Fake it 'til you make is practiced by Gen Zers and millennials but it can negatively affect your financial future. Here are personal finance tips for doing it right. https://t.co/KwKZhcZD4f ...

Financial Awareness & Education - Financial knowledge is crucial for navigating job insecurity, career gaps, longer lifespans, and managing inheritances [6][7][8][9][11][12][13] - Indians are hesitant to discuss personal finances, leading to approximately 200 billion rupees (2 lakh crore rupees) unclaimed in various financial instruments as of April 2025 [3][4][5] - Financial literacy can be improved through discussion and education, especially within Indian households [2][3] Investment Strategies & Management - Individuals should inform family members about their investments to ensure funds are accessible during emergencies [14][15][16][18] - Access to investments is critical; families should have a way to access funds in emergencies, such as maintaining a password-protected record of credentials [19][20][21][22][23][24] - Nomination is essential for investments, as it provides legal access to investments after the investor's passing, preventing them from becoming dormant [25][26] - Emergency funds should be built based on age and life stage, ranging from 3 months of expenses in one's 20s to 1 year in one's 50s [28][29][30][31] - Emergency funds should be parked in easily accessible avenues like savings deposits or liquid funds [32] - Instead of liquidating investments during emergencies, consider pledging them to obtain a loan, ensuring the asset remains under ownership and continues to appreciate [33][34][35][36][37] - Seeking professional financial advice is crucial to align investments with individual risk profiles and financial goals, rather than making decisions based on incomplete knowledge or copying others [39][40][41][42][43]

Expense Management - The report focuses on identifying tools and methods for reducing unnecessary expenses [1] - Aims to help individuals retain more of their income [1]

"The amount of money you have has got nothing to do with what you earn. People earning a million dollars a year can have no money. People earning $35,000 a year can be quite well off. It's not what you earn, it's what you spend." -- Paul Clitheroe ...

Generation Z lacks sufficient savings. Here's how you can start saving in your 20s. https://t.co/FDJFgZmW7v ...

Event Overview - World Pride DC 2025 的幕后运作，包括资金决策和深层意义[1] - Capital Pride Alliance 的执行董事 Ryan Bos 深入探讨了组织全球最大的 LGBTQ+ 活动之一所需的一切[1] - 活动预算达到七位数（百万美元级别）[1] Financial & Business Perspective - 探讨了酷儿专业人士在坚守价值观的同时，如何建立财富和稳定[1] - 强调了在活动中，预算对于提高可见度的重要性[1] Resources & Access - 可以在各大播客平台或 Yahoo Finance 网站上观看 Living Not So Fabulously 的完整剧集[1] - Yahoo Finance 提供免费的股票代码数据、最新新闻、投资组合管理资源、全面的市场数据和高级工具[1] - 可以通过 Apple App Store 或 Google Play 下载 Yahoo Finance 应用程序[1] - 可以在 X (Twitter), Instagram, TikTok, Facebook 和 LinkedIn 上关注 Yahoo Finance[1]

My name is Mike and I’m the author of The Dividend Guy Blog & The Dividend Monk along with the owner and portfolio manager here at Dividend Stocks Rock (DSR). I earned my bachelor degree in finance-marketing, own a CFP title along with an MBA in financial services. Besides being a passionate investor, I’m also happily married with three beautiful children. I started my online venture to educate people about investing and to be able to spend more time with my family. I started my career in the financial indu ...

Most humans are not rational about their finances. Questions like how much should I save for the future. Where should I invest my money to take the right risk for me.And how should I think about debt and taxes. How you answer these questions today will impact your freedom to do the things you want in the future. Until today, the way to answer these questions have been asking friends, Googling, sometimes hiring a financial adviser, or maybe even asking your bank.These options aren't great. They're filled wit ...

Company Overview - X Financial is a leading Chinese fintech platform[9] - As of March 31, 2025, the loan balance was RMB 58,403 million[11] - In the first quarter of 2025, the total loan facilitation and origination amount was RMB 35,149 million[10] - The company utilizes a technology-driven approach to servicing borrowers and funding partners[20] Financial Performance - Total net revenue for FY2024 was RMB 5,872 million, compared to RMB 4,815 million in FY2023[57] - Non-GAAP adjusted net income for FY2024 was RMB 1,539 million, compared to RMB 1,277 million in FY2023[59] - Total net revenue for 1Q 2025 was RMB 1,938 million, compared to RMB 1,208 million in 1Q 2024[57] - Non-GAAP adjusted net income for 1Q 2025 was RMB 467 million, compared to RMB 322 million in 1Q 2024[59] Balance Sheet - As of March 31, 2025, total assets were RMB 12,093 million[75] - As of March 31, 2025, total equity was RMB 7,435 million[75]

Core Insights - The author transitioned from a traditional financial career to focus on personal finance education through online platforms [1] Group 1 - The author has a strong educational background in finance, holding a bachelor's degree in finance-marketing, a CFP title, and an MBA in financial services [1] - The author has over a decade of experience in the financial industry, starting in 2003 and working in private banking for five years [1] - In 2016, the author took a significant personal journey traveling across North America and Central America, which influenced the decision to leave the financial industry [1] Group 2 - The author founded investing websites to help others with personal finance, marking a shift from a corporate job to a more fulfilling career [1] - The journey included driving through nine countries and spending three months in Costa Rica, which was described as an eye-opening adventure [1] - The decision to quit the traditional job was driven by a desire to spend more time with family while pursuing a passion for investing [1]