Core Insights - The article discusses the annual interest income from housing provident funds in China, highlighting significant regional disparities in per capita interest earnings [1][2]. Summary by Sections National Overview - By the end of 2024, the total balance of housing provident fund contributions in China reached 10.93 trillion yuan, generating an interest income of 159.7 billion yuan, resulting in an average per capita interest income of 907 yuan for the 176 million contributors [1]. Regional Analysis - Tibet reported the highest per capita interest income at 1,772 yuan, nearly double the national average, with a total balance of 59.1 billion yuan and 500,000 contributors [1]. - Shanghai and Beijing ranked second and third in per capita interest income, with figures of 1,393 yuan and 1,312 yuan respectively. Shanghai's total balance was 864.6 billion yuan with 9.31 million contributors, while Beijing's balance was 822.2 billion yuan with 9.4 million contributors [1]. Economic Strongholds - In contrast, the economically strong provinces of Guangdong, Jiangsu, and Zhejiang ranked at the bottom for per capita interest income, all below 800 yuan. This is attributed to a broad coverage of contributions but relatively low contribution rates, typically between 5% and 12% [2].