Sellers without competing offers are more likely to lower their prices to secure a sale [5] Supply and Demand - Increased demand in the Midwest is meeting limited supply, driving up prices [10] - An increase in home sellers relative to buyers could lead to price moderation [7]

👀 Home Prices vs BTC https://t.co/iFculeHvIx ...