It might surprise people that my husband and I pay a financial planner, given that I spend a lot of time on financial, tax, and investment planning at work. However, hiring a planner has delivered a return that can’t be quantified: peace of mind. Here are some key reasons we pay for financial advice. 1) We wanted a second opinion on a few important decisions. I wanted a different perspective on less-familiar subjects, such as handling employer stock, and whether we needed long-term care insurance. We c ...

Maxing out your 401(k) may feel out of reach, but advisors say it’s more attainable than you think if you increase contributions gradually. https://t.co/MwD3sXhR2A ...

How Does A Financial Advisor Get Paid? 5 Common Fee Structures To KnowChoosing a financial advisor is one of the most important decisions you will make for your future, and understanding how they get paid is essential to ensure their interests align with yours. https://t.co/0DEQEytX31 (Photo: Getty Images) ...

Core Viewpoint - President Trump's proposed $2,000 tariff dividend could provide financial relief to millions of Americans in 2026, but experts express skepticism about its feasibility and potential inflationary effects [1] Group 1: Proposal Details - The $2,000-per-person tariff dividend is currently a proposal without guaranteed payment, approved law, or established eligibility rules as of December 2025 [4] - The administration's Treasury has suggested that the dividend might be delivered as tax breaks rather than direct payments [4] Group 2: Financial Planning Recommendations - Financial planning best practices suggest using the potential $2,000 dividend for high-interest debt repayment, emergency fund contributions, long-term investments, quality of life improvements, and charitable giving [5][7] - A sample allocation of the funds includes: - $700 for high-interest debt repayment - $500 for an emergency fund - $400 for long-term goals - $200 for useful upgrades - $100 for self-indulgence - $100 for optional gifts and donations [6]

The key to a fulfilling retirement is balancing your favorite activities with smart financial planning to make sure your savings last. https://t.co/Vs9RyOuIpi ...

Year-End Financial Checklist: 6 Essential Steps To Secure Your Money In 2026 https://t.co/vunGJVsfpb ...

Core Insights - The holiday season is causing financial stress for many American adults, leading to overspending and debt anxiety [1] Spending Behavior - 79% of surveyed adults plan to use credit cards for holiday expenses, with 52% not expecting to pay off their balances in full [2] - 39% of respondents regret their overspending during the holidays, and a quarter usually create a budget but struggle to adhere to it [3][4] Age-Related Trends - Younger adults (ages 18-34) are more likely to overspend and not stick to their budgets, with one-third admitting they probably won't follow their spending plans [5][6] - Limited life experience and increased social media usage contribute to younger adults' financial management struggles [7] Financial Management Strategies - Experts recommend creating a spending plan to avoid emotional and impulsive spending, which can lead to financial strain [8][9] - Key strategies include setting a budget, tracking spending, minimizing travel costs, and managing credit card debt effectively [11]

Financial experts answer Gen Z’s top money questions, including about when to save and when to pay off debt, and the right kinds of investments for a long-term portfolio. https://t.co/hINTGdPGSz ...

Many Americans in their peak earning years worry about being able to afford retirement. Here are some strategies to make sure you have enough to retire. https://t.co/YhsPJPJzcF ...

Retirement Planning - Falling behind retirement targets is a common issue [1] - Financial planners suggest increasing contributions to fix the issue [1] - Working for a longer period is another solution proposed by financial planners [1]