As millions of Americans face uncertainty during the latest government shutdown, personal finance expert Suze Orman is offering a clear message: Don't panic — plan. On her "Women & Money" podcast, Orman urged federal workers, contractors, and families affected by the shutdown to take control of their finances rather than freeze in fear. "Fear makes you hide," she said. "But courage makes you act." Step 1: Identify What's Essential Orman's first piece of advice is simple but critical: get honest about yo ...