养老金体系压力
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德国劳动人口老龄化欧盟居首
Zhong Guo Xin Wen Wang· 2026-02-04 05:45
德国劳动人口老龄化欧盟居首 编辑:张澍楠 中新网柏林2月4日电 德国联邦统计局3日公布的数据显示,德国是欧盟劳动人口年龄结构最年长的国 家。 广告等商务合作,请点击这里 数据显示,德国55至64岁劳动人口占比达24%,在全国4090万劳动人口总量中,该年龄段群体规模约为 980万人。这一占比显著高于20.1%的欧盟平均水平。除德国外,意大利(23%)和保加利亚(22.3%)的较年 长劳动人口占比同样处于高位。 本文为转载内容,授权事宜请联系原著作权人 联邦统计局指出,德国较年长劳动人口占比偏高的核心原因是人口老龄化程度持续加深,同时法定退休 年龄逐步上调,导致民众退休时间不断延后。德国法定退休年龄将逐步提升,至2029年正式达到67岁。 中新经纬版权所有,未经书面授权,任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview"),看更多精彩财经资讯。 经济合作与发展组织已于2025年底预警,德国养老金体系将承受巨大压力。未来40年间,该国劳动适龄 人口规模将持续萎缩。经合组织建议,延长终身劳动时长,将是未来养老金资金筹措的关键所在。 与此同时,受人均预期寿命 ...
韩媒:退休群体被迫“筹措生活费”,韩国提前申领养老金者破100万
Huan Qiu Shi Bao· 2025-12-09 22:50
Core Insights - The number of individuals in South Korea applying for early pension benefits has surpassed 1 million, reflecting the financial pressures faced by retirees due to factors like "income cliff" and healthcare system adjustments [1][2] Group 1: Early Pension Claims - As of July 2025, the number of early pension claimants reached 1,000,700, marking the first time this figure has exceeded 1 million since the pension system's inception in 1988 [1] - The gender distribution shows that male claimants account for 660,000, approximately double that of female claimants [1] - Early pension claims have increased significantly since 2020, rising from over 670,000 to 1 million, a growth rate of about 49%, representing 16% of all pension recipients [1] Group 2: Financial Pressures and Policy Changes - The pension eligibility age has been gradually raised since 1998, with the latest increase from 62 to 63 years in 2023, contributing to the surge in early claims due to the "income gap" phenomenon [2] - A significant change in the healthcare subsidy eligibility criteria in September 2022 has led many retirees to opt for early pension withdrawals to avoid increased healthcare costs [2] - The trend of early pension claims has expanded beyond traditional low-income groups, with those earning over 5 million won per month increasing to 3.2 times compared to 2021, while those earning below 1.5 million won have decreased [2] Group 3: Implications for Pension System - Early pension claims can reduce benefits by up to 30%, potentially exacerbating elderly poverty [2] - The increasing number of involuntary early claimants, alongside the retirement of the baby boomer generation, may place additional strain on the national pension system [2]