Maskot / Getty Images Medicare costs are rising, but there are ways to save money on your plan and health care costs. Key Takeaways With Medicare open enrollment underway, you can shop for and switch to a more affordable 2026 plan until Dec. 7. You can also save by applying for assistance programs, checking drug formularies and provider networks, and tapping a licensed expert. Cut costs throughout the year by using preferred pharmacies, staying within your provider network, and using wellness benefi ...