Decentralized Finance (DeFi) Innovation - The DeFi sector is exploring the possibility of collateralizing long-tail prediction market bets, such as those on Polymarket, to obtain loans [1] - The concept involves representing prediction market positions (e g, "Trump to win the Presidential Election") as NFTs and using them as collateral for loans [1] - The industry believes this is just the beginning of the potential applications within the DeFi space [1]

Key Metrics - Fluid TVL (Total Value Locked) reached a new All-Time High (ATH) of $3.23 billion [1] - Active loans surpassed $1.46 billion [1] Revenue & Fees - Daily fees generated amounted to $208 thousand [1] - Daily revenue reached $30.5 thousand [1]

BTCfi on Starknet - BTCfi 在 Starknet 上已经实现，并非未来计划 [1] - @ready_co 允许用户使用 WBTC 进行贷款并赚取收益 [1] - @Lombard_Finance 即将上线，预计九月推出最佳版本 [1] Memecoin $DOG - 用户可以通过 @vesuxyz 借入 $DOG 并赚取收益，$DOG 是比特币上最大的 Memecoin [1] - $DOG 社区活跃，由 @LeonidasNFT 等领导 [1] - $DOG 没有内部人员抛售，没有付费营销或名人代言，完全由社区驱动 [1] Ecosystem - @XverseApp 和其他 Starknet 上的 Dapp 致力于在九月推出最佳版本 [1] - RemusDEX 暗示 $DOG 即将上线大型 CEX 交易所 [1] - @ready_co 的卡片提供极高的现金返还 [1]

DeFi Lending Market - Moonwell 活跃贷款额增长 32% [1]

China’s first contraction in outstanding loans since 2005 has crystallized worries about a deepening downturn for the world’s second-largest economy https://t.co/4VRFEYOM3X ...

Innovation & Entrepreneurship - Innovation often precedes regulation, leading to disruption and impact [2] - Problems present opportunities for innovation, which can be small-scale and address everyday needs [5][6] - Nepal's challenges can be transformed into business opportunities by identifying and solving local problems [23][27] - The speaker's personal experiences illustrate how small innovations can lead to larger ventures [7][8][13] Economic & Social Development in Nepal - Nepal possesses abundant energy resources (natural resources and youth) but exports its youth instead of products [17][18] - Nepalese diaspora represents a valuable network for knowledge transfer, remittances, and tourism [19][20] - The country is undergoing a transition phase with market corrections and potential for growth in hydropower and global Nepali brands [26][27] - The speaker's fintech venture aims to empower entrepreneurs by providing small loans, addressing the collateral-based lending system [24][25] Personal Development & Mindset - Belief and mindset are crucial for creating impact and personal improvement [21][22] - Individuals should focus on self-improvement rather than comparing themselves to others [21] Business Examples - Routine of Nepal banda is an innovation that identified the need for people to know about strikes or closures [3] - Load shedding app provided load shedding routine and was sold for around 2 million rupees [3][4]

Lending Market Overview - Active loans on Base surpassed $1.5 billion [1] Top Lending Protocols on Base - The top 3 lending protocols on Base are Morpho, Aave, and Moonwell [1]

Consumer Spending Behavior - Customers with access to loans spend at least 20% more compared to those without access [1]

ICYMI: Active loans on @base surpassed $1.5 billion.Top 3 lending protocols on Base: Morpho, Aave, and Moonwell. https://t.co/bbD578Srnh ...

Interest Rate Trends - Rates on new 30-year loans have fallen for two consecutive days [1] - Average 30-year loan rates are at their lowest level since early April [1] - Rates have decreased across various loan types [1]