By rolling multiple loans into one, you’ll have fewer bills to juggle, meaning less stress and fewer chances to miss a payment. If you qualify for a lower interest rate, you can also save money in the long run.While debt can feel like an anchor that keeps pulling you down, there are ways to stay afloat, such as through debt consolidation .Record auto debt and a recent surge in delinquencies is being taken as another possible sign of recession on the horizon. Another way to prepare yourself is to rethink you ...

#记账最近几个月确实生活账完全不记了，原因是在日本根本花不了钱。把副业睡后收入的收款地址改到 Bybit，然后所有消费用 U 卡，花不完。这样我既不必记这笔收入，还完全不用记生活支出。美卡把新手礼的最大收益区间刷完，就闲置了。然后随意每 3 个月申请新卡，看看能不能薅新的新手礼。 ...