For those who purchased a home during the Covid epidemic when home prices were extraordinarily high, the reality could mean they are underwater with how much they owe on their mortgage vs. the current market value of their home. https://t.co/FWY6yrOr79 ...

Regardless of the truth of allegations against Fed Governor Lisa Cook and others, says @BobOnMarkets, it's clear that the process of getting a mortgage is far too onerous (via @opinion) https://t.co/fgpSqXPnDA ...

Market Trends & Investor Sentiment - Retail investors are increasingly active in the stock market, favoring individual stocks over ETFs, with mega-cap tech and AI-related stocks being popular choices [2][4][8][11][13] - Investopedia's survey indicates strong positive sentiment among self-directed investors, driven by record highs and expectations of deregulation and rate cuts [5][6][7][17][18][36] - Investors show a preference for holding onto their current stock investments, particularly in large-cap tech, with Nvidia, Palantir, Microsoft, Apple, and Amazon being top choices for the next 10 years [9][10] - A survey reveals that if investors had an extra 10,000 (unit unspecified), 22% would invest it in individual stocks [4] Economic Indicators & Monetary Policy - The Producer Price Index (PPI) showed higher than expected inflation, particularly in services, raising concerns for the Federal Reserve [1][24][25] - Despite inflation data, markets largely expect the Federal Reserve to cut interest rates by 25 basis points in September [26][27] - Crypto markets experienced a downturn with Bitcoin down 4% after hitting an all-time high, but overall, crypto has seen significant gains year-to-date, supported by institutional interest and a friendlier regulatory environment [30][31][32] Fannie Mae & Freddie Mac Potential IPO - The Trump administration is considering an IPO for Fannie Mae and Freddie Mac, which could raise approximately 30 billion (unit unspecified) for taxpayers and unwind their 2008 conservatorship [3][37][38] - An IPO would introduce new shares and capital, potentially leading to a major exchange listing, but the government's backing is likely to continue unless Congress intervenes [45][46] - The value of the two mortgage giants could exceed 500 billion (unit unspecified) combined if the IPO proceeds [45] - Existing shareholders are expected to face massive dilution, with the federal government potentially owning over 90% [44][45]

The average interest rate on a common UK mortgage has dropped below 5% for the first time since former prime minister Liz Truss’ calamitous mini-budget in 2022 https://t.co/3HN4fj39sq ...

Government Policy & Regulation - Trump aims to take government-backed mortgage giants Fannie Mae and Freddie Mac public [1] - It's uncertain whether Fannie Mae and Freddie Mac will remain under conservatorship [1] - The valuation method of Fannie Mae and Freddie Mac's shares remains unclear [1]

If you're comfortable locking in a mortgage until 2055,you should be comfortable holding stocks until 2035. ...

A report said the Trump administration is looking at selling shares of Fannie Mae and Freddie Mac, sending over-the-counter shares of the mortgage firms higher, even as several key details remained unresolved. https://t.co/MLXI5F3uqo ...

Mortgage Rate Trends - The report highlights the availability of an interactive map to find the current 30-year mortgage rate average for each U S state [1] - New York and Colorado are identified as the states with the cheapest mortgage rates currently [1]

Investment Opinion - Paying off a mortgage early is considered the American dream, potentially securing generational wealth [1] - Some financial perspectives suggest that paying off a mortgage early is a poor financial decision [1] Personal Finance - Early mortgage payoff provides an opportunity to secure generational wealth, especially for children [1] - Financial decisions should align with individual circumstances [1]

Consumer Finance & Credit Risk - Banks are wary of consumers overusing "buy now, pay later" (BNPL) plans [1] - Overuse of BNPL plans may negatively impact approval chances for mortgages or credit cards [1]