Industry Overview & Trends - The alternatives industry has grown significantly in the last 15-16 years, becoming more institutionalized with professional management and reporting processes [2] - Private credit may see a boom in an economic downturn due to big lenders' hesitancy and favorable terms for lenders [4] - Technology-focused investments are relatively uncorrelated to macro volatility due to secular trends [5] - Access to private equity is expanding from institutional investors to high net worth individuals and potentially 401(k)s [5][6] - Liquidity is a key issue in alternatives, requiring matching investor liquidity horizons with asset durations [6][7] Market Size & Opportunities - US private equity industry is valued at $3-4 trillion, compared to $8-10 trillion in 401(k)s, highlighting the potential of accessing the 401(k) capital pool [6] - Public markets in technology have approximately 700 companies, while the private market target is 20,000 companies, indicating broader opportunities in private markets [9][10] - A significant portion (20-30 trillion) of the public market value is concentrated in a few companies (the magnificent seven), suggesting diversification benefits in private markets [10] Investment Considerations - Alternative investments can be suitable for regular accredited investors depending on their profile and percentage of exposure [8] - Investing in private markets allows access to a broader range of companies compared to public markets [10]

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think. https://t.co/ga3nnGeWL3 ...

⚡NEW: Peter Schiff says that the people who invest their 401(k)s in crypto are gambling. https://t.co/SmCyEFxpAz ...

The private equity industry has a novel bedfellow in a White House executive order that will pave the way for American workers’ 401(k) savings to go beyond stocks and bonds https://t.co/ipBXyADtog ...

Investment Opportunity - Opening 401ks to private assets aims to provide retirement savers with potentially higher returns and more investment options [2] - BlackRock estimates that adding private market assets could increase returns by approximately 50 basis points (0.5%) annually [2] - This could lead to a potential increase of 15% in 401k plan value over a 40-year period [2] Potential Risks and Concerns - Private equity's inclusion in retirement accounts may lead to increased costs for investors [3] - Private assets are generally less liquid compared to publicly traded stocks and bonds [3] - This illiquidity could make it more difficult for individuals to access their savings quickly before retirement [3] - Assessing and valuing private assets can be more challenging due to limited publicly available information [4] - Greater risk is involved due to the difficulty in assessing and valuing private assets [4]

Retirement Savings - The news relates to 401(k) plans, which are employer-sponsored retirement savings plans [1] News Overview - The document also mentions catching up on all the day's news [1]

Morning Minute: Crypto in Your 401(k)s Is Finally Happening► https://t.co/ZS2NeLxDcA https://t.co/ZS2NeLxDcA ...

LIVE NOW -- Trump Just Made 401(k)s Bullish for CryptoOn this week’s Weekly Rollup, @RyanSAdams and @TrustlessState cover @fundstrat $3B ETH buying spree at 12x @saylor's pace, the race to become the top @ethereum treasury, and whether these companies are a buy or not. They also discuss the @rstormsf verdict, @realDonaldTrump's surprise $8.7T 401(k) crypto order, and @CryptoHayes selling millions in ETH. Plus, @Base’s 33-minute outage, the launch of @SuccinctLabs's ZK prover network, and the @SECGov declari ...

Market Trends - The U S is moving toward making crypto 401(k)-eligible, marking a turning point for American retirement plans [1] - Digital assets are becoming integral to people's financial journeys, from first savings to future pensions [1] Industry Recognition - The development signifies global recognition of digital assets as serious long-term finance [1] - Bitcoin is about to enter one of TradFi's most sacred rooms [1]

Regulatory & Policy Changes - US government executive order allows crypto as a core component of 401(k) plans, upgrading the retirement system [1] - This policy shift redefines retirement wrappers from closed boxes into open networks [5] Industry Transformation - The old retirement model is slow, opaque, and gatekept, relying on traditional assets like index funds and bonds [2] - The new model opens access to permissionless, programmable, borderless assets like Bitcoin, Ethereum, stablecoins, and tokenized real-world assets [3] - These assets can settle instantly, operate 24/7, and be audited on-chain in real-time [3] - Crypto rails are for everything of value including money, stocks, bonds, and property made digital, tradable, and accessible [5] Investment Opportunities - Workers can gain exposure to global markets without intermediaries [4] - Individuals can hold assets that are not eroded by inflation [4] - Investors can invest in tokenized infrastructure projects with fractionalized ownership and instant liquidity [4] - Retirement planning can be active, transparent, and globally diversified from day one [4]