医疗支付多元模式

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就医购药“码”上搞定!这一商保直付方案亮相2025外滩大会
Guo Ji Jin Rong Bao· 2025-09-10 13:46
Core Insights - The "2025 Inclusion·Bund Conference" was held in Shanghai, showcasing the "One Code Direct Payment" platform by Meixin Health, which aims to address payment pain points in the healthcare sector and enhance patient access to medications [1][2] - The healthcare industry in China is undergoing significant transformation, moving from a single insurance payment model to a diversified payment system that includes medical insurance, commercial insurance, and other innovative methods [1] - Despite the development of a multi-payment system, challenges remain in the practical implementation, particularly in the "last mile" of payment processes, leading to a fragmented payment environment [1] Group 1 - The "One Code Direct Payment" platform allows users to access various payment methods regardless of whether they hold a commercial insurance policy, optimizing payment solutions based on individual patient needs [2] - The platform's one-stop payment solution significantly reduces the time and effort required for patients to process claims, transforming the payment experience from a week-long process to a quick 30-second transaction [2] - Meixin Health positions itself as an ecosystem platform connecting insurance companies, medical institutions, pharmaceutical companies, and patients, leveraging technology to enhance the efficiency and effectiveness of medical payments [2]