A consortium of nine European banks has announced plans for a shared stablecoin targeting a 2026 launch. Photo by BeInCrypto Something shifted over the past six months. A consortium of nine European banks has announced plans for a shared stablecoin targeting a 2026 launch. JPMorgan expanded JPM Coin to support euro settlements. Société Générale launched EURCV with reserves held at BNY Mellon. All of this happened within a six-month window. These are not pilot programs. They are production deployments b ...

Bitcoin bear market. Photo by BeInCrypto This year, crypto looked less like an experiment and more like a maturing market, shaped by institutional consolidation, faster-moving regulation, and growing macroeconomic pressure.  As the industry moves toward 2026, its direction will depend on which assets can withstand institutional scrutiny and how recession risk, monetary policy shifts, and stablecoin adoption reshape crypto’s place within the dollar-based financial order. https://www.youtube.com/watch?v=0 ...

South Korea’s BC Card recently completed a pilot that lets foreign users pay local merchants using stablecoins. Tourists converted stablecoins from overseas wallets into digital prepaid cards and spent them at Korean shops without technical glitches or settlement errors. The trial tested stablecoin usage in Korea’s card payment sector while working within existing infrastructure, letting merchants receive funds through standard channels and consumers pay through familiar methods. BC Card sees this as a ...

Photo by BeInCrypto Despite strong accumulation by Bitcoin ETFs and DATs this year, Bitcoin’s price has failed to attract the strong retail participation seen in previous cycles. Well-known market analysts such as Ki Young Ju, CEO of CryptoQuant, and veteran trader Peter Brandt have released their latest Bitcoin outlooks. Their views shed light on Bitcoin’s short-, medium-, and long-term prospects. Short-Term Outlook In the short term, Bitcoin may continue facing difficulties in staging a recovery. Thi ...

RT Artemis (@artemis)The Top Stablecoin App: @PolymarketPolymarket recorded the highest stablecoin transaction count amongst all protocols across all chains (past 30Ds).This positions @Polygon as the chain with the leading stablecoin txn application. https://t.co/Xv3Wbj7Xq7 ...

PARITY Act proposals include a tax exemption for stablecoin payments. Credit: olia danilevich. Key Takeaways House lawmakers have introduced the Digital Asset PARITY Act. The draft bill proposes amendments to how crypto is treated in the U.S. tax code. Proposals include a tax exemption for stablecoin payments and clearer rules for staking and mining. A bipartisan group of House lawmakers has proposed the Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY ...

The Hong Kong Insurance Authority recently announced its intent to allow insurance providers to invest capital in digital assets such as cryptocurrency and other risk ventures such as infrastructure. Under the proposal, insurance providers would pay a 100% risk charge, meaning they’d have to match every dollar invested in crypto or other approved vehicles 1-for-1 as a means to avoid risking policyholder funds. According to a report from Bloomberg, stablecoin investments would attract risk charges based ...

Core Insights - The current regulatory framework for cryptocurrencies in the U.S. is complex and inconsistent, prompting bipartisan efforts to reform it [1] - A new bipartisan proposal, the Digital Asset PARITY Act, aims to modernize the taxation of digital assets and align it with traditional finance [2] Regulatory Reforms - The Digital Asset PARITY Act introduces five major reforms to simplify the treatment of digital assets [2] - The proposed legislation seeks to reduce administrative burdens for crypto users and businesses [2] Taxation Changes - A significant provision of the bill is the de minimis exemption for small stablecoin transactions, which would exempt gains under $200 from capital gains taxes [3] - This exemption is designed to encourage everyday crypto payments without the complexity of reporting obligations [4] - The Treasury Department will have the authority to limit the exemption to prevent potential abuse or tax avoidance [4] Additional Provisions - The bill also addresses the definition and sourcing of digital asset income, tax treatment of digital asset lending, expansion of "wash sale" rules, and mark-to-market election for dealers and traders [6]

Two bipartisan US House lawmakers have released a discussion draft that would carve out a limited tax safe harbor for stablecoin payments, marking one of the most concrete attempts yet to align crypto taxation with everyday consumer use. Key Takeaways: The draft would exempt small stablecoin payments under $200 from capital gains tax. Staking and mining rewards could be taxed after a five-year deferral instead of immediately. The proposal targets consumer use, not crypto investment or trading activit ...

Core Viewpoint - A coalition of over 125 cryptocurrency companies and advocacy groups is actively opposing US banking lobbyists regarding the rights to pay interest on stablecoin deposits, highlighting a significant conflict between traditional banking and the crypto industry [1][5]. Group 1: Banking Lobby's Position - The GENIUS Act currently prohibits stablecoin issuers from paying dividends, but a loophole allows third-party platforms to pass stablecoin yields to users, prompting banks to lobby for closing this loophole [2]. - Banking groups argue that allowing unregulated fintech platforms to offer high yields on cash-equivalent tokens poses systemic risks, potentially leading to a capital flight of up to $6.6 trillion from commercial banks to digital asset platforms [3]. - They contend that such a shift would undermine the capital base necessary for banks to underwrite mortgages and business loans, resulting in increased borrowing costs for American households [4]. Group 2: Crypto Coalition's Response - The crypto coalition has urged lawmakers to reject attempts to expand the scope of the GENIUS Act, arguing that reopening this issue would undermine the predictability of regulatory frameworks and introduce unnecessary risks [5][6]. - They dismiss the banks' concerns as a protectionist effort to maintain a monopoly on low-interest deposits, claiming that banks are trying to protect their profit margins by preventing consumers from accessing higher yields available in the Treasury market [6]. - The coalition argues that stablecoin reward programs allow platforms to share value directly with users, enabling households to benefit from higher rates rather than suffering losses due to inflation [7].