Lending DAO Token Performance - Lending DAO tokens' price action over the past 90 days is analyzed [1] - Morpho Labs and Kamino have shown relatively better performance in the lending DAO token space [1]

Lending Trends - Banks in India have slowed lending to non-banks due to rising risk [1] - Non-banks provide nearly 40% of microloans in India [1] Financial Impact - Listed lenders have been hit hard [1]

Solana Ecosystem Overview - Solana 生态系统上的应用程序托管约 400 亿美元的用户资产 [1] - SOL 的交易价格约为其生态系统 TVL 的 3.2 倍 [2] Top Categories by TVL - TVL 最高的类别包括：稳定币、流动性质押、借贷、DEX 和 RWA (Real World Assets 现实世界资产) [3]

Bank Balance Sheet & Credit Quality - Banks have significantly tightened credit standards since the financial crisis, with leverage decreased [1][2] - Non-performing assets and non-accrual assets are coming off multi-year lows, indicating a normalization process [4] - Limited balance sheet growth in banks contrasts with substantial growth in private credit, which is receiving considerable attention [5] - Bank balance sheets are generally in a good position due to stricter underwriting standards implemented over the past 15 years, largely driven by regulation; one-off issues are expected [6] Regional Bank Investment & Valuation - There is a 30% valuation differential between the largest universal banks (e.g, JP Morgan) and some regional banks [7] - KBW currently recommends overweighting the universal banks due to their consistency and strong ROE, despite exposure to similar credits [8] - Select regional banks in the $50 billion to $100 billion asset range are primed for deregulation and trading at attractive valuations (e.g, East West, Colia, Webster Financial trading at eight times earnings) [8] - In times of uncertainty, valuation becomes secondary as investors prioritize assessing exposures and selling first [9] Potential Opportunities - Opportunities may arise in the medium term, as demonstrated by Western Alliance's successful navigation of past crises and subsequent investor gains [10]

RT Raye Hadi (@rhadiARK)Lastly, Aave still dominates lending with ~65% of all active loan value. But it was Euler and Maple Finance that led year-to-date growth, up 1,241% and 694%, respectively. https://t.co/iRkkHQz2EM ...

Funding & Investment Landscape - Prediction markets see significant investment, with Polymarket raising $2 billion and Kalshi $300 million [1] - Insurance solutions for BTC and ETH attract substantial funding, with meanwhilelife securing $82 million and AntheaInsurance $22 million respectively [1] - DePIN sector gains traction with trybeemaps raising $32 million [1] - Payments infrastructure sees investment with CoinflowLabs securing $25 million [1] - Lending and RWA (Real World Assets) space receives attention, as BlockSt_HQ raises $115 million [1] Emerging Technologies & Services - AI and analytics are areas of interest, with CipherOwl raising $15 million [1] - Identity and data services are being developed, as transcrypts_ secures $15 million [1]

India's Nifty gauge of banks posts its sharpest rise in nearly four months, after the central bank announced a raft of measures to boost lending and ease bottlenecks. Read for free with your email on what could move markets today https://t.co/2pNjapputF ...

RT Kamino (@kamino)1/ Introducing Kamino's $CASH Growth Initiative, in collaboration with @phantom, @maplefinance, and @orca_soWith up to $540K in monthly incentives, exclusively on Kamino, the $CASH Growth Initiative will reward $CASH users across lending, borrowing, and liquidity vaultsMore Info🧵 ...

Lend USDC. Earn up to 10%.Now live in all launch markets. https://t.co/mxcu2ppEZ7 ...

morpho processes billions in lending volume and coinbase offers their 100m users 10.8% usdc yields through it. flowdesk uses morpho for balance sheet management. when trading firms run treasury operations through your protocol and coinbase stakes their reputation on your yields, $1.70 morpho is early innings ...