You'll probably want to know which group you fall into before you start stashing money here for 2026.You save money in your traditional IRA because you want to be able to retire comfortably someday, but you also want the tax break you get today for making contributions. That could result in a nice tax refund that you can then reinvest in your IRA for next year.But this isn't an option for everyone. The IRS forbids certain workers from deducting their IRA contributions in the year they make them, and it reev ...