tether minted $378m usdt in 3 days and bought $1b bitcoin for their treasury. $300b total stablecoins sitting onchain right now. that's 100x more dry powder than 2017's entire stablecoin market. capital doesn't need to onboard anymore, it's already here waiting to rotate into risk. ...

Banking System Analysis - Fractional reserve banking is highly leveraged and politically protected [1] - Banks are now distribution extensions of the central bank, not independent risk intermediaries [1] - The sovereign balance sheet, not the commercial one, represents the real capital structure [1] Decentralized vs Centralized Systems - Stablecoins and private credit funds are market-native instruments that clear through collateral [2] - Decentralized collateral systems absorb volatility [2] - Centralized credit systems outsource volatility to the taxpayer [2] Risk and Loss - Losses are transparent when stablecoins and private credit funds fail [2] - Bank failures result in socialized losses [2]

I want to get you to look into the crystal ball in terms of pricing. Where do you think Bitcoin is going and link to that where Ethereum is headed. Yeah.So, I think all the alts are going to enjoy a nice spike, but typically there's a lag. So, Bitcoin goes up, it stalls, and then the alts come up and then the market goes down, it reaches a new plateau. We sit there for a few years, and then we go up.Those cycles were retail driven, and they were every four years. But now that we have all this institutional ...

RT Solana Daily (@solana_daily)🚨VanEck's Sep recap spotlights $SOL's wins - $2B new stablecoins (total $14.3B), 60% tokenized stocks dominance, & upgrades like Alpenglow/Firedancer. https://t.co/OYMc1yLVpa ...

Onondo Overview - Onondo is considered severely overlooked and undervalued in the crypto space, currently hovering under $1, with anything under $1 seen as a steal [1] - The project is consolidating for 182 days since March, with potential for significant upward movement upon breaking key levels like $1.12 or a weekly close over $1.08 [2][4] - The presenter predicts Onondo could easily hit $5+ this cycle, potentially a 500+% increase, due to the extended consolidation period and upcoming alt season [5][6][7] Tokenization and Real-World Assets (RWAs) - Onondo is ranked number one among top 10 projects in the leading narrative around RWAs, accelerating the adoption of tokenized assets and bridging traditional finance with blockchain infrastructure [9][10] - September was a defining month for Onondo, marked by the launch of Onondo Global Markets featuring 100+ tokenized stocks and ETFs, Wisdom Tree joining the Global Markets Alliance, and USDY launching on Stellar [12][13] - Onondo USG fund is the sole anchor of Fidelity's tokenized fund FDIT [13] Market Growth and Adoption - Onondo has $1.76 billion in total value, up almost 17% in the last 30 days, with 105 assets tokenized and monthly transfer volume over $783 million [16] - Stocks on Onondo are up over 1,000+% in the last 30 days, exceeding $36 million [17] - Tokenized stocks have added over $1 billion since September, highlighting the rapid growth in this space [20] Future Potential and Industry Perspective - Tokenization is expected to disrupt the global financial system, with potential for significant growth, possibly reaching a $5 trillion market [23][25] - Experts predict tokenized assets could follow a hockey stick curve, with potential for 10,000x growth in the long term, driven by increased adoption and regulatory clarity [25][34] - Onondo is currently ranked number 41, with potential to reach the top 20, top 15, or even top 10 by the end of the cycle, indicating significant growth potential [39]

Core Insights - Stablecoins have emerged as a popular investment option for risk-averse investors, providing a safer alternative compared to traditional cryptocurrencies [2] - The primary goal of stablecoins is to maintain a value of $1.00, with the majority pegged to the U.S. dollar [3] - Stablecoins can facilitate faster and cheaper cross-border transactions and offer higher yields compared to traditional savings options [4] Comparison of Stablecoins - Ethena USDe and Dai are both pegged to the U.S. dollar but are not backed by actual U.S. dollars or Treasuries, differentiating them from stablecoins like USD Coin and PayPal USD [6] - Ethena USDe utilizes a mix of crypto assets and employs a balancing strategy between long and short positions in crypto to maintain its peg to the U.S. dollar [7][8] - Dai uses smart contracts to hold crypto assets as collateral while maintaining its peg to the U.S. dollar [9]

Stablecoin Adoption & Market Growth - Mainstream media is increasingly focusing on stablecoins, highlighting their potential to revolutionize payments and business operations [1][5] - Stablecoin adoption is accelerating, potentially becoming a catalyst for mass crypto adoption by attracting enterprise and institutional users [3][4] - The total stablecoin market cap has surpassed $300 billion, with a significant increase of approximately 55 billion (55%) in just 7 days [6][7] - Stablecoin monthly transfer volume is consistently around $3 trillion, indicating substantial activity even during relatively inactive periods in the crypto market [9][10][11] - Year-to-date stablecoin transfer volume is over $2556 trillion, approaching the $274 trillion recorded in 2024 [12] ROUSD Performance & Ripple's Strategy - ROUSD market cap has surpassed $90 million, with monthly transfer volume up over 53% in the last 30 days, reaching almost $5 billion, indicating strong adoption [13][15] - Ripple emphasizes ROUSD's role in transforming financial services, particularly in Africa, by reducing costs and improving access to financial services [22][23][24] - ROUSD is expanding globally, with plans to launch in Japan in 2026, aiming to become a top stablecoin due to increasing adoption [27] - ROUSD is committed to regulatory compliance and transparency, as demonstrated by the independent attestation reports [32][33] - ROUSD is being integrated into institutional finance, serving as a key stablecoin offramp for tokenized funds and enabling repo trades for tokenized money market funds [34] Challenges & Future Outlook - Concerns exist about the proliferation of stablecoins with unclear use cases, potentially mirroring the NFT hype [16] - The inefficiency of Ethereum could lead to a shift in stablecoin dominance to other networks like XRP, especially as stablecoin use cases like payments at scale increase [37][38]

Core Insights - PayPal has embraced cryptocurrency by enabling crypto purchases, offering digital wallets, and launching its own stablecoin, PYUSD, which recently surpassed a $1 billion market cap after partnering with Spark [1][2]. Group 1: Stablecoin Market Dynamics - PYUSD's market cap has increased by over 100% in the past year, indicating a growing demand for stablecoins as investors seek to benefit from crypto without volatility [2]. - PYUSD is currently the ninth largest stablecoin by market cap, reflecting its rising prominence in the market [2]. Group 2: Partnership with Spark - The partnership with Spark enhances PayPal's ability to issue stablecoins effectively, positioning it as a leader in the stablecoin industry while validating Spark's business model [3]. - Spark provides stablecoin infrastructure and liquidity, which benefits both companies by boosting demand for stablecoin solutions [3]. Group 3: Competitive Landscape - PayPal's entry into decentralized finance allows it to compete with other fintech firms like Visa and Mastercard, which are also partnering with crypto companies [4]. - The use of stablecoins can disrupt traditional finance by eliminating middlemen, leading to lower transaction costs for merchants [4][6]. Group 4: Strategic Advantages - Stablecoins can help PayPal maintain its market leadership and enhance customer engagement, particularly among the next generation of consumers [5]. - By adopting stablecoins, PayPal positions itself to capitalize on the next major financial trend, avoiding the fate of companies that failed to adapt to technological changes [7].

Industry Criticism - The banking industry is criticized for extracting excessive value from customers and providing poor user experience [1] - The current banking system is described as inefficient and extractive [1] - The author predicts the end of traditional banks due to stablecoins, privacy solutions, and self-custodial user experience [1] Future Trends - Stablecoins, privacy technologies, and self-custodial solutions are identified as key factors disrupting the banking industry [1] Call to Action - Individuals working in the banking sector are encouraged to leave their jobs and join the movement towards decentralized finance [1]

RT Token Terminal @ TOKEN2049 🇸🇬 (@tokenterminal)The top two stablecoins in the market: USDT and USDC.No yield for holders.The top two challenger stablecoins: USDe and USDS.Yield for holders.Interesting. https://t.co/zKlJFO9Ven ...