Group 1 - The core focus of the article is on the application of Gen AI solutions in the financial sector, highlighting the latest trends and real-world case studies from overseas financial institutions [1][6][7] - A seminar is scheduled to discuss the innovative use of Gen AI in business operations, emphasizing efficiency improvements and automation through FactSet's solutions [6][8] - The event will feature a cocktail session, providing networking opportunities for participants [5][9] Group 2 - The seminar will include presentations on how Gen AI can drive business innovation and enhance analytical accuracy, with discussions on the new value it brings to users [6][7] - Real-life examples of Gen AI applications from overseas clients will be shared, offering insights for domestic financial professionals on potential innovative strategies [7] - The challenges of rising costs in data management and processing for Gen AI strategies will be addressed, along with FactSet's DaaS solutions to streamline access to critical financial data [8]

FactSet持续在Gen AI解决方案中积极投入，基于我们广受赞誉的庞大数据库和灵活分析工具，提供一系列 Gen AI解决方案。本次研讨会将重点介绍Gen AI在金融领域的最新应用动向，以及海外专业金融机构客户 运用Gen AI的实际案例分享。敬请通过报名表报名参加。 Gen AI在金融业的前沿应用 - 从证券到资产管理 洞察海外案例 日期： 2025年6月19日（星期四） 开场： 14:30 会场 上海浦东香格里拉大酒店3楼苏州/无锡厅 长按二维码报名登记 议程 15:00-15:05 开幕 研讨会： 15:00-17:00 鸡尾酒会： 17:00-18:00 15:05-15:40 通过FactSet的Gen AI解决方案实现业务创新 FactSet的Gen AI方案建立于我们的数据和分析工具，旨在帮助用户提升工作效率。凭借Gen AI技术，实 现业务自动化，并加快操作进程，获取更准确的分析结果和更具创造性的业务方案。本环节中，我们将深 入探讨Gen AI为您带来的全新价值。（演讲将以英语进行，同时提供中文材料，问答环节将以中文进 行）。 15:50-16:25 AI创新加速：飞速变幻市场下的AI实际应 ...

Summary of Remitly Conference Call Company Overview - **Company**: Remitly - **Industry**: Digital Remittances and Financial Services Key Points and Arguments 1. **Company Vision and Growth**: - Remitly aims to transform lives with trusted financial services that transcend borders, focusing on remittances which total $2 trillion annually [5][11] - The company reported a **41% year-on-year volume growth** and **34% revenue growth**, achieving over **$1 billion in revenue** with **16% adjusted EBITDA margins** [11][15] 2. **Resilience in Business**: - Remitly's business model is resilient in various market conditions due to the non-discretionary nature of remittances, where customers consistently send money to loved ones regardless of economic cycles [14][56] - The company has maintained strong customer retention, with **93% of transactions delivered in less than an hour** and high app ratings (4.9 and 4.8 stars) [12][13] 3. **Foreign Exchange (FX) Management**: - Remitly has developed competitive advantages in FX treasury cash management, allowing for real-time cash balance analytics and better pricing adjustments in response to FX volatility [18][20] - The company sent over **$40 billion in volume** last year, leveraging its scale to optimize pricing and reduce FX risk [18][20] 4. **Stablecoin Potential**: - The CEO views stablecoins as a promising technology that could enhance treasury management and offer customers multi-currency accounts, although demand has not yet reached material levels [22][23] - Remitly is actively exploring partnerships and integrations related to stablecoins, but has not yet launched consumer-facing products in this area [24][25] 5. **Alternative Payment Methods**: - The introduction of alternative payment methods like Interact and Pay by Bank has enabled Remitly to reduce transaction costs and improve service speed [29][30] - The company is focusing on direct integrations with local payment rails, such as PIX in Brazil, to enhance transaction efficiency [32] 6. **High Dollar Sender Segment**: - Remitly is targeting high dollar senders by adjusting compliance policies to be more risk-based, allowing for a more seamless experience for larger transactions [37][39] - The company is also expanding into micro-SMB segments, enabling users like freelancers to send payments more easily [41][43] 7. **Market Expansion and Competitive Landscape**: - Remitly is focused on organic growth, with plans to expand its corridor offerings strategically over the long term [60][61] - The company is less than 3% of the $2 trillion remittance market, indicating significant growth potential [56] 8. **Customer Acquisition and Marketing**: - The cost to acquire customers has been trending favorably due to effective marketing strategies and strong word-of-mouth referrals [51][52] - The company is committed to investing in marketing to sustain growth in the coming quarters [53] 9. **Geopolitical Sensitivity**: - Remitly is monitoring geopolitical issues, particularly immigration policies, but believes its diversified customer base and established presence mitigate risks [54][56] - The company emphasizes the resilience of remittances during economic downturns, supported by historical data [58][59] 10. **Future Opportunities**: - The company is exploring embedded finance and additional value-added services to enhance its offerings for customers living abroad [84][85] - Remitly's technical platform has been re-architected to increase innovation speed across multiple areas [84] Other Important Content - The CEO expressed excitement about leveraging generative AI for product development and customer support, indicating a focus on enhancing operational efficiency [78][80] - Remitly's approach to acquisitions remains cautious, with a preference for organic growth unless a compelling opportunity arises [71][72]

Core Viewpoint - EPAM Systems reported strong first-quarter results for 2025, with non-GAAP earnings per share of $2.41, exceeding estimates and showing year-over-year revenue growth of 11.1% to $1.3 billion, driven by technological innovations and solid performance across various industry verticals [1][2][3]. Financial Performance - Non-GAAP earnings per share for Q1 2025 were $2.41, beating the Zacks Consensus Estimate by 6.2%, although down from $2.46 in the same quarter last year [1] - Revenues for Q1 2025 reached $1.3 billion, surpassing the consensus mark by 1.37% [1] - Non-GAAP gross profit increased by 5.7% year over year to $374.2 million, with a gross margin of 28.7%, down 170 basis points [5] - Non-GAAP operating income grew by 1.3% year over year to $175.8 million, with an operating margin of 13.5%, down 140 basis points [5] Revenue Breakdown - Financial Services contributed $314 million (24.1% of total revenues), up 29.3% year over year [3] - Consumer Goods, Travel, and Retail revenues were $255.5 million (19.6% of total revenues), down 1.4% year over year [3] - Software and Hi-Tech revenues were $190 million (14.6% of total revenues), up 10.5% year over year [4] - Life Sciences and Health revenues were $155 million (11.9% of total revenues), also up 10.5% year over year [4] - Emerging revenues reached $221 million (17.8% of total revenues), up 22.8% year over year [4] - Business Info and Media revenues were $167 million (12.5% of total revenues), down 2.2% year over year [4] Guidance - For Q2 2025, EPAM expects revenues between $1.325 billion and $1.34 billion, indicating a year-over-year growth of 16.2% at the midpoint [7] - The full-year 2025 revenue growth guidance has been revised to 11.5% to 14.5%, up from the previous 10% to 14% [9] - The Zacks Consensus Estimate for full-year 2025 revenues is $5.27 billion, reflecting an 11.4% year-over-year growth [9] - Non-GAAP earnings per share for FY 2025 are now expected to be between $10.70 and $10.95, an increase from the prior estimate of $10.45 to $10.75 [9]

Core Insights - Kaltura reported record total and subscription revenue for Q1 2025, with significant improvements in net loss on both GAAP and non-GAAP bases, alongside record Adjusted net income and Adjusted EBITDA [2][5][40] - The company anticipates a return to growth in new bookings for the full year 2025, driven by customer consolidation, product maturity, and the adoption of new Gen AI capabilities [2][5] Financial Highlights - Total revenue for Q1 2025 was $47.0 million, a 5% increase from $44.8 million in Q1 2024 [5] - Subscription revenue reached $44.9 million, up 9% from $41.2 million in Q1 2024 [5] - Annualized Recurring Revenue (ARR) was $174.8 million, a 7% increase from $162.7 million in Q1 2024 [5] - GAAP gross profit was $32.7 million, with a gross margin of 70%, compared to $28.6 million and 64% in Q1 2024 [5] - Non-GAAP gross profit was $33.0 million, maintaining a non-GAAP gross margin of 70% [5] - GAAP operating loss improved to $1.6 million from $7.3 million in Q1 2024 [5] - Non-GAAP operating income was $3.1 million, compared to a non-GAAP operating loss of $0.6 million in Q1 2024 [5] - GAAP net loss was $1.1 million, or $0.01 per diluted share, significantly improved from a net loss of $11.1 million, or $0.08 per diluted share, in Q1 2024 [5] - Non-GAAP net income was $3.5 million, or $0.02 per diluted share, compared to a non-GAAP net loss of $4.4 million, or $0.03 per diluted share, in Q1 2024 [5] - Adjusted EBITDA for Q1 2025 was $4.1 million, up from $0.6 million in Q1 2024 [5] Business Highlights - Kaltura achieved a net dollar retention rate of 107%, the highest since Q1 2022, indicating strong customer retention and growth [5] - The company closed one new seven-digit deal and fifteen six-digit deals, consistent with typical seasonality [5] - There is growing interest in Gen AI products, with over 150 customers showing interest, representing approximately 20% of the customer base, indicating a significant upsell opportunity [5] Financial Outlook - For Q2 2025, Kaltura expects subscription revenue to be between $40.8 million and $41.6 million, total revenue between $43.4 million and $44.2 million, and Adjusted EBITDA between $1.5 million and $2.5 million [11] - For the full year 2025, the company forecasts subscription revenue between $170.4 million and $173.4 million, total revenue between $179.9 million and $182.9 million, and Adjusted EBITDA in the range of $13.5 million to $15.5 million [11]

TrueCar (TRUE) Q1 2025 Earnings Call May 06, 2025 09:00 AM ET Company Participants Jantoon Reigersman - President & CEONaved Khan - Managing Director - Equity ResearchOliver Foley - Chief Financial OfficerJash Patwa - Equity Research AssociateMarvin Fong - Director Conference Call Participants Ryan Meyers - Senior Research AnalystTom white - Managing Director, Senior Equity AnalystChris Pierce - Senior Analyst Operator Good day, and welcome to the TrueCar First Quarter twenty twenty five Financial Results C ...

TrueCar (TRUE) Q1 2025 Earnings Call May 06, 2025 09:00 AM ET Speaker0 Good day, and welcome to the TrueCar First Quarter twenty twenty five Financial Results Conference Call. Please note that this event is being recorded. I would now like to turn the conference back over to Jantoon Reigersmann, President and Chief Executive Officer of TrueCar. Please go ahead. Speaker1 Thank you, operator. Hello, everyone, and welcome to TrueCar's first quarter twenty twenty five earnings conference call. Joining me today ...

First Quarter 2025 Financial Results Conference Call Presentation May 6, 2025 Together, Building the Future Safe Harbor Statement Forward-Looking Statements Certain statements in this communication may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended from time to time. Those forward-looking statements include all statements that are not historical statements of fact, including, without limitation, statements regarding the anticipate ...

GSI (GSIT) Q4 2025 Earnings Call May 01, 2025 04:30 PM ET Company Participants Lee-Lean Shu - Co-Founder, President, CEO & ChairmanDidier Lasserre - VP, SalesDouglas Schirle - CFOJeffrey Bernstein - Partner Conference Call Participants None - Analyst Operator Welcome to GSI Technologies Fourth Quarter and Fiscal Year twenty twenty five Results Conference Call. At this time, all participants are on a listen only mode. Later, we will conduct a question and answer session. At that time, we will provide instruc ...

Financial Data and Key Metrics Changes - In Q1 2025, revenue grew 27% to $268 million, with adjusted EBITDA of $52 million, representing a 19.5% adjusted EBITDA margin and free cash flow of $87 million [5][26][29] - The company expects full year revenue growth between 22% to 23%, or between $790 million and $798 million, raising gross margin outlook to 71% for the full year [31][32] Business Line Data and Key Metrics Changes - Il Makiage and Spoiled Child drove net revenue growth, with average order value increasing by 4% year over year [26][27] - Spoiled Child is on track to cross the $200 million revenue mark this year, maintaining healthy margins [14] Market Data and Key Metrics Changes - International markets contributed to growth, with both U.S. and international segments growing double digits in Q1, although international remains less than 20% of total business [38][66] - The company is focusing on scaling existing markets and testing new markets, with positive results from recent tests in France, Italy, and Spain [66] Company Strategy and Development Direction - The company aims to build one of the largest beauty companies globally by focusing on online sales and high-efficacy products [6][7] - Strategic priorities include driving existing brands, accelerating international expansion, and investing in new brands and technology [11][12][21] Management's Comments on Operating Environment and Future Outlook - Management views the current environment as a significant opportunity, with a resilient business model that allows for aggressive growth [23][24] - The company remains confident in achieving its long-term growth targets despite potential tariff impacts, which are expected to be manageable [32][60] Other Important Information - The company has zero debt and exited the quarter with $257 million in cash equivalents and investments, along with a $200 million undrawn credit line [29] - The company is actively looking for acquisition opportunities to enhance its platform and capabilities [30][66] Q&A Session Summary Question: Contribution of international markets to the quarter - Management confirmed that international markets are a core part of the growth strategy, with both U.S. and international segments growing double digits in Q1, although international is still less than 20% of total business [38][66] Question: Impact of the FTC's click-to-cancel rule - Management does not foresee significant impact from the regulation, as their subscription model is already designed to be user-friendly and self-service [40][41] Question: Factors driving gross margin increase - Management highlighted that gross margin is not a primary KPI, focusing instead on contribution margin, with cost efficiencies and product mix contributing to the increase [46][48] Question: Updates on Brand Three and tariffs - Management expressed excitement about Brand Three, emphasizing the extensive testing and technology development that has been completed [54][57] - Tariff impacts are expected to be between 50 to 100 basis points on gross margin, which management considers manageable [57][60] Question: Priorities for acquisitions - Management indicated a focus on acquiring brands with strong products or capabilities that would take significant time to develop internally, particularly in biotech and AI [66]