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特朗普称“认真考虑”让美国“两房”上市,美媒:或将对美国经济构成风险
Huan Qiu Wang· 2025-05-22 02:24
Core Viewpoint - The U.S. President Trump is seriously considering the public listing of Fannie Mae and Freddie Mac, which could significantly impact the U.S. housing market and mortgage rates [1][3]. Group 1: Government and Housing Market - Fannie Mae and Freddie Mac are government-sponsored enterprises established by Congress to provide stability and continuous support to the housing mortgage market, enhancing the availability of housing loans [4]. - These two institutions together guarantee approximately half of the existing housing loans in the U.S. and have been under government control since the 2008 financial crisis [3][4]. Group 2: Economic Implications - Trump's statement indicates a renewed focus from the White House on the future of these institutions, with expectations that they may exit federal conservatorship during his second term [3]. - Analysts warn that any structural changes to Fannie Mae and Freddie Mac could pose risks to the U.S. economy and potentially increase mortgage rates, especially in the current environment of high interest rates and low affordability [1][3].