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X @Investopedia
Investopedia· 2025-07-13 04:00
Start to build your retirement plan in your 20s by contributing to your 401(k). Learn about why starting early matters, compounding interest, and employer matching. https://t.co/Xl9o6fqfRr ...
X @The Wall Street Journal
From @WSJopinion: The President is grasping what some of his staffers don’t: Arming Ukraine is realism rooted in America’s security interests https://t.co/Z61vV4N2mw ...
BOC AVIATION(02588.HK):DELIVERY AND SALES INCREASE STEADILY; WATCH MEDIUM-AND LONG-TERM INVESTMENT VALUE
Ge Long Hui· 2025-07-12 18:52
Group 1 - BOC Aviation (BOCA) delivered 13 aircraft in 2Q25, maintaining flat year-over-year (YoY) and increasing two quarter-over-quarter (QoQ), with a total of 24 aircraft delivered in 1H25, which is an increase of six YoY and four half-over-half (HoH) [1] - The firm’s self-owned fleet grew to 441 aircraft by the end of 1H25, up 12 YoY and six HoH, while the order book increased to 351, reflecting a growth of 132 YoY and 119 HoH [1] - Aircraft lease rates are trending upward, with the Airbus A320NEO lease rate rising approximately 6% YoY as of February 2025, supporting high-priced contract execution and potentially lifting gross lease rental yields [2] Group 2 - The firm sold 14 self-owned aircraft in 2Q25, an increase of three YoY and 10 QoQ, with a total of 18 self-owned aircraft sold in 1H25, also up three YoY [3] - The market value of the firm’s self-owned fleet exceeded book value by 15% as of the end of 2024, indicating that steady aircraft disposals could improve fleet quality and realize asset premiums [3] Group 3 - The firm has a higher exposure to floating-rate liabilities (27% at end-2024), making it more sensitive to interest rate cuts compared to leasing peers, with historical share price movements closely tied to US Treasury yields and interest rate cut expectations [5] - In previous periods of rising interest rate cut expectations, the firm’s share price increased by 18.7% from its trough to peak in November 2023 and climbed 26.2% by July 2024, suggesting potential short-term catalysts for share price [5] Group 4 - Improved aircraft deliveries are expected to drive up gross lease rental yields, while overseas interest rate cuts may lower financing costs, leading to a steady recovery in the firm’s return on equity (ROE) [6] - The firm’s historical average valuation has shown a strong correlation with its ROE, indicating that ROE expansion could provide room for a steady rise in valuation [6]
X @Ansem
Ansem 🧸💸· 2025-07-12 17:13
i dont really understand these tweetsdo adults genuinely not understand how interest works?Mark Palmer (@MarketPalmer_):We're 4 years into our mortgage.We've paid over $95,000 in mortgage payments – but our balance has only gone down by $31,000.The other $64,000 went to interest, taxes, and insurance.So yeah – owning a home costs a lot more than the price of the home. ...
Next Federal Reserve Chair Will Change Everything! Who Is It?
Coin Bureau· 2025-07-12 14:01
Anybody would be better than J. No, he's causing us a fortune because he keeps the rate way up. President Trump has made no secret he wants Fed chair Jerome Powell gone.And markets have been reacting when Trump lobbs verbal grenades over Truth Social. Pundits are even whispering about a shadowfed chair guiding monetary policy behind POW. But who's poised to become Pal's replacement.I I I know within three or four people who all going to pick. I mean, he goes out pretty soon, fortunately, cuz I think he's te ...
After Its Recent Rally, Should Investors Sell Wolfspeed Stock?
The Motley Fool· 2025-07-12 08:40
Core Viewpoint - Wolfspeed is undergoing a prepackaged bankruptcy process, which will significantly dilute the value for existing shareholders, leaving them with only 3% to 5% of the restructured company [4][13]. Company Overview - Wolfspeed specializes in silicon carbide technologies and is a developer and manufacturer of wide-bandgap semiconductors, focusing on silicon carbide and gallium nitride materials [6]. - The company aimed to become fully vertically integrated, leading to substantial capital expenditures, including a $5 billion facility in North Carolina and another in New York [8]. Financial Situation - Wolfspeed is expected to eliminate $4.6 billion in debt through the bankruptcy process, reducing annual interest expenses by approximately 60% [4]. - The company burned through $1.5 billion in cash during the first nine months of its current fiscal year, resulting in a gross margin of negative 17% [9]. - For fiscal year 2026, Wolfspeed anticipates generating $200 million in unlevered operating cash flow, but this figure excludes significant interest payments [11]. Market Dynamics - The recent stock rally is likely attributed to a short squeeze, as the stock has a high short interest and short sellers are covering their positions [2]. - The company has faced challenges in operational execution, particularly in meeting the demand from electric vehicle manufacturers, and has encountered aggressive pricing from Chinese competitors [7][9]. Management and Future Outlook - The appointment of Gregor van Issum as CFO is seen as a positive step for restructuring, but it does not change the unfavorable outlook for current shareholders [12][13]. - Wolfspeed's transition to 200mm wafers is expected to improve operating results, but the technological challenges associated with this transition pose risks [10].
X @Bloomberg
Bloomberg· 2025-07-12 07:25
Turkey’s banking regulator allowed more citizens to restructure debt as tight monetary policy hurts low-income households dependent on credit card spending https://t.co/wOJpOm7Lc9 ...
'Everything should be released': Raskin calls making Epstein files public
MSNBC· 2025-07-12 03:24
Joining me now is someone who is asking questions uh and he continues to. Congressman Jamie Raskin, Democrat of Maryland and the ranking member on the House Judiciary Committee. He and 15 other committee Democrats have demanded that Attorney General Pam Bondi release any mention of Donald Trump in the Justice Department's files on Jeffrey Epstein.So this has been a strange week. I don't know how else to define it. Um and you are a part of the story which is also strange.So, let me just start by asking you, ...
X @Investopedia
Investopedia· 2025-07-12 01:00
Despite high interest rates and housing prices, Gen Z is finding resourceful ways to buy homes. https://t.co/8774XfHlvy ...
X @The Wall Street Journal
A dispute over the Federal Reserve’s renovation of its headquarters could provide the pretext to attempt the removal of Fed chief Jerome Powell over interest-rate disagreements https://t.co/qfnXP2IVpV ...