RT Adam Livingston (@AdamBLiv)🔥HOW BITCOIN CAN SAVE REAL ESTATE🔥Your mortgage is a 30-year financial prison sentence dressed up as the American Dream.But what if I told you your house could mine Bitcoin, pay its own debt, and moonwalk off your balance sheet while you sleep?In this video, I expose the truth about Bitcoin-backed mortgages, self-repaying real estate, and how Horizon and Peoples Reserve are quietly sabotaging the traditional housing cartel.Forget refinancing. Forget HELOCs. Fiat is the problem. ...

Interest Rate Impact - A quarter of a percent rate cut will lower borrowing costs, especially on variable rates like credit cards and auto loans, but will also lower saving rates [1] Budgeting and Expense Management - Individuals should create a budget to track monthly income and expenses to identify areas for potential cuts [2] - Selling unused items around the house can generate extra cash [2] - Limiting credit card use and using cash or debit cards can help reduce impulse buys [2] Credit Card Debt Reduction - Extra cash should be directed towards paying down debt [3] - Consumers should ask their credit card companies for lower rates [4] - Setting up autopayments for more than the minimum balance can gradually reduce debt [5] - Utilizing 0% interest credit cards for balance transfers can help focus on debt repayment, but a 3% to 5% fee may apply [5] - A $6,000 balance transfer with 0% interest over 15 months requires monthly payments of $400 to pay it off [7] Mortgage Management - Bi-weekly mortgage payments or rounding up payments can help reduce the principal [8] - Refinancing at a lower rate can be beneficial, but may be difficult for some [8] - Shortening the loan term can maximize the mortgage [9] - Consider potential prepayment penalties before paying off the mortgage early [9] Loan Management - If struggling with car loan payments, consider selling or trading in the car for a cheaper one [11] - In cases of financial hardship, request a loan modification from lenders [11] - For federal student loans, explore income-driven repayment plans via studentaid.gov [11][12] - Refinance private student loans, but avoid refinancing federal loans into private loans due to loss of federal protections [12]

Global bond markets are fully rejecting the Fed’s move. A rate cut on paper means nothing if yields keep climbing. The irony is your mortgage still gets more expensive https://t.co/CRWbx0xxrW ...

Mortgage & Loan Agreement Analysis - Bloomberg News reviewed mortgage documents indicating Scott Bessent entered into a conflicting agreement, obligating him to occupy two separate homes as his primary residence from 2007 [1] - Bank of America issued both mortgages on the same day, one for a property in Bedford Hills, New York, and the other in Provincetown, Massachusetts [1] - Bessent's lawyer stated Bank of America was fully aware that the Massachusetts property was not a principal residence, claiming nothing improper about the loan applications [2] - Mortgage experts suggest discrepancies don't necessarily indicate fraud, referencing Lisa Cook's situation as partly similar [2] Legal & Regulatory Implications - Documents showed at least one of Lisa Cook's properties was listed as a vacation home, and the lender didn't expect her to occupy it as her primary residence [2] - The appeals court ruled that Lisa Cook could retain her seat [2] - The court found that President Trump very likely violated her due process rights to defend herself against these mortgage applications [3]

For those who purchased a home during the Covid epidemic when home prices were extraordinarily high, the reality could mean they are underwater with how much they owe on their mortgage vs. the current market value of their home. https://t.co/FWY6yrOr79 ...

Regardless of the truth of allegations against Fed Governor Lisa Cook and others, says @BobOnMarkets, it's clear that the process of getting a mortgage is far too onerous (via @opinion) https://t.co/fgpSqXPnDA ...

Market Trends & Investor Sentiment - Retail investors are increasingly active in the stock market, favoring individual stocks over ETFs, with mega-cap tech and AI-related stocks being popular choices [2][4][8][11][13] - Investopedia's survey indicates strong positive sentiment among self-directed investors, driven by record highs and expectations of deregulation and rate cuts [5][6][7][17][18][36] - Investors show a preference for holding onto their current stock investments, particularly in large-cap tech, with Nvidia, Palantir, Microsoft, Apple, and Amazon being top choices for the next 10 years [9][10] - A survey reveals that if investors had an extra 10,000 (unit unspecified), 22% would invest it in individual stocks [4] Economic Indicators & Monetary Policy - The Producer Price Index (PPI) showed higher than expected inflation, particularly in services, raising concerns for the Federal Reserve [1][24][25] - Despite inflation data, markets largely expect the Federal Reserve to cut interest rates by 25 basis points in September [26][27] - Crypto markets experienced a downturn with Bitcoin down 4% after hitting an all-time high, but overall, crypto has seen significant gains year-to-date, supported by institutional interest and a friendlier regulatory environment [30][31][32] Fannie Mae & Freddie Mac Potential IPO - The Trump administration is considering an IPO for Fannie Mae and Freddie Mac, which could raise approximately 30 billion (unit unspecified) for taxpayers and unwind their 2008 conservatorship [3][37][38] - An IPO would introduce new shares and capital, potentially leading to a major exchange listing, but the government's backing is likely to continue unless Congress intervenes [45][46] - The value of the two mortgage giants could exceed 500 billion (unit unspecified) combined if the IPO proceeds [45] - Existing shareholders are expected to face massive dilution, with the federal government potentially owning over 90% [44][45]

The average interest rate on a common UK mortgage has dropped below 5% for the first time since former prime minister Liz Truss’ calamitous mini-budget in 2022 https://t.co/3HN4fj39sq ...

Government Policy & Regulation - Trump aims to take government-backed mortgage giants Fannie Mae and Freddie Mac public [1] - It's uncertain whether Fannie Mae and Freddie Mac will remain under conservatorship [1] - The valuation method of Fannie Mae and Freddie Mac's shares remains unclear [1]

If you're comfortable locking in a mortgage until 2055,you should be comfortable holding stocks until 2035. ...